Affordable health insurance for individuals, families and the self-employed
Are you ready for Obamacare’s open enrollment?
Millions have already found affordable health insurance coverage; here's how you can start early to find options that fit your needs
- By Steve Anderson
- healthinsurance.org editor
- October 30, 2014
It’s been a year since the start of the Affordable Care Act’s first open enrollment period and – though that period was marked by a rocky start – it’s since been a year filled with tremendous health coverage gains for Americans.
An estimated 7.4 million people have enrolled in health insurance exchange – or marketplace – plans (and have paid their premiums). At the same time, Obamacare’s Medicaid expansion has helped boost the number of new Medicaid enrollees to more than 7 million. What’s more, millions more Americans have enrolled in private ACA-compliant plans outside the exchanges – or off exchange.
Affordable, comprehensive health insurance
The health law’s critics continue to charge that Obamacare is driving up individual health insurance premiums and causing plan cancellations. But there’s plenty of evidence that for the first time, the law has allowed millions of Americans to find affordable medical insurance – thanks in part to generous subsidies – without fear of being excluded due to pre-existing conditions.
Now, millions of Americans are eagerly looking forward to open enrollment (November 15 through February 15) to enroll for the first time and – for many – to re-enroll in ACA-compliant plans. They will be relieved to find out that in most cases, exchanges have made significant improvements.
Free eBook about open enrollment
With so much interest, it makes sense to begin the enrollment process early. If you’re not sure where to start, check out our new guide to open enrollment, available now as a free download. Written by health insurance expert Louise Norris, it’s filled with step-by-step instructions for hassle-free enrollment – or re-enrollment – in the exchanges or off exchange.
The free eBook has tips for selecting plans that will give you the most coverage with the least drain on your pocketbook. (Health insurance premiums are important, but not the only factor to consider.) You can also read about strategies – including “pre-shopping” before November 15 – that will speed up your enrollment.
Don’t hesitate to let us know if you hit a snag in the process – or if you’re stumped by a question about health coverage. Of course, we’d also love to hear about your success in getting coverage and quality healthcare.
Your guide to health insurance resources
Since 1994, healthinsurance.org has been a guide for consumers seeking straightforward explanations about the workings of individual health insurance – also known as medical insurance – and help finding affordable coverage.
The topic of insurance can be confusing, but we’re here with more information than ever: educational articles, expert health policy analysis, frequently asked questions about reform, a health insurance glossary, and guides to the health marketplaces and other insurance resources in each state.
Coverage tailored to your needs
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