Michigan health insurance

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status report:
Michigan state health insurance exchange

What progress is being made in setting up its federally-mandated Michigan state health insurance exchange?"

About state health insurance exchanges

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How did Michigan officials vote on health reform?

H.R.2: Repealing the Health Care Bill

#14

Date of Vote: 1/19/2011 Status: House passed 245-189, 1 not voting

HOUSE|SENATE

1/19/2011--Passed House amended. Repealing the Job-Killing Health Care Law Act - Repeals the Patient Protection and Affordable Care Act, effective as of its enactment. Restores provisions of law amended by such Act. Repeals the health care provisions of the Health Care and Education and Reconciliation Act of 2010, effective as of the Act's enactment. Restores provisions of law amended by the Act's health care provisions. [more]

Yes (9)

• Justin Amash
• Dan Benishek
• David Camp
• Bill Huizenga
• Thaddeus McCotter

• Candice Miller
• Michael Rogers
• Frederick Upton
• Timothy Walberg

Our
Pick

No (6)

• Hansen Clarke
• John Conyers
• John Dingell
• Dale Kildee
• Sander Levin

• Gary Peters

how healthy is living in Michigan?

Michigan has stayed consistent from last year's rankings as the 30th healthiest state to live in, according to the 2010 America's Health Rankings® by the United Health Foundation.

The good news:

• Michigan was praised in 2010 for its high rates of immunization coverage and early prenatal care for pregnant women in their first trimester.
• The state has seen several changes for the better in the past ten years.
• Smoking has decreased since 1990 to 19.6 percent of the population.
• Since 1995, the rate of infectious disease has fallen to 9.5 cases per 100,000 members of the population.
• And over the past year, Michigan has seen an increase of high school graduations, and now shows 77 percent of 9th graders graduating within four years.
• Michigan has a low rate of occupational fatalities, and a low geographic disparity.

The bad news:

• Michigan's challenges include relatively high rates in both prevalence of obesity and deaths due to cardiovascular disease.
• Its level of public funding is also particularly low, at $52 per individual.
• Michigan has seen a marked rise in the rate of children in poverty over the past ten years, from 14.1 to 20.7 percent of the population under the age of 18.

Michigan's best and worst category rankings:

• Immunization coverage – 3rd
• Occupational fatalities – 6th
• Early prenatal care – 12th
• Prevalence of obesity – 41st
• Public health funding ($52 per person) – 41st
• Deaths due to cardiovascular disease – 42nd

more details

• See the United Health Foundation's latest findings on Michigan.
• Trust for America's Health ia another source for key Michigan health quality findings. In addition, 2010's federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Michigan here.

get local health results

State snapshot too large? Get county-by-county health rankings for Michigan, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

does Michigan have a health insurance high risk pool?

No, Michigan does not offer its own risk pool for its citizens who are medically uninsurable.

IMPORTANT UPDATE: Starting in 2010, Michigan started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. To find out more about Michigan's participation, click here.

Risk pools are state-sponsored programs to help people with a history of medical problems in their family to purchase coverage. These pools are for people who can afford to buy health insurance, but are not able to get underwritten in the private market because of a pre-existing health condition. These programs can vary significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state are required to contribute to the pool to keep it in the black. In the best cases, they allow people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

how to find health insurance in Michigan

Cover The Uninsured is a national effort to highlight the fact that too many Americans are living without health insurance and to demand solutions from our nation's leaders. Read more information on its efforts. It is a project of the Robert Wood Johnson Foundation.

• Cover The Uninsured's facts on the uninsured in Michigan and all other states.
• The Foundation for Health Coverage Education's guide on how to find health insurance in Michigan.
• Materiales En Español – Guías para encontrar cobertura de seguro de salud.

Georgetown's Michigan health insurance guide

Georgetown University's Health Policy Institute has researched and written state-by-state guides for finding and keeping health insurance. It updates these guides as federal and state policies change. A number of non-profit organizations help fund its research. Learn more about the Health Policy Institute.

Review Georgetown's guide for Michigan.

Health insurance plan report cards for Michigan

The National Committee for Quality Assurance is a private, non-profit organization that, among other things, provides health care plan report cards for consumers.

Go here to search for Michigan health insurance plan report cards.

Michigan government health insurance resources

How to Get the Most Out of Your Health Coverage – Should you have questions, or need additional information, the staff is available to provide assistance.

Michigan Department of Community Health – Should you have questions, or need additional information, the staff is available to provide assistance.

PDF guide to Discount Health Insurance Plans – Michigan's Office of Financial and Insurance Services.

MIChild – a health insurance program for uninsured children of Michigan's working families. MIChild services are provided by many HMOs and other health care plans throughout Michigan.

Michigan's Patient Bill of Rights – knowing your rights and how to exercise them is the first step toward being a better consumer in today's health insurance market.