glossary-splash.jpg Get a free health insurance quote

ZIP, click, and pick. Your plan options in seconds.

1-844-368-4378

Or click to call 1-844-368-4378

Health Insurance Glossary

Definitions for common health insurance terms

employer-sponsored health insurance

DEFINITION: Of Americans who have health coverage, nearly 60 percent secure that coverage through an employer-sponsored plan, often called group health insurance. Millions take advantage of the coverage for reasons as obvious as employer responsibility for a significant portion of the health care expenses. Group health plans are also guaranteed issue, meaning that a carrier must cover all applicants whose employment qualifies them for coverage. In addition, employer-sponsored plans typically are able to include a range of plan options from HMO and PPO plan to additional coverage such as dental, life, short- and long-term disability.