Posts by category

health insurance exchanges

It's no coincidence. Women are getting larger ACA subsidies because they're still earning 20 percent lees than men on average.

Southerners – and women – enjoy bigger…

September 23, 2016 – ACA's subsidies are working just as they were intended to: Subsidies are higher where incomes are lower, and after-subsidy premiums are… Read more

If every ACA-compliant plan was only available via the exchanges, millions more would potentially have access to ACA tax credits.

7 reasons for ending off-exchange…

September 15, 2016 – If every ACA-compliant plan was only available via the exchanges, millions more could have access to ACA's tax… Read more

Are there means other than a 'public option to establish "government rates" as a marketplace norm? Jon Kingsdale, the founding executive director of the Massachusetts health insurance marketplace has floated a proposal that he believes might accomplish substantially the same end.

A Medicare Advantage for the ACA…

September 8, 2016 – Are there means other than a 'public option to establish "government rates" as a marketplace norm? Jon Kingsdale, the founding executive… Read more

aetna-profits-obamacare

Cry me a river, Aetna.

August 25, 2016 – So, thanks to Obama – and more specifically, Obamacare – Aetna and its competitors are rolling in the federal dough. But, because of… Read more

If your carrier is exiting the exchange – or the entire individual market – you'll need to shop around for a new plan during open enrollment. If you don't pick a new plan by December 15, the exchange might pick one for you.

Your carrier’s leaving the exchange.…

August 24, 2016 – If your carrier is exiting the exchange – or the entire individual market – you'll need to shop around for a new plan during open… Read more

obamacare-aetna

Aetna or no Aetna, the exchanges need…

August 17, 2016 – Six years on, the Affordable Care Act is embedded in American life. Twenty million people are now insured who would otherwise have gone… Read more

“What I would say about health sharing ministries is they are a leap of faith, both literally and figuratively.” – Sabrina Corlette, Georgetown University’s Health Policy Institute

Healthcare sharing ministries: A leap…

July 19, 2016 – “What I would say about health sharing ministries is they are a leap of faith, both literally and figuratively.” – Sabrina Corlette,… Read more

Centene is happy with its marketplace profits. UHC is losing millions. Can the Iowa marketplace offer clues as to why carriers succeed or fail?

Why insurers thrive (or dive) in ACA…

April 28, 2016 – Centene is happy with its marketplace profits. UHC is losing millions. Can the Iowa marketplace offer clues as to why carriers succeed or… Read more

If MinnesotaCare really is offered at a Silver-range price to all comers, its effective discount would be so huge that it's hard to envision many buyers choosing anything else.

Minnesota considers a ‘public option…

April 21, 2016 – If MinnesotaCare really is offered at a Silver-range price to all comers, its effective discount would be so huge that it's hard to… Read more

"Grandmothered" health plans

Like your grandmothered health plan?

March 22, 2016 – Depending on the state where you live, you might be able to keep your grandmothered health plan in 2017. Louise Norris has a state-by-state… Read more

In itself, though, a public option – as proposed by Hillary Clinton –might not change things much for those shoppers in the ACA marketplace who find the offerings too expensive.

A more affordable Affordable Care Act?

February 23, 2016 – There is potentially a way that a state could make coverage more affordable for all applicants. That would be to make all options public… Read more

inevitable-medicaid-expansion

The inevitable expansion of the…

February 10, 2016 – States continue to realize the impact of Medicaid – and incentives to expand. Here's what's happening in states that aren't yet on board.… Read more

The 'public option' died in the health reform battle, but two state-run plans are trying to sweeten their coverage options with provisions that taste like the 'public option.

States may sweeten the ACA pot

January 8, 2016 – The 'public option' died in the health reform battle, but two state-run plans point a potential path toward richer coverage at lower… Read more

Health care reform is working, and Kentucky not only can afford to continue it, we can’t afford not to continue it. – Kentucky Gov. Steve Beshear

Kentucky can’t afford to undo health…

November 24, 2015 – Health care reform is working, and Kentucky not only can afford to continue it, we can’t afford not to continue it. – Kentucky Gov.… Read more

Most of the commentary on 2016 health insurance rates has focused on how the rates are changing from 2015 to 2016. But that doesn’t give us the full picture.

Why 13 states have lower health…

November 19, 2015 – Thirteen states have managed to keep health insurance premiums among the lowest in the country. What's their… Read more

obamacare-collapsing

Is Obamacare ‘collapsing’?

November 16, 2015 – The Affordable Care Act is not a perfect law by a long shot, and critics will continue to take shots at it for political gain, but it most… Read more

ACA number cruncher Charles Gaba: CBO's enrollment projections are pie in the sky; still, expect 14.7 million to sign up for QHPs

Prediction: QHP enrollment will swell…

October 15, 2015 – Before I go any further, let me say this flat out: No. Actual exchange enrollments in 2016 are not going to reach the CBO's 21 million… Read more

king-v-burwell-subsidies-ruling

Obamacare’s subsidies upheld. What…

June 25, 2015 – Ever since the Supreme Court agreed last November to hear King v. Burwell, the case has been a constant specter in the 34 states that use… Read more

Obamacare Silver plan

When Silver is worth more than Gold or…

June 12, 2015 – Many Silver plan buyers in 2015 had actuarial values as high as 88% or 94% – higher than most employer-sponsored health… Read more

thanks-gop

Financial ruin for millions?…

June 9, 2015 – #ThanksGOP: A good 13 million or more could face financial chaos and genuine medical danger ... all because a guy at the CATO Institute… Read more