DEFINITION: A pre-existing condition is a medical condition that is excluded from coverage by an insurance company because the condition was believed to exist prior to the individual obtaining a policy from the particular insurance company.
In the individual market, starting in 2014, pre-existing conditions could no longer be excluded, factored into premium calculations, or cause an application to be declined.
June 29, 2017 – As someone with diabetes, I can attest that the ACA is truly a BFD. The law has been a godsend to me, financially, health-wise, and, well,… Read more
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