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Qualifying events

Our look at the ACA qualifying events which can let you buy health insurance outside open enrollment.

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Frequently-asked questions about health insurance

Our insurance experts answer the questions our readers ask most.

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My premium subsidy is dependent on my AGI. But I’m self-employed, so my AGI is dependent on my premium. Help! Read answer

How much training do the ACA’s Navigators receive?

How much training do the ACA’s Navigators receive? Read answer

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance? Read answer

obamacare-jan-1-effective-date-square

What’s the deadline to get coverage during Obamacare’s open enrollment period? Read answer

Will the IRS use my tax dollars to pay my ACA penalty?

If I owe income tax and the ACA penalty but don’t plan to pay the ACA penalty, will the IRS apply my payment to my penalty or to my income tax? Read answer

Could I leave my employer-sponsored plan and possibly get better and less expensive coverage through the exchanges?

Could I leave my employer-sponsored plan and possibly get better and less expensive coverage through the exchanges? Read answer

What type of exchange does my state have?

What type of health insurance exchange does my state have? Read answer

How do the ACA qualifying events and special enrollment periods work?

Are qualifying events and special enrollment periods the same as they were in prior years? Read answer

where-is-my-1095

Where do I find my 1095 tax form? Read answer

Do 'Gold' exchange plans offer more generous coverage than Bronze or Silver plans?

Do ‘Gold’ exchange plans offer more generous coverage than Bronze or Silver plans? Read answer