A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-383-5527
Speak with a licensed insurance agent 888-383-5527
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
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Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Frequently-asked questions by tag

How can I get health insurance if my employer doesn’t offer it? photo

How can I get health insurance if my employer doesn’t offer it?

July 31, 2025 – Most Americans under age 65 get their health insurance from an employer, but not all employers offer group health coverage. Here are some…

If I have access to health insurance, can my husband’s company deny me coverage? photo

If I have access to health insurance, can my husband’s company deny me coverage?

July 14, 2025 – The ACA requires employers with 50 or more workers to offer coverage to employees and their children (until age 26), but not a spouse. But…

We get health insurance through my job, but the coverage isn’t very good.  Can I enroll in an exchange plan instead, and get a subsidy to help pay for it? photo

We get health insurance through my job, but the coverage isn’t very good. Can I enroll in an exchange plan instead, and get a subsidy to help pay for it?

December 9, 2024 – Just about anyone can enroll in an exchange plan. But eligibility for a subsidy depends on how much your group plan costs and the quality…