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Health Insurance Glossary

Definitions for common health insurance terms

guaranteed issue

DEFINITION: Guaranteed issue refers to health insurance coverage that is guaranteed to be issued to applicants regardless of their health status, age, or income – and guarantees that the policy will be renewed as long as the policy holder continues to pay the policy premium.

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High-risk pools were a last resort for…

January 13, 2017 – High-risk pools could be resurrected, and yes, they could potentially work. But they would require massive cash infusions from the federal… Read more

Buying health insurance if you are self-employed.

Health insurance gains for the…

December 12, 2016 – The self-employed have historically faced a set of unique challenges in finding and keeping health insurance. But the Affordable Care Act… Read more

Individual health insurance under…

August 18, 2016 – If you are self employed, or if your employer does not offer health insurance, you'll likely turn to the private market to purchase an… Read more

What happens to individual health insurance coverage when a policyholder moves to a new state? The answer depends on the carrier, and on each state.

How to keep your health insurance when…

July 15, 2016 – What happens to individual health insurance coverage when a policyholder moves to a new state? The answer depends on the carrier, and on… Read more

are child only policies available through the exchanges

Are child-only policies available…

May 15, 2015 – Q: I've heard a lot of conflicting information about child-only policies. I'm on Medicare, but I need coverage for my 16 year-old-daughter.… Read more