A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Speak with a licensed insurance agent 888-389-0372
Get a quote
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Featured
Miss open enrollment? You’ve got options.
Outside of ACA's open enrollment period, you can only sign up for ACA-compliant health coverage if you qualify for a special enrollment period. But you may have other coverage options.
Calculators
Subsidy calculator Federal poverty level calculator Employer plan affordability calculator Annual income calculator
Featured
Will you receive an ACA premium subsidy?
Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2026 may be lower than recent years.
The ACA
What's the Affordable Care Act (Obamacare)? How to shop the ACA Marketplace Open enrollment Special enrollment
In-depth guides
How to choose the best plan Self-employed: How to get covered Women's health coverage Medicare: Ultimate guide Medicaid: State-by-state College students & grads: Your options
Health reform & FAQs
FAQs Blog: Health reform insights Glossary
Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

Metal level details in your state

Affordable Care Act plan costs and subsidy savings vary by metal level. Select your state to see average premiums and subsidy savings for each metal level – and see the percentage of your state’s enrollees who bought plans at each metal level.

Marketplace plan cost comparison (by metal level*)

Select your state

Average monthly premium after subsidy

Average monthly subsidy savings

% of total plans selected by consumers

Bronze

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Silver

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Gold

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Click “Find plans” to take a look at premium and benefit options offered by our agency partners.

Find plans

*Values displayed by this tool are from data generated by CMS and reflect 2026 Marketplace health plans purchased in each state. The values returned are averages based on the plans purchased by consumers of each selected state: subsidy and premium values vary based on factors such as zip code, age, household size, and income.

*Values displayed by this tool are from data generated by CMS and reflect 2026 Marketplace health plans purchased in each state. The values returned are averages based on the plans purchased by consumers of each selected state: subsidy and premium values vary based on factors such as zip code, age, household size, and income.