It’s been a year since the start of the Affordable Care Act’s first open enrollment period and – though that period was marked by a rocky start – it’s since been a year filled with tremendous health coverage gains for Americans. Now, the second open enrollment period is upon us. It’s time to shop for 2015 health insurance plans.
An estimated 7.1 million American have enrolled in health insurance exchange – or marketplace – plans (and have paid their premiums). At the same time, Obamacare’s Medicaid expansion has helped boost the number of new Medicaid enrollees to more than 7 million. What’s more, millions more Americans have enrolled in private ACA-compliant plans outside the exchanges – or off exchange.
Affordable, comprehensive health insurance
The health law’s critics continue to charge that Obamacare is driving up individual health insurance premiums and causing plan cancellations. But there’s plenty of evidence that for the first time, the law has allowed millions of Americans to find affordable medical insurance – thanks in part to generous subsidies – without fear of being excluded due to pre-existing conditions.
Now, millions of Americans are seeking coverage during open enrollment (November 15 through February 15). Many are enrolling for the first time, but it’s also time for many to re-enroll in ACA-compliant plans. They will be relieved to find out that in most cases, exchanges have made significant improvements.
Free eBook about open enrollment
If you’re ready to enroll, but not sure where to start, check out our new guide to open enrollment, available now as a free download. Written by health insurance expert Louise Norris, it’s filled with step-by-step instructions for hassle-free enrollment – or re-enrollment – in the exchanges or off exchange.
We wouldn’t call it cheap health insurance, but our free eBook does have tips for selecting plans that will give you the most coverage with the least drain on your pocketbook. (Health insurance premiums are important, but not the only factor to consider.) You can also read about strategies that will speed up your enrollment.
Don’t hesitate to let us know if you hit a snag in the process – or if you’re stumped by a question about health coverage. Of course, we’d also love to hear about your success in getting coverage and quality healthcare.
Your guide to health insurance resources
Since 1994, healthinsurance.org has been a guide for consumers seeking straightforward explanations about the workings of individual health insurance – also known as medical insurance – and help finding affordable coverage.
The topic of insurance can be confusing, but we’re here with more information than ever: educational articles, expert health policy analysis, frequently asked questions about reform, a health insurance glossary, and guides to the health marketplaces and other insurance resources in each state.
Coverage tailored to your needs
We’re also here to help you find coverage. Though healthinsurance.org does not sell health insurance, we partner with more than a half dozen other partners who do. That allows us to help you get health insurance quotes quickly and easily. Simply enter your ZIP code to receive a family health insurance quote that will help pinpoint coverage that fits your needs.
Your patronage of our partners helps fund our mission, allowing us to hire the experts who create and edit a vast collection of articles and resources that can help you navigate the promising landscape of the Affordable Care Act.