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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by tag

How can I get health insurance if my employer doesn’t offer it? photo

How can I get health insurance if my employer doesn’t offer it?

February 22, 2024 – Most Americans under age 65 get their health insurance from an employer, but not all employers offer group health coverage. Here are some…

We get health insurance through my job, but the coverage isn’t very good.  Can I enroll in an exchange plan instead, and get a subsidy to help pay for it? photo

We get health insurance through my job, but the coverage isn’t very good. Can I enroll in an exchange plan instead, and get a subsidy to help pay for it?

January 25, 2021 – Just about anyone can enroll in an exchange plan. But eligibility for a subsidy depends on how much your group plan costs and the quality…

If I have access to health insurance, can my husband’s company deny me coverage? photo

If I have access to health insurance, can my husband’s company deny me coverage?

January 22, 2021 – The ACA requires employers with 50 or more workers to offer coverage to employees and their children (until age 26), but not a spouse. But…