Frequently-asked questions by tag

The financial implications of a decision to go uninsured

If I decide to gamble and go without insurance, isn’t that my business?

May 12, 2020 – An individual's decision to "gamble" and go without health insurance can result in uncompensated care – a financial burden on hospitals… Read more

Will my father’s premiums go up if I get coverage through his plan instead of my university’s plan?

January 25, 2020 – Q. I’m 24 and a graduate student. I can get health coverage through my university, but my father has an excellent plan at work, and he… Read more

I’ve heard the federal government pays for the Medicaid expansion, but only for a few years. Then the state is on the hook for costs?

I’ve heard the federal government pays for the Medicaid expansion, but only for a few years. Then the state is on the hook for costs?

January 7, 2018 – Q. I hear people saying Medicaid expansion is a great idea and that the federal government pays for it. But doesn't the federal government… Read more

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange?

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange?

May 10, 2016 – Q: How do I tell whether I'm eligible for expanded Medicaid or a private plan in the exchange? A: When you enroll in the exchange,… Read more

If I don’t buy health insurance now, but decide to buy it later on, can I?

March 30, 2016 – Q: If I don’t buy health insurance in 2014, but decide to buy it at a later point, can I? A: Yes, the health reform law is not designed… Read more

Is there any chance I will be turned down for coverage by a health insurance exchange?

March 4, 2016 – A: The main idea behind health care reform law was to remove the barriers to insurance coverage for most Americans who remained uninsured… Read more

If I pay the tax for not purchasing health insurance, does that buy me an insurance policy?

If I pay the tax for not purchasing health insurance, does that buy me an insurance policy?

March 3, 2016 – Q: If I pay the tax for not purchasing health insurance, does that buy me an insurance policy? A: No. You’re not buying insurance;… Read more