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Health Insurance Glossary

Definitions for common health insurance terms

Navigators

DEFINITION: Hired and trained by the exchanges, navigators will be responsible for providing unbiased assistance to applicants who are enrolling in an exchange health plan, and will direct applicants to additional resources if problems arise. They may be licensed brokers/agents, but are not required to be. In order to maintain impartiality, navigators cannot be compensated by health insurance carriers, but will instead be paid an hourly wage by the exchanges. Read more about navigators.

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What happens if my income changes and my premium subsidy is too big? Will I have to repay it?

What happens if my income changes and…

August 30, 2016 – If recipients end up earning more than anticipated, they could have to pay back some of the subsidy. This can catch people off guard,… Read more

How much training do the ACA’s Navigators receive?

How much training do the ACA’s…

July 15, 2016 – Q. How much training will the ACA's Navigators receive? A. For the 2016 open enrollment period that begins November 1, Navigators who serve… Read more

How do I tell whether I’m eligible for expanded Medicaid or plan through my state’s exchange?

How do I tell whether I’m eligible for…

May 10, 2016 – Q: How do I tell whether I'm eligible for expanded Medicaid or a private plan in the exchange? A: When you enroll in the exchange,… Read more

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I’m 60 and retired. I can get…

April 3, 2016 – But for retirees, the guidelines are more relaxed. Retirees who have access to a plan that provides minimum essential coverage can still… Read more

What are the differences between…

February 18, 2016 – A: The Affordable Care Act (ACA) created several new entities to advise and help consumers make health insurance purchase decisions. These… Read more