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Health insurance and Obamacare terms

What does health reform mean to you? Start with these definitions.



The company that assumes responsibility for the risk, issues insurance policies and receives premiums.


Underwriting or medical underwriting is process used by insurance companies (particularly in the individual market) to determine if an applicant is an… Read more

usual, customary and reasonable (UCR) or covered expenses

An amount customarily charged for or covered for similar services and supplies which are medically necessary, recommended by a doctor,… Read more