employer-sponsored health insurance
DEFINITION: Of Americans who have health coverage, nearly 60 percent secure that coverage through an employer-sponsored plan, often called group health insurance. Millions take advantage of the coverage for reasons as obvious as employer responsibility for a significant portion of the health care expenses. Group health plans are also guaranteed issue, meaning that a carrier must cover all applicants whose employment qualifies them for coverage. In addition, employer-sponsored plans typically are able to include a range of plan options from HMO and PPO plan to additional coverage such as dental, life, short- and long-term disability.
December 29, 2016 – Q. I have heard that because of Obamacare, employers have been dropping spouses from their plans. Is this true?
A. Obamacare increased… Read more
August 18, 2016 – Somewhere between two million and four million people are impacted by the family glitch. They are disproportionately lower-income, because… Read more
July 10, 2016 – Q: How will the ACA's health insurance exchanges interact with critical illness plans? A: In recent years, critical illness plans —… Read more
May 13, 2016 – Q. I'm lucky – my boss pays for 100 percent of my coverage. But he doesn't pay any of the premium to add dependents to the plan. Can I… Read more
February 10, 2016 – The unprecedented advantages offered by ACA's SHOP exchanges truly make the law a game changer when it comes to making small businesses… Read more