glossary-splash.jpg Get a free health insurance quote

Shop now for
2016 coverage.

Coverage gap?

Inexpensive plans, for up to a year.

Shop Short Term plans

Qualifying event?

You can still shop for ACA plans.

Shop Obamacare plans

Health Insurance Glossary

Definitions for common health insurance terms

student health insurance

DEFINITION: In recent years, many colleges have begun requiring proof of health insurance for students. Most four-year colleges now offer health plans for their students. Students may opt instead to remain on their parents’ plan through age 26, or seek coverage through an employer’s plan if they’re employed full time. They can also purchase their own individual health insurance plan from a licensed health insurance provider, but the coverage must meet specific requirements put forth by the school.

Traditionally, student health insurance plans offered by colleges have included low lifetime and annual benefit maximums. The ACA prohibits lifetime maximums on essential benefits in student plans as of July 2012, and prohibits annual maximums on essential benefits as of 2014 (phased out starting in 2012). These requirements make student health plans more of a true safety net than they have been in the past. Read more about student health insurance.