Find affordable health insurance.
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Worried you missed the open enrollment window? Don’t panic. Enrollment extensions vary by state – you may still have time.

Even if you did miss it, you should be able to find a short-term plan to get you to the next enrollment period.

Enter your ZIP and we will guide you.

Find affordable health insurance

Affordable health insurance for individuals, families and the self-employed

Finding health insurance in today’s marketplace can seem impossible. If you’re one of the millions of Americans who buys their own health coverage, individual health insurance can offer you a confusing array of options — not all of them good, and few that are inexpensive.

Sure, it may seem easy to find an agent who will offer you cheap health insurance, but here’s the thing: health coverage isn’t cheap if it doesn’t adequately cover your expenses when you need it most.

Thanks to the recently passed health reform legislation, the landscape is changing for consumers. Millions of uninsured will soon have access to quality, low-cost health insurance. Their biggest challenge? Knowing their options so they can choose the right coverage.

Finding affordable health insurance
in a changing marketplace

The good news: healthinsurance.org has more free health insurance information than ever, and is your headquarters for learning everything about the Affordable Care Act (“Obamacare”):

Read our special coverage of the health insurance exchange for your state, or our dedicated state health insurance guides.

Browse our library of original articles about insurance. Find out how to cut your health care costs, get coverage if you’re self-employed, or use COBRA to keep your coverage.

Familiarize yourself with health insurance terms, including all the new terms brought about by health reform and read the most frequently asked questions about health coverage.

Find out how health reform will affect your benefits and your budget. Or learn how it stands to help populations that historically have faced barriers to affordable health coverage, including women and the LGBT community.

Use free, no-obligation health insurance quotes to compare private health insurance in your area, plan benefits and coverage costs.

Plans vary greatly by state. Review our state guides to check your coverage options, including whether your state offers high-risk health insurance pools for those with pre-existing conditions.

Once you’ve done a few insurance quote comparisons to identify the best coverage for your needs, you can actually buy the low-cost plan that fits your needs. Buying online is increasingly popular because it’s fast, secure and private.

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Popular FAQs on Obamacare

I purchased health insurance under the affordable care act in Texas, but I have moved to Colorado. How do I transfer my coverage?

Does the open enrollment extension work the same in every state?

I’ve heard the federal government pays for the Medicaid expansion, but only for a few years. Then the state is on the hook for costs?

Does extended open enrollment beyond March 31 apply to plans purchased outside of the exchange?

I will be retiring from my job in August and moving to a new state. Do I have to establish residency there before I can apply for ACA coverage?

I am a 21-year-old dependent living with my parents. I have no wife or kids, so do I apply for health insurance as a household of one and list only my own income? Or do I have to be on my parents’ insurance?

I heard risk pools are closing. I have a pre-existing condition and can’t afford to have a coverage gap. What should I do?

If I qualify for Medicaid, should I worry about the March 31 deadline for open enrollment?

I’ve heard that to qualify for an open enrollment extension, I need to begin my application by March 31. But what do they mean by that?

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You need to know:

The status of your state’s health insurance exchange

Obamacare
Penalty
Calculator

Will you
qualify for an Obamacare subsidy?

Should you
look outside
the ACA’s official exchanges?



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