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North Dakota health insurance

A guide to affordable health insurance in the Rough Rider State

north-dakota guide to health insurance

How healthy is living in North Dakota? The state dropped one spot to 12th in the 2012 edition of America's Health Rankings® by the United Health Foundation.

The good news:

  • This year's findings indicate that overall health in North Dakota is likely to improve in coming years.
  • North Dakota has one of the lowest percentages of children in poverty: 11.9 percent.

The bad news:

  • The percentage of people without health insurance has increased over the 10 years to 11.3 percent in 2012.
  • Nearly one in four adults reports binge drinking.

North Dakota's best and worst category rankings:

  • Poor Mental Health Days – 1st
  • Air Pollution – 2nd
  • High School Graduation Rates – 3rd
  • Occupational Fatalities – 45th
  • Geographic Disparities – 47th
  • Binge Drinking – 49th

For more details see the United Health Foundation’s latest findings on North Dakota.

Trust for America’s Health is another source for key North Dakota health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts North Dakota here.

Get local health results

State snapshot too large? Get county-by-county health rankings for North Dakota, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does North Dakota have
a health insurance high risk pool?

Comprehensive Health Association of North Dakota (North Dakota health insurance risk pool)
Toll-free 1-800-737-0016 or (701) 277-2271

IMPORTANT UPDATE: In 2010, North Dakota started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More North Dakota resources

North Dakota state health insurance exchange

North Dakota’s exchange

Find out what your state’s health insurance exchange will look like.


$10,160 to 4,229 families

Insurance companies were forced to return an average of $5 per North Dakota family in 2012.


Find out how your member of the North Dakota Congressional delegation voted on health care.

ND state government resources

Children’s Health Insurance Program (CHIP)

Designed to provide health care insurance for children in families without health insurance or with inadequate health insurance. It does not replace Medicaid; in fact, children on Medicaid are precluded from CHIP…

North Dakota Department of Health

The State Health Officer’s comprehensive site for health care information for state…

North Dakota Insurance Department

Health insurance topics of interest to North…

North Dakota Medicaid

Information on the federal and state funded Medicaid program for North…

North Dakota health insurance companies

Companion Life,in business 35+ years, Companion Life has an A.M. Best rating of A+ (Superior). The only ND carrier with health insurance plans in online pricing engines.

Health insurance for ND individuals

Resources for those individuals seeking health care insurance in North Dakota. If you are looking for North Dakota Medicare, visit our site for health insurance over 65.