Finding health insurance in today's marketplace can seem impossible. If you're one of the millions of Americans who buys their own health coverage, individual health insurance can offer you a confusing array of options – not all of them good, and few that are inexpensive.
Sure, it may seem easy to find an agent who will offer you cheap health insurance, but here's the thing: health coverage isn't cheap if it doesn't adequately cover your expenses when you need it most.
Thanks to the recently passed health reform legislation, the landscape is changing for consumers. Millions of uninsured will soon have access to quality, low-cost health insurance. Their biggest challenge? Knowing their options so they can choose the right coverage.
The good news: healthinsurance.org has more free health insurance information than ever:
Find out how health reform will affect your benefits and your budget. Or learn how it stands to help populations that historically have faced barriers to affordable health coverage, including women and the LGBT community.
Once you've done a few insurance quote comparisons to identify the best coverage for your needs, you can actually buy the low-cost plan that fits your needs. Buying online is increasingly popular because it's fast, secure and private.
Find out what your state's health insurance exchange will look like.
Founded in 1994, healthinsurance.org is the Internet's oldest, most-trusted independent site offering consumers information on affordable medical insurance. We've worked hard to earn consumers' respect and loyalty.
In March, HHS proposed a temporary change to rules for the ACA's Small Business Health Options exchange program. Obamacare critics immediately began using the change to spread confusion and doubt about the law. More...
The industry is waging a campaign to obscure the truth: premiums have become unaffordable not because of the ACA but because insurers have been able to get away with raising rates as high as necessary to meet profits expected by board members, shareholders and Wall Street financial analysts. More...
Last month, President Obama signaled that he is "open to making modest adjustments to programs like Medicare." Should seniors brace for bad news? No, says blogger Maggie Mahar. "There are many ways to cut Medicare spending without drawing blood. It’s a matter of using a scalpel, not an axe, to trim the fat." More...
While more people are choosing Medicare Advantage plans, not all are pleased with their choices. If you wish to leave your Medicare Advantage plan and return to Original Medicare, you can do so during the Medicare Advantage Disenrollment Period, which runs from January 1 to February 14 each year. More...
Did your members of Congress support or oppose health reform?