A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Featured

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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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public exchange

What is a public exchange?

healthinsurance.org health insurance glossary

What is a public exchange?

The Affordable Care Act included a provision to set up a public exchange in every state, run by either the state, HHS, or a collaboration between the two. The exchange itself (i.e., the marketplace where you shop for coverage) is government-run. But the health plans available for sale in the exchange are from private health insurance companies, many of which have been providing health insurance for decades.

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