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Michigan Health Insurance

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Michigan guide to Health InsuranceHow healthy is living
in Michigan?

Michigan is ranked the 37th healthiest state in the 2012 America's Health Rankings® by the United Health Foundation.

The good news:

  • During the past five years, preventable hospitalizations have declined.
  • Air pollution decreased over the past five years from 12.9 to 9.5 micrograms of fine particulate per cubic meter.

The bad news:

  • Michigan's ranking has declined sharply over the past three years.
  • The percentage of children in poverty has increased sharply during the past 10 years. The rate is up from 12.4 percent to 22.7 percent.

Michigan's best and worst category rankings:

  • Geographic Disparity – 12th
  • Lack of Health Insurance – 14th
  • Sedentary Lifestyle – 15th
  • Occupational Fatalities – 15th
  • Infectious Disease – 42nd
  • Immunization Coverage – 44th
  • Obesity – 46th

more details

  • health insurance plans comparedSee the United Health Foundation's latest findings on Michigan.
  • Trust for America's Health ia another source for key Michigan health quality findings. In addition, 2010's federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Michigan here.

get local health results

State snapshot too large? Get county-by-county health rankings for Michigan, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.


Does Michigan have a health insurance high risk pool?

health-insurance risk poolsIMPORTANT UPDATE: Starting in 2010, Michigan started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. To find out more about Michigan's participation, click here.

Risk pools are state-sponsored programs to help people with a history of medical problems in their family to purchase coverage. These pools are for people who can afford to buy health insurance, but are not able to get underwritten in the private market because of a pre-existing health condition. These programs can vary significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state are required to contribute to the pool to keep it in the black. In the best cases, they allow people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.


Non-profit sources of health insurance information for Michigan

  • fhce logoThe Foundation for Health Coverage Education's mission is to provide simplified public and private health insurance eligibility information in order to help more people access coverage. Here is its guide on how to find health insurance in Michigan.
  • The Robert Wood Johnson Foundation is tracking the progress of health insurance reform in each state. Its page for Michigan can be found here.
  • The National Committee for Quality Assurance is a private, non-profit organization that, among other things, provides health care plan report cards for consumers. Search for Michigan health insurance plan report cards.

Michigan state government health insurance resources

Michigan State Seal.;

Michigan Patient Rights and Responsibilities —  Knowing your rights and how to exercise them is the first step toward being a better consumer in today’s health insurance market.

MIChild —  PDF explaining the state’s health insurance program for uninsured children of working families. MIChild services are provided by many HMOs and other health care plans throughout Michigan.

PDF guide to discount health plans (not insurance) —  Michigan’s Office of Financial and Insurance Services provides a publication discussing plans which provide discounts for those without insurance when purchasing health services.

Michigan Department of Community Health —  Information and links provided by the state’s department responsible for community health issues.

Michigan Department of Licensing and Regulatory Affairs —  Health insurance publications offered by the State of Michigan.



Michigan reform, single-payer health care information

Medicare for All: Michigan for Single Payer —  Committed to educating Michiganders about single-payer national health insurance and getting citizens to participate in the Million Letters for Health Care Campaign by U.S. Congressional Districts.

State-specfic information on the Physicans National Health Program in Michigan.

The Affordable Care Act: Immediate Benefits for Michigan -- How the Affordable Health Care act will improve the lives of people living in Michigan.

Why health care reform is important to Michigan -- This 2009 document by the AARP provides a compelling case f for health reform in Michigan.

The Benefits of Health Reform In Michigan -- The Democratic Policy Committee of the United States Senate looks at benefits of health reform for the citizens of Michigan.



Other helpful Michigan health and medical care links

Michigan mental health resource guide, offered by the Substance Abuse and Mental Health Services Administration of the U.S. Government.

The National Coalition on Health Care's information for Michigan -- America's oldest, most diverse, and broadest based group working to achieve comprehensive health system reform.



How did Michigan officials vote on health reform?


H.R.2: Repealing the Health Care Bill

#14
Date of Vote: 1/19/2011 Status: House passed 245-189, 1 not voting
House vote
HOUSE|SENATE

1/19/2011--Passed House amended. Repealing the Job-Killing Health Care Law Act - Repeals the Patient Protection and Affordable Care Act, effective as of its enactment. Restores provisions of law amended by such Act. Repeals the health care provisions of the Health Care and Education and Reconciliation Act of 2010, effective as of the Act's enactment. Restores provisions of law amended by the Act's health care provisions. [more]



Health insurance exchange

Michigan state health insurance exchange Michigan's exchange

Find out what your state's health insurance exchange will look like.

Michigan health insurance premium rebates

state-by-state breakdown of health insurance premium rebates $14 million to 113,995 families

Insurance companies were forced to return an average of 214 per family in 2012.

State Health Insurance Guides

AL AK AZ AR CA CO CT DE DC FL GA HI ID
IL IN IA KS KY LA ME MD MA MI MN MS MO
MT NE NV NH NJ NM NY NC ND OH OK OR PA
RI SC SD TN TX UT VA VT WA WV WI WY

MI health insurance news

Michigan House votes to use federal health exchange grant

02/28/2013 7:02 PM
wsbt.com — The Republican-controlled House approved a bill to begin using a $31 million federal grant to establish a health insurance exchange. The exchange will be jointly operated by the state and federal governments. The state Senate is expected to vote on the bill in early March.

Last legislative push for state-run exchange fails in MI

11/29/2012 11:11 PM
Crain’s Detroit Business — A House committee failed to advance a bill for a state-run exchange. Gov. Rick Snyder supports a state-run exchange, but has announced the state will settle for a state-federal partnership.

Michigan picks benchmark plan

10/05/2012 6:10 PM
mlive — Gov. Rick Synder an HMO plan as its model for for the benefits that will be covered by all plans offered on the state exchange.

Read more Michigan health insurance news

MI health insurance companies

Health insurance companies in Michigan.
Get health insurance quotes for these companies.

Aetna
Blue Cross Blue Shield of Michigan
Celtic Ins. Co.
Companion Life Insurance Company
Golden Rule
Health Alliance Plan
Humana
UNICARE

Doctor directory for Michigan

Find licensed physicians near you. Each state is home to organizations that can help you find and research physicians, offering online information about a physician's license, schooling, practice information and more.

Michigan Licensee Search
Michigan Department of Community Health

Other Michigan Public Resources
Michigan State Medical Society

Health insurance for individuals MI

Resources for those individuals seeking health care insurance in Michigan. If you are looking for Michigan Medicare, visit our site for health insurance over 65.

How your member of Congress voted

how the Michigan congressional delegation voted on insurance reform healthreformvotes.org

Your members of the Michigan Congressional delegation voted on health care reform.