Involuntary loss of coverage is a qualifying event that triggers a special enrollment period. If you lose your plan, you’ll have a chance to enroll in a new plan, either on or off the exchange in your state.
An advance directive is a documentin which a person indicates what actions should be taken on his or her behalf in the event that he or she is physically or mentally unable to make medical decisions.
An advance directive can include specific treatments that you do or do not want, and it can also designate a person to make decisions on your behalf if you become unable to make your own medical decisions.