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Qualifying events

Our look at the ACA qualifying events which can let you buy health insurance outside open enrollment.

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Frequently-asked questions about health insurance

Our insurance experts answer the questions our readers ask most.

Obamacare is no job killer.

To what extent is Obamacare actually a ‘job killer?’ Read answer

Avoid 1095-A insurance penalties

If I say ‘No!’ to Obamacare and buy my coverage outside of the exchanges, will I have to pay a penalty if the benefits don’t meet Obamacare’s standards? Read answer

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Are qualifying events and special enrollment periods the same as they were in 2014? Read answer

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I have insurance through my husband’s employer, so I don’t need my employer’s coverage. But my company said I have to work fewer than 30 hours a week so that I’m not considered full time. Can I just waive my employer’s coverage if they let me work full time? Read answer

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My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment? Read answer

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If I already enrolled in a plan for 2015, can I change my mind and pick a different plan instead? Read answer

Even if you think you are eligible for Medicaid, you should pay attention to open enrollment.

If I qualify for Medicaid, should I worry about the February 15 deadline for open enrollment? Read answer

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I already have great employer-sponsored health insurance that covers my pre-existing conditions. So how does Obamacare help me? Read answer

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Is it true that Obamacare’s preventive care mandates only help women? Read answer

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I’m retired and on Medicare. Are my benefits getting cut to pay for all the newly insured younger people? Read answer