North Carolina health insurance
A guide to affordable health insurance in the Tar Heel State
How healthy is living in North Carolina? It's the 33rd healthiest state according to the United Health Foundation's 2012 comparison of health status across the 50 states.
The good news:
- The percentage of children in poverty is 23.9 percent, down from 27.6 percent in 2011.
- Air quality has improved over the past five years.
The bad news:
- The current ranking of 29th is the lowest scored by Montana since the first report, which was issued in 1990.
- The percentage of children in poverty increased by nearly 6 percentage points from 2011 to 2012.
North Carolina's best and worst category rankings:
- Binge Drinking – 7th
- Infectious Disease – 18th
- Poor Mental Health Days – 19th
- Poor Physical Health Days – 19th
- Low Birth Weight – 44th
- Infant Mortality – 46th
For more details see the United Health Foundation’s latest findings on North Carolina.
Trust for America’s Health is another source for key North Carolina health quality findings.
In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts North Carolina here.
Get local health results
State snapshot too large? Get county-by-county health rankings for North Carolina, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.
Does North Carolina have
a health insurance high risk pool?
North Carolina Health Insurance Risk Pool (NCHIRP)
IMPORTANT UPDATE: In 2010, North Carolina started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.
Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.
Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.
In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.