Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.
Mary Lou Retton’s health scare story included some important lessons for consumers, many of whom may assume that the celebrity’s health scare is a sign of barriers to affordable health coverage.
Once a company’s patent on a brand-name prescription drug has expired, other drug companies are allowed to sell the same drug under a generic label. Generic drugs are less expensive, despite containing the same active ingredients as their brand-name counterparts, and most prescription and health plans reward clients for choosing generic drugs, as out-of-pocket costs tend to be lowest for generic drugs, and higher for brand-name drugs.
Prescription discount plans are NOT insurance plans. Discount plans are offered by drug manufacturers, drug stores and membership organizations like AARP.
Medicare beneficiaries who are willing to do a little research – and to reach out for help – can dramatically reduce their prescription medication and coverage costs.