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Health Insurance Glossary

Definitions for common health insurance terms

Platinum plan

DEFINITION: See Obamacare metal plans.

Read more about Platinum plan

Do 'Gold' exchange plans offer more generous coverage than Bronze or Silver plans?

Do ‘Gold’ exchange plans offer more…

June 20, 2016 – Q. I have read that the Gold plans sold in the exchanges offer more generous coverage. What exactly does a Gold plan cover that isn't… Read more

Can I purchase a Platinum policy and…

October 31, 2015 – Q: I’ve heard that the ACA's premium subsidies will only help a person buy a Silver plan which pays for just 70 percent of average… Read more

If I were in an accident, or diagnosed with cancer couldn’t I go into an exchange at that point, pay some sort of late fee, and buy comprehensive insurance?

If I were in an accident, or diagnosed…

October 3, 2015 – Q. If I were in an accident, or diagnosed with cancer couldn’t I go into an exchange at that point, pay some sort of late fee, and buy… Read more

What is the ACA’s catastrophic plan and who is eligible?

What is the ACA’s catastrophic plan…

October 2, 2015 – The catastrophic plan is available to people under age 30, or people 30 and older who qualify for a hardship exemption from the ACA's… Read more