A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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healthcare

What is healthcare?

healthinsurance.org health insurance glossary

The term healthcare encompasses a wide range of actions and treatments designed to improve or maintain patients’ health. In many situations, it’s written as two words — health care — and can refer to the whole system that provides medical/wellness care to the population (some people still prefer to write it as one word even when it’s used as an adjective).

A health care provider is a person or facility that provides medical or wellness care to a person or population. This does not include health insurance carriers, which are payers rather than providers. Health insurers facilitate payments for health care providers, but they are not health care providers themselves unless the insurance plan also owns the facility and employs the medical professionals (eg., Kaiser Permanente’s model).

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