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Health Insurance Glossary

Definitions for common health insurance terms

Affordable Care Act (ACA)

DEFINITION: The Patient Protection and Affordable Care Act (PPACA) – also known as the Affordable Care Act or ACA, and generally referred to as Obamacare – is the landmark health reform legislation passed by the 111th Congress and signed into law by President Barack Obama in March 2010.

The legislation includes a long list of health-related provisions that began taking effect in 2010. Key provisions are intended to extend coverage to millions of uninsured Americans, to implement measures that will lower health care costs and improve system efficiency, and to eliminate industry practices that include rescission and denial of coverage due to pre-existing conditions.

Read more about Affordable Care Act (ACA)

Obamacare penalty calculator

Will you owe a penalty under…

August 28, 2017 – If you decide not to purchase coverage and remain uninsured, you can use the calculator on this page to determine the size of the penalty… Read more

Do student health policies have to cover birth control without co-pays?

Do student health policies have to…

June 8, 2017 – Q. Do student health policies have to cover birth control without co-pays? A. Yes. Policies that began on or after August 1, 2012, are… Read more

The Senate is working on its own version of repeal-and-replace legislation. Here's what happens next ... and how you can react.

The Senate’s Obamacare repeal bill: a…

May 26, 2017 – The Senate is working on its own version of repeal-and-replace legislation. Here's what happens next ... and how you can… Read more

Why have so many southern states refused to expand Medicaid?

What is the Medicaid ‘coverage gap’…

May 16, 2017 – Q. I keep hearing about the "coverage gap" in states that are not expanding Medicaid. Can you explain what that means and who it affects?… Read more

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?

My employer offers insurance, but I…

March 29, 2017 – Q: My employer offers insurance, but I think it's too expensive. Can I apply for a subsidy to help me buy my own insurance? A: Probably… Read more