Texas health insurance
A guide to affordable health insurance in the Lone Star State
How healthy is it to live in Texas? The state is ranked as the 40th healthiest state to live in according to the 2012 America's Health Rankings® by the United Health Foundation.
The good news:
- Deaths from cancer dropped from 182.8 per 100,000 people in 2011 to 173.8 deaths per 100,000 people in 2012.
- Preventable hospitalizations dropped by 18 percent in the past five years.
The bad news:
- Texas has the highest uninsured rate in the U.S.: 24.2 percent.
- More than 25 percent of Texas children live in poverty.
The best and worst category rankings for Texas:
- Cancer Deaths – 13th
- Smoking – 14th
- Poor Mental Health Days – 15th
- Children in Poverty – 47th
- Infectious Disease – 48th
- Lack of Health Insurance – 50th
For more details see the United Health Foundation’s latest findings on Texas.
Trust for America’s Health is another source for key Texas health quality findings.
In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Texas here.
Get local health results
State snapshot too large? Get county-by-county health rankings for Texas, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.
Does Texas have
a health insurance high risk pool?
Texas Health Insurance Risk Pool
IMPORTANT UPDATE: In 2010, Texas started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.
Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.
Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.
In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.