Affordable Texas health insurance

Are you eligible due to a “qualifying event?” (See list.)

Do you qualify for a subsidy? (Find out more.)

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Texas health insurance

A guide to affordable health insurance in the Lone Star State

texas guide to health insurance

How healthy is it to live in Texas? The state is ranked as the 40th healthiest state to live in according to the 2012 America's Health Rankings® by the United Health Foundation.

The good news:

  • Deaths from cancer dropped from 182.8 per 100,000 people in 2011 to 173.8 deaths per 100,000 people in 2012.
  • Preventable hospitalizations dropped by 18 percent in the past five years.

The bad news:

  • Texas has the highest uninsured rate in the U.S.: 24.2 percent.
  • More than 25 percent of Texas children live in poverty.

The best and worst category rankings for Texas:

  • Cancer Deaths – 13th
  • Smoking – 14th
  • Poor Mental Health Days – 15th
  • Children in Poverty – 47th
  • Infectious Disease – 48th
  • Lack of Health Insurance – 50th

For more details see the United Health Foundation’s latest findings on Texas.

Trust for America’s Health is another source for key Texas health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Texas here.

Get local health results

State snapshot too large? Get county-by-county health rankings for Texas, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does Texas have
a health insurance high risk pool?

Texas Health Insurance Risk Pool

IMPORTANT UPDATE: In 2010, Texas started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More Texas resources

Texas state health insurance exchange

Texas’s exchange

Find out what your state’s health insurance exchange will look like.


$167 million to 1,516,721 families

Insurance companies were forced to return an average of $187 per Texas family in 2012.


Find out how your member of the Texas Congressional delegation voted on health care.

TX state government resources

Texas Children’s Health Insurance Program

Sfamilies with uninsured children may be eligible for health coverage through Medicaid and the Texas CHIP. Includes regular checkups and dental…

Texas Department of Insurance

The health care section of the Department’s Web site, with consumer information and…

Texas Health Options

A resource by the Texas Department of Insurance to help Texans find health insurance…

Texas Medicaid Program

The State and Federal cooperative venture that provides medical coverage to eligible needy…

TX advocacy resources

Health Care For All Texas

A grassroots coalition that believes health care is a human right and that every person in the state of Texas deserves access to high-quality health care at an affordable…

San Antonio Healthcare-Now Coalition

An affiliate of the national Healthcare-Now organization, works to achieve universal access to affordable…

Texas Voice for Health Reform

A project of the Center for Public Policy Priorities, aims to inform and mobilize all Texans on the national debate on health care…

Texas health insurance companies

Aetna Life Insurance Company
+A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association
Celtic Insurance Company
Companion Life Insurance Company
Golden Rule Insurance Company
Humana Insurance Company
Scott & White Health Plan
UNICARE Life & Health Insurance Company

Health insurance for TX individuals

Resources for those individuals seeking health care insurance in Texas. If you are looking for Texas Medicare, visit our site for health insurance over 65.