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Short-term health insurance in South Dakota

Short-term plans are nonrenewable in South Dakota, and limited to six-month terms

Buying short-term health plans in South Dakota

Short-term plans limited to six months in South Dakota

South Dakota Statute 58-17-70(5) defines short-term health insurance plans as nonrenewable and with terms of no more than six months.

The Trump Administration’s new regulations allow for longer short-term plans, but are clear in noting that a state can impose stricter guidelines. So South Dakota’s six-month limit on short-term plans will continue to apply unless the state enacts legislation to change it.

South Dakota statute also requires insurers offering short-term plans to file a statement certifying that the policies are not being sold as a substitute for major medical insurance, and are instead supplemental insurance.

Which insurers offer short-term plans in South Dakota?

  • Everest
  • Everest Prime
  • Independence American Life
  • LifeShield
  • Medica
  • National General

Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. She has written dozens of opinions and educational pieces about the Affordable Care Act for healthinsurance.org. Her state health exchange updates are regularly cited by media who cover health reform and by other health insurance experts.

More South Dakota coverage

Insurance Guide

A guide to health insurance in your state.

Exchange

News, history, and enrollment info for your state marketplace

Medicaid

Your state’s Medicaid expansion, eligibility, contacts

Medicare

Insurance for those over 64 (off-site)