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Colorado health insurance

A guide to finding health insurance in the Rocky Mountain State

colorado guide to health insurance

How healthy is Colorado? Pretty healthy, as the state again moved up in the rankings of the country's healthiest states. Colorado is now 11th in the 2012 America's Health Rankings® by the United Health Foundation.

The good news:

  • The state has number one rankings for its low rates of diabetes, obesity, and adults with sedentary lifestyles.
  • Children in poverty dropped to 15.5 percent, three points less than in 2011.

The bad news:

  • Binge drinking is reported by about one in five adults.
  • Vaccination rates for young children are relatively low.
  • Death rates vary widely across the state.

Colorado's best and worst category rankings:

  • Obesity – 1st
  • Diabetes – 1st
  • Sedentary Lifestyle – 1st
  • Low Birth Weight – 37th
  • Geographic Disparity – 44th
  • Immunization Coverage – 45th

For more details see the United Health Foundation’s latest findings on Colorado.

Trust for America’s Health is another source for key Colorado health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Colorado here.

Get local health results

State snapshot too large? Get county-by-county health rankings for Colorado, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does Colorado have
a health insurance high risk pool?

(303) 863-1960 or toll-free 1-866-787-9129 (M-F 8am-5pm)

IMPORTANT UPDATE: In 2010, Colorado started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More Colorado resources

Colorado state health insurance exchange

Colorado’s exchange

Find out what your state’s health insurance exchange will look like.


$27.4 million to 208,197 families

Insurance companies were forced to return an average of $227 per Colorado family in 2012.


Find out how your member of the Colorado Congressional delegation voted on health care.

CO state government resources

Colorado coverage for children and pregnant women

Child Health Plan Plus is a low-cost health insurance program for uninsured Colorado children ages 18 and under whose families earn or own too much to qualify for Medicaid but cannot afford private insurance. The CHP+ Prenatal Care Program offers…

Colorado Department of Health Care Policy and Financing

The state agency responsible for the administration of the Medicaid program, Child Health Plan Plus, and the Colorado Indigent Care program, the Department of Health Care Policy and…

Colorado Medicaid

Medicaid is the government program to help poor and indigent get health care services. Pregnant women and children 18 and under who meet income requirements may be eligible for Medicaid, as well as the aged, blind and…

Colorado Senior Health Insurance Assistance Program (SHIP)

Colorado Senior Health Insurance Assistance Program (SHIP) provides free counseling for Medicare beneficiaries with questions about…

Connecticut Health Reinsurance Association

Toll-free 1-800-842-0004 (M-F 9am-4pm…

Health reform in Colorado

How the state will implement the provisions of the Affordable Care…

Information about Medicaid in Colorado

General Questions about Health Care and…

State of Colorado Division of Insurance

The State of Colorado’s department of insurance provides official information all types of insurance. Having trouble resolving a claims dispute with your health insurance company? You can file a complaint with this online complaint form, or…

CO advocacy resources

Colorado Progressive Action

Colorado Progressive Action has joined with hundreds of nurses, doctors, small business owners, faith-based groups, people of color organizations, women’s groups, and seniors to demand and win a guarantee of quality, affordable health care for…

Health Care for All Colorado

Health Care for All Colorado is a Colorado nonprofit organization working for universal health care under a single-payer system for all people living in…

Other CO health insurance links

Consumer’s guide to getting and keeping health insurance in Colorado

Links to Georgetown University’s guide to health insurance in Colorado in PDF form, last updated January…

Colorado health insurance companies

Anthem BlueCross BlueShield
Celtic Ins. Co.
Companion Life Insurance Company
Golden Rule
Kaiser Permanente
Rocky Mountain Health Plans

Health insurance for CO individuals

Resources for those individuals seeking health care insurance in Colorado. If you are looking for Colorado Medicare, visit our site for health insurance over 65.