Affordable South Dakota health insurance

Are you eligible due to a “qualifying event?” (See list.)

Do you qualify for a subsidy? (Find out more.)

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South Dakota health insurance

A guide to health insurance in the land of great faces and great places

south-dakota guide to health insurance

How healthy is living in South Dakota? Things are getting much worse if you believe the study released by the United Health Foundation. The state tumbled from 19th in 2011 to 27th in 2012 according to America's Health Rankings® released by the foundation.

The good news:

  • Preventable hospitalizations have dropped by 16 percent in the past five years.
  • Occupational fatalities have declined over the past five years. However, at 5.9 deaths per 100,000 workers, the state rates 38th nationally.

The bad news:

  • Immunization rates for young children dropped by nearly six percentage points over the most recent five-year period.
  • Binge drinking and smoking rates are high.

South Dakota's best and worst category rankings:

  • Poor Mental Health Days – 3rd
  • Poor Physical Health Days – 4th
  • Air Pollution – 5th
  • Immunization Coverage – 42nd
  • Binge Drinking – 44th
  • Geographic Disparity – 50th

For more details see the United Health Foundation’s latest findings on South Dakota.

Trust for America’s Health is another source for key South Dakota health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts South Dakota here.

Get local health results

State snapshot too large? Get county-by-county health rankings for South Dakota, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does South Dakota have
a health insurance high risk pool?

South Dakota Risk Pool
605-773-3148 (ask for a Risk Pool representative)

IMPORTANT UPDATE: In 2010, South Dakota started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More South Dakota resources

South Dakota state health insurance exchange

South Dakota’s exchange

Find out what your state’s health insurance exchange will look like.


$47,948 to 1,370 families

Insurance companies were forced to return an average of $68 per South Dakota family in 2012.


Find out how your member of the South Dakota Congressional delegation voted on health care.

SD state government resources

Health reform in South Dakota

Information on the state’s implementation of national health care…

South Dakota Children’s Health Insurance Program

Provides health insurance at little or no cost to South Dakota children who meet certain eligibility…

South Dakota Department of Health

Its mission is to prevent disease and promote health, ensure access to needed, high-quality health care, and to efficiently manage public health…

South Dakota Department of Social Services

Its Division of Economic Assistance is responsible for administering the Medicaid to help low income individuals and…

South Dakota Insurance Division

Part of the state’s Department of Labor and Regulation, this office provides health insurance advice to South Dakotans and information on companies operating within its…

South Dakota health insurance companies

Avera Health Plans
Celtic Ins. Co.
Golden Rule

Health insurance for SD individuals

Resources for those individuals seeking health care insurance in South Dakota. If you are looking for South Dakota Medicare, visit our site for health insurance over 65.