Michigan health insurance
A guide to affordable health insurance in the Great Lakes State
How healthy is living in Michigan? The state is ranked the 37th healthiest state in the 2012 America's Health Rankings® by the United Health Foundation.
The good news:
- During the past five years, preventable hospitalizations have declined.
- Air pollution decreased over the past five years from 12.9 to 9.5 micrograms of fine particulate per cubic meter.
The bad news:
- Michigan's ranking has declined sharply over the past three years.
- The percentage of children in poverty has increased sharply during the past 10 years. The rate is up from 12.4 percent to 22.7 percent.
Michigan's best and worst category rankings:
- Geographic Disparity – 12th
- Lack of Health Insurance – 14th
- Sedentary Lifestyle – 15th
- Occupational Fatalities – 15th
- Infectious Disease – 42nd
- Immunization Coverage – 44th
- Obesity – 46th
For more details see the United Health Foundation’s latest findings on Michigan.
Trust for America’s Health is another source for key Michigan health quality findings.
In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Michigan here.
Get local health results
State snapshot too large? Get county-by-county health rankings for Michigan, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.
Does Michigan have
a health insurance high risk pool?
IMPORTANT UPDATE: In 2010, Michigan started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.
Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.
Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.
In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.