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Frequently-asked questions about health insurance

Our insurance experts answer the questions our readers ask most.

We live in China right now but we don’t have health insurance for the times we come back to the states. What kind of insurance can we get?

We live in China right now but we don’t have health insurance for the times we come back to the states. What kind of insurance can we get? Read answer

If I decline my employer-sponsored plan and try to get a subsidized exchange plan, will the IRS know?

If I decline my employer-sponsored plan and try to get a subsidized exchange plan, will the IRS know? Read answer

Someone told me you have to earn a minimum of $30,000 per year in order to purchase ACA insurance. Is this correct?

Someone told me you have to earn a minimum of $30,000 per year in order to purchase ACA insurance. Is this correct? Read answer

I know the individual mandate permits a gap in coverage up to three months per year. What if I’m uninsured for the last three months of 2014 and first three months of 2015?

I know the individual mandate permits a gap in coverage up to three months per year. What if I’m uninsured for the last three months of 2014 and first three months of 2015? Read answer

We’re moving 50 miles, but staying in the same state. Is that a qualifying event?

We’re moving 50 miles, but staying in the same state. Is that a qualifying event? Read answer

My parents are 68, but recently moved to the U.S., so they don’t qualify for Medicare. Can they buy insurance in the exchange?

My parents are 68, but recently moved to the U.S., so they don’t qualify for Medicare. Can they buy insurance in the exchange? Read answer

My carrier is allowing me to renew my pre-2014 plan. Can I shop for a new plan instead?

My carrier is allowing me to renew my pre-2014 plan. Can I shop for a new plan instead? Read answer

Should I be leery of short-term health insurance plans?

Should I be leery of short-term health insurance plans? Read answer

What is short-term health insurance?

What is short-term health insurance? Read answer

Where can I find the list of Obamacare qualifying events?

Where can I find the list of Obamacare qualifying events? Read answer