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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Featured

Featured
13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

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Featured
6 lessons Mary Lou Retton’s health scare can teach us about coverage
Mary Lou Retton’s health scare story included some important lessons for consumers, many of whom may assume that the celebrity’s health scare is a sign of barriers to affordable health coverage.
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healthcare

What is healthcare?

The term healthcare encompasses a wide range of actions and treatments designed to improve or maintain patients’ health. In many situations, it’s written as two words — health care — and can refer to the whole system that provides medical/wellness care to the population (some people still prefer to write it as one word even when it’s used as an adjective).

A health care provider is a person or facility that provides medical or wellness care to a person or population. This does not include health insurance carriers, which are payers rather than providers. Health insurers facilitate payments for health care providers, but they are not health care providers themselves unless the insurance plan also owns the facility and employs the medical professionals (eg., Kaiser Permanente’s model).

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What's changed since passage of Affordable Care Act?

Sweeping health reform legislation delivered a long list of provisions focused on health insurance affordability, consumer protections.