Miss Obamacare’s open enrollment?

Are you eligible due to a “qualifying event?” (See list.)

Do you qualify for a subsidy? (Find out more.)

You still have
health insurance
options:

Find affordable health insurance

Affordable health insurance for individuals, families and the self-employed

Finding health insurance in today’s marketplace can seem impossible. If you’re one of the millions of Americans who buys their own health coverage, individual health insurance can offer you a confusing array of options — not all of them good, and few that are inexpensive.

Sure, it may seem easy to find an agent who will offer you cheap health insurance, but here’s the thing: health coverage isn’t cheap if it doesn’t adequately cover your expenses when you need it most.

Thanks to the recently passed health reform legislation, the landscape is changing for consumers. Millions of uninsured will soon have access to quality, low-cost health insurance. Their biggest challenge? Knowing their options so they can choose the right coverage.

Finding affordable health insurance
in a changing marketplace

The good news: healthinsurance.org has more free health insurance information than ever, and is your headquarters for learning everything about the Affordable Care Act (“Obamacare”):

Read our special coverage of the health insurance exchange for your state, or our dedicated state health insurance guides.

Browse our library of original articles about insurance. Find out how to cut your health care costs, get coverage if you’re self-employed, or use COBRA to keep your coverage.

Familiarize yourself with health insurance terms, including all the new terms brought about by health reform and read the most frequently asked questions about health coverage.

Find out how health reform will affect your benefits and your budget. Or learn how it stands to help populations that historically have faced barriers to affordable health coverage, including women and the LGBT community.

Use free, no-obligation health insurance quotes to compare private health insurance in your area, plan benefits and coverage costs.

Plans vary greatly by state. Review our state guides to check your coverage options, including whether your state offers high-risk health insurance pools for those with pre-existing conditions.

Once you’ve done a few insurance quote comparisons to identify the best coverage for your needs, you can actually buy the low-cost plan that fits your needs. Buying online is increasingly popular because it’s fast, secure and private.

Latest Obamacare news & opinion

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Popular FAQs on Obamacare

I know the individual mandate permits a gap in coverage up to three months per year. What if I’m uninsured for the last three months of 2014 and first three months of 2015?

We’re moving 50 miles, but staying in the same state. Is that a qualifying event?

My parents are 68, but recently moved to the U.S., so they don’t qualify for Medicare. Can they buy insurance in the exchange?

My carrier is allowing me to renew my pre-2014 plan. Can I shop for a new plan instead?

Should I be leery of short-term health insurance plans?

What is short-term health insurance?

Where can I find the list of Obamacare qualifying events?

I’m self-employed and am hiring employees. Under Obamacare, am I obligated to provide health insurance for them?

If I get an Obamacare subsidy in the exchange, is the subsidy amount considered income?

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See all 226 questions

You need to know:

The status of your state’s health insurance exchange

Obamacare
Penalty
Calculator

Will you
qualify for an Obamacare subsidy?

Should you
look outside
the ACA’s official exchanges?



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