Affordable Alabama health insurance

Are you eligible due to a “qualifying event?” (See list.)

Do you qualify for a subsidy? (Find out more.)

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health insurance
options:

Find affordable health insurance

Alabama health insurance

Alabama ranked 47th in annual survey of nation's healthiest states

alabama guide to health insurance How healthy is living in Alabama? The state was ranked #47 in the United Health Foundation's 2013 comparison of health status across the 50 states.

Why Alabama was ranked #47

The state's ranking was hurt by factors that included the prevalence of obesity, low birthweight and high infant mortality.

For more details see the United Health Foundation’s latest findings on Alabama.

Trust for America’s Health is another source for key Alabama health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Alabama here.

Get local health results

State snapshot too large? Get county-by-county health rankings for Alabama, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.


Does Alabama have
a health insurance high risk pool?

Alabama Health Insurance Plan
Toll-free 1-800-513-1384 or (334) 353-8924

IMPORTANT UPDATE: In 2010, Alabama started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More Alabama resources

Alabama state health insurance exchange

Alabama’s exchange

Find out what your state’s health insurance exchange will look like.

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$4 million to 13,556 families

Insurance companies were forced to return an average of $518 per Alabama family in 2012.

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healthreformvotes.org

Find out how your member of the Alabama Congressional delegation voted on health care.

AL state government resources

Alabama Department of Insurance, consumer page

Alabama Department of Insurance provides regulation of the insuance industry to provide consumer protection and help maintain market…

Alabama Department of Senior Services

Medicare resources (state health insurance assistance program) and more for Alabama’s older…

Alabama Medicaid Agency

The state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled individuals and nursing home residents – has income and other…

All Kids

All Kids is Alabama’s SCHIP program – providing low-cost, comprehensive health insurance for children 18 years and…

Alabama health insurance companies

Aetna
Celtic Ins. Co.
Golden Rule
Humana

Health insurance for AL individuals

Resources for those individuals seeking health care insurance in Alabama. If you are looking for Alabama Medicare, visit our site for health insurance over 65.