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Frequently-asked questions about health insurance

Our insurance experts answer the questions our readers ask most.

I know open enrollment ends February 15, but what’s the deadline to enroll if I want a January 1 effective date?

I know open enrollment ends February 15, but what’s the deadline to enroll if I want a January 1 effective date? Read answer

My premium subsidy is dependent on my AGI. But I’m self-employed, so my AGI is dependent on my premium. Help!

My premium subsidy is dependent on my AGI. But I’m self-employed, so my AGI is dependent on my premium. Help! Read answer

Is Social Security considered income when I’m enrolling in a plan through the exchange?

Is Social Security considered income when I’m enrolling in a plan through the exchange? Read answer

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year?

If I don’t make changes to my plan and just let it auto-renew for January, am I stuck with it for the rest of the year? Read answer

I enrolled through the exchange and I’m happy with my coverage. Do I have to go through that again, or can I just let my plan renew for 2015?

I enrolled through the exchange and I’m happy with my coverage. Do I have to go through that again, or can I just let my plan renew for 2015? Read answer

Is the IRS saying I’ll have to pay more for my health insurance next year?

Is the IRS saying I’ll have to pay more for my health insurance next year? Read answer

Will I be able to see 2015 health insurance rates on the exchange web sites before open enrollment begins?

Will I be able to see 2015 health insurance rates on the exchange web sites before open enrollment begins? Read answer

Why are more insurers offering plans in the marketplaces in 2015?

Why are more insurers offering plans in the marketplaces in 2015? Read answer

If I need a policy with a January 1, 2015 effective date, what’s the deadline for enrolling?

If I need a policy with a January 1, 2015 effective date, what’s the deadline for enrolling? Read answer

What happens if I don’t make my premium payment by the end of the grace period?

What happens if I don’t make my premium payment by the end of the grace period? Read answer