Health insurance for individuals, families
and the self‑employed

Finding health insurance in today's marketplace can seem impossible. If you're one of the millions of Americans who buys their own health coverage, individual health insurance can offer you a confusing array of options – not all of them good, and few that are inexpensive.

Sure, it may seem easy to find an agent who will offer you cheap health insurance, but here's the thing: health coverage isn't cheap if it doesn't adequately cover your expenses when you need it most.

Thanks to the recently passed health reform legislation, the landscape is changing for consumers. Millions of uninsured will soon have access to quality, low-cost health insurance. Their biggest challenge? Knowing their options so they can choose the right coverage.

The good news: healthinsurance.org has more free health insurance information than ever:

Learn. Compare. Save.™

Browse our library of original articles about insurance. Find out how to cut your health care costs, get coverage if you're self-employed, or use COBRA to keep your coverage.

Familiarize yourself with health insurance terms, and read the most frequently asked questions about health coverage.

Find out how health reform will affect your benefits and your budget. Or learn how it stands to help populations that historically have faced barriers to affordable health coverage, including women and the LGBT community.

Use free, no-obligation health insurance quotes to compare private health insurance in your area, plan benefits and coverage costs.

Plans vary greatly by state. Review our state guides to check your coverage options, including whether your state offers high-risk health insurance pools for those with pre-existing conditions.

Once you've done a few insurance quote comparisons to identify the best coverage for your needs, you can actually buy the low-cost plan that fits your needs. Buying online is increasingly popular because it's fast, secure and private.