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Expert analysis of health reform issues

How I sought to stop worrying and love a Bronze plan photo

How I sought to stop worrying and love a Bronze plan

May 16, 2022 – For older enrollees with average-to-high income and some savings, low premium plans with high deductibles usually make… Read more

HMO, PPO, EPO or POS? Choosing a managed care option photo

HMO, PPO, EPO or POS? Choosing a managed care option

May 10, 2022 – Four designations of managed care affects whether you're covered by medical providers – and… Read more

Silver, Bronze, or Gold? Choosing a metal level in the marketplace photo

Silver, Bronze, or Gold? Choosing a metal level in the marketplace

April 25, 2022 – In the ACA marketplace, it’s important to recognize that while Bronze, Gold and Platinum health plans have the same value no matter who… Read more

The case for switching from Bronze to Silver photo

The case for switching from Bronze to Silver

March 31, 2022 – The American Rescue Plan's subsidies made about 4.6 million Americans eligible for a free benchmark Silver health plan. Here's why it would… Read more

What will happen if ARP’s insurance subsidies expire? photo

What will happen if ARP’s insurance subsidies expire?

March 29, 2022 – The American Rescue Plan made ACA health plans more affordable through enhanced subsidies. Here's what happens if that subsidy structure… Read more

Should Medicaid recipients worry about losing their coverage in 2022? photo

Should Medicaid recipients worry about losing their coverage in 2022?

March 4, 2022 – When the public health emergency ends, states will begin disenrolling millions from their Medicaid rolls. If you have Medicaid, here's why… Read more

Lost your job? Here’s how to keep your health insurance or find new coverage now. photo

Lost your job? Here’s how to keep your health insurance or find new coverage now.

January 4, 2022 – Losing your job in 2021 doesn’t mean you have to go without health coverage. Here’s how to find coverage right… Read more

ACA sign-ups hit all-time high – with a month of open enrollment remaining photo

ACA sign-ups hit all-time high – with a month of open enrollment remaining

December 28, 2021 – Americans in need of health insurance have responded to a major increase in marketplace subsidies created by the American Rescue… Read more

How the Build Back Better legislation might affect your coverage photo

How the Build Back Better legislation might affect your coverage

December 22, 2021 – The Build Back Better Act is loaded with long-needed fixes to the Affordable Care Act that would continue to boost affordability of… Read more

Why your ACA premium might be going up for 2022 photo

Why your ACA premium might be going up for 2022

December 15, 2021 – Health insurance rate increases nationally are mostly modest. Here’s why you might expect a steep increase anyway – and how you might… Read more

Four reasons to not wait until January to enroll in an ACA health plan photo

Four reasons to not wait until January to enroll in an ACA health plan

November 4, 2021 – Obamacare's open enrollment was extended to January 15 in most states. Here's why you might want to enroll in a 2022 plan by December 15… Read more

Think you’re not eligible for ACA subsidies? Think again. photo

Think you’re not eligible for ACA subsidies? Think again.

October 8, 2021 – For four huge groups of Americans, 2022 open enrollment will offer unprecedented access to health insurance premium tax… Read more