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Maryland health insurance

A guide to affordable health insurance in the Chesapeake State

maryland guide to health insurance

How healthy is it to live in Maryland? The state is ranked as the 19th healthiest state in the 2012 edition of America's Health Rankings® by the United Health Foundation. This is the state's highest ranking since the study was first published in 1990.

The good news:

  • This year's findings indicate that overall health in Maryland is likely to improve in coming years.
  • Cardiovascular deaths dropped from 334.4 to 278.5 per 100,000 people over the past 10 years.
  • Poverty among the Maryland children dipped from 13.6 in 2011 to 11.3 in 2012.

The bad news:

  • The violent crime rate is high at 548 cases per 100,000 people.
  • More than 25 percent of adults have a sedentary lifestyle.

Maryland's best and worst category rankings:

  • Children in Poverty – 2nd
  • Primary Care Physicians – 2nd
  • Poor Physical Health Days – 6th
  • Air Pollution – 40th
  • Infant Mortality – 41st
  • Violent Crime – 43rd

For more details see the United Health Foundation’s latest findings on Maryland.

Trust for America’s Health is another source for key Maryland health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Maryland here.

Get local health results

State snapshot too large? Get county-by-county health rankings for Maryland, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.


Does Maryland have
a health insurance high risk pool?

Maryland Health Insurance Plan
Toll-free 1-888-444-9016 (M-F 8am-5pm)

IMPORTANT UPDATE: In 2010, Maryland started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More Maryland resources

Maryland state health insurance exchange

Maryland’s exchange

Find out what your state’s health insurance exchange will look like.

obamacare-state-rebates.jpg

$27.9 million to 141,129 families

Insurance companies were forced to return an average of $340 per Maryland family in 2012.

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healthreformvotes.org

Find out how your member of the Maryland Congressional delegation voted on health care.

MD state government resources

Health care reform and Maryland

How the Affordable Care Act will be implemented in the State of…

Maryland Children’s Health Program (MCHP)

Uses federal and state funds to provide health care coverage to low-income children 18 and under and pregnant women of any…

Maryland Health Care Commission

Links to consumer guide to health insurance, provided by the State of…

Maryland Medical Assistance Program

Providing access to health care services for many of the state’s low-income residents. Individuals may be eligible for services through the Maryland Medicaid Program, the Maryland Children’s Health Program or the Maryland Primary Adult…

Office of Maryland Health Care Reform

A state web site to offer health reform information for Maryland individuals, families, seniors, and small…

MD advocacy resources

Healthcare-Now of Maryland

Healthcare-Now of Maryland is a statewide grassroots organization working for affordable, accessible quality health care for all…

The Maryland Women’s Coalition for Health Care Reform

Formed in 2006 as a non-partisan, state-wide, grassroots alliance of individuals and organizations dedicated to seeing that every resident of Maryland has comprehensive, affordable, accessible, high quality health…

Maryland health insurance companies

Aetna
CareFirst BlueCross BlueShield
Celtic Ins. Co.
Coventry Health Care of Delaware, Inc
Golden Rule
Kaiser Mid-Atlantic

Health insurance for MD individuals

Resources for those individuals seeking health care insurance in Maryland. If you are looking for Maryland Medicare, visit our site for health insurance over 65.