A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Medicare & Medicaid

Medicare & Medicaid

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ACA open enrollment: what’s new for 2025
Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various changes that consumers should be aware of this fall.

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How does a health savings account (HSA) work?
A health savings account is a tax-advantaged savings account combined with a high-deductible health insurance policy to provide an investment and health coverage. Deposits to the HSA are tax-deductible and grow tax-free. Withdrawals are always tax-free if they're used for qualifying medical expenses, although they account can be used like a traditional IRA after age 65, with withdrawals subject to regular income tax.

healthcare

What is healthcare?

healthinsurance.org health insurance glossary

What is healthcare?

The term healthcare encompasses a wide range of actions and treatments designed to improve or maintain patients’ health. In many situations, it’s written as two words — health care — and can refer to the whole system that provides medical/wellness care to the population (some people still prefer to write it as one word even when it’s used as an adjective).

A health care provider is a person or facility that provides medical or wellness care to a person or population. This does not include health insurance carriers, which are payers rather than providers. Health insurers facilitate payments for health care providers, but they are not health care providers themselves unless the insurance plan also owns the facility and employs the medical professionals (eg., Kaiser Permanente’s model).

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