Kentucky health insurance
A guide to affordable health insurance in the Bluegrass State
How healthy is living in Kentucky? There is room for improvement, according to recent data. Kentucky – consistently ranked in the bottom 20 percent of states – is ranked 44th in the United Health Foundation's 2012 comparison of health status across the 50 states.
The good news:
- Immunization rates for young children increased 2.5 percentage points to 92.2 percent in 2012.
The bad news:
- Kentucky has the nation's highest percentage of adult smokers: 29.0 percent.
- Obesity rates top 30 percent, and 29.3 percent of adults are physically inactive.
- Kentucky rates 44th in air quality.
Kentucky's best and worst category rankings:
- Binge Drinking – 9th
- Violent Crime – 10th
- Immunization Coverage – 14th
- Preventable Hospitalizations – 50th
- Smoking – 50th
- Cancer Deaths – 50th
For more details see the United Health Foundation’s latest findings on Kentucky.
Trust for America’s Health is another source for key Kentucky health quality findings.
In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Kentucky here.
Get local health results
State snapshot too large? Get county-by-county health rankings for Kentucky, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.
Does Kentucky have
a health insurance high risk pool?
IMPORTANT UPDATE: In 2010, Kentucky started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.
Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.
Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.
In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.