’44′ gives 44 words to health reformBy Linda Bergthold
healthinsurance.org contributor
Some will be disappointed that President Obama barely mentioned health care reform in his State of the Union address last night. In a speech that focused on the military, manufacturing, education, and energy, health care received very few mentions.
what we can learn from The Biggest LoserBy Steve Anderson
healthinsurance.org editor
Dr. “H” Rob Huizenga of “The Biggest Loser” knows that education equals motivation for folks who need to change unhealthy behavior. The individual mandate could do the same: getting more folks back to doctors for the treatment – and education – that they need. (Photo courtesy of NBCUniversal)
Congress ‘hangs up’ on program created to help those frustrated with health insuranceBy Jan Greene
healthinsurance.org contributor
These are telephone hotlines providing callers with knowledgeable human beings to help with health insurance problems. Now, sadly, Congress seems to be allowing the program to die an early death, declining to fund it beyond the initial $30 million, which was distributed to 35 states.
book examines battles over health reformBy Linda Bergthold
healthinsurance.org contributor
For anyone who wonders how the battle over health reform came to dominate so much of the nation’s attention over the past few years – and whether the battle will ever end – Paul Starr provides answers in Remedy and Reaction: The Peculiar American Struggle over Health Reform.
2011: a very good year for health reformBy Linda Bergthold
healthinsurance.org contributor
You will hear a lot of bashing of “Obamacare” during the current political season. But while we wait for full implementation of health reform in 2014, there have been meaningful changes that are helping American families every day.
how health reform’s 10 essential benefits could improve your insurance coverage …By Linda Bergthold
healthinsurance.org contributor
The fact that the Affordable Care Act defines ten mandatory categories of “essential benefits” provides a “floor” of coverage that can not be taken away. After 2014, no plan offered to individuals or small groups can exclude maternity care, prescription drugs, rehabilitation or habilitation services, or mental health services, to mention a few.
Pollack: ensuring young adults’ coverage now saves us all money down the lineBy Ron Pollack
healthinsurance.org Guest Blogger
Ensuring young adults are covered now saves us all money down the line and gives parents and their kids the peace of mind that they’ll have coverage they can count on when they need it the most.
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
It’s been widely accepted that Mitt Romney is the father of what Republicans have tagged “Obamacare.” The legislation he signed into law in Massachusetts became the blueprint for national health care reform. But there is plenty of paternity credit to go around: the individual mandate – the requirement that all Americans must purchase health insurance [...]
for health insurance consumers, medical loss ratio is gift that will keep on givingBy Linda Bergthold
healthinsurance.org contributor
It is heartening to know that the medical loss ratio rule will keep a lid on the amount of our premiums that can be spent on marketing, salaries, and other non-medical activities going forward. For the 99 percent of us, this 80 percent gift is a gift that will keep on giving.
what has the health reform law done for you, lately? probably more than you think.By Linda Bergthold
healthinsurance.org contributor
Most of the health reform act pertaining to the uninsured and restraining health care costs will not be implemented until 2014. But in the last year and a half, there have been some substantial changes in health care that you may not have noticed.
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
The Conservative Action Alert Web site starts its article with the observation “There’s an old saying: ‘You can’t fight something with nothing.’” It was gleefully touting a bill introduced by Rep. Tom Price (R-GA), but they could as easily been providing post-debate analysis from last night’s Republican slugfest in Michigan. The strains of “repeal Obamacare” from [...]
know your state health insurance exchangeBy Steve Anderson
healthinsurance.org editor
Whether you’re happy about it or not, your state is, at this very moment, very likely moving to set up a state health insurance exchange. In fact, it’s entirely possible that you have some form of health insurance exchange already in operation.
Mitt Romney: father of health reform?By Steve Anderson
healthinsurance.org editor
We always love when politicians make witty jabs and then later get jabbed back. We love it, especially, when they’re jabbing health reform. Mitt Romney’s feeling a return jab right now. The GOP Presidential contender wisecracked in the spring that President Obama was giving Romney way too much credit for helping set the stage for national health [...]
By Steve Anderson
healthinsurance.org editor
Not entirely sure when state health insurance exchanges will take effect? Curious about Grandma’s new free preventive services? Call someone who cares.
ruling against individual mandate could be start of citizens’ fight to keep reform gainsBy Steve Anderson
healthinsurance.org editor
How ‘ya gonna keep ‘em down on the farm (after they’ve seen Paree?) We love that old post-World War I tune, but we feel like it’s due for an update – and we think it could go something like this: How ‘ya gonna keep ‘em satisfied with the health insurance status quo after they’ve seen [...]
fed decision to cover contraceptives was economically sound, and right thing to doBy Jan Greene
healthinsurance.org contributor
On Monday, the federal government announced that, starting in 2012, insurers will be required to cover a broad range of preventive services – including contraception – at no cost to patients. It’s not every day that the feds tell insurers what to do, so this is kind of a big deal. Making it easier to [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
America has always been defined by progress. Yet the Affordable Care Act (ACA) has elements in many states trying to turn back time. Louisiana, with it’s barrel-bottom ranking of the 49th healthiest state to live in, adds to a growing list of states bucking reform as its governor refuses to set up a federally-mandated health insurance exchange, those [...]
By Steve Anderson
healthinsurance.org editor
Instead of mandating coverage on the front end, the states favor penalizing the uninsured on the back end – punishing those who presumably would be taking a “free ride” on the system.
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
If you are on this site, you likely do not have employer-provided health insurance and if so, today is a big day for you: today is the one year anniversary of the passage of the Affordable Care Act, often referred to derisively as “Obamacare.” As Forbes columnist Rich Unger recently pointed out, those foes of [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
We Americans pay more dollars, and live shorter lives, than our counterparts in most other modern countries. According to the Organization for Economic Cooperation and Development, in 2008 America spent $7,538 per capita on health care, while the other 33 nations surveyed spent an average of $3,000. The reason is clear: it’s how we pay [...]
By Steve Anderson
healthinsurance.org editor
After months of assuring Americans that they don’t hate everything about the recently passed Affordable Care Act – and that there’s room to improve the law – Republican legislators are now being cautioned to change their tune and their strategy. By improving the law too much, the memo says, legislators could make the law more popular.
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
One hundred and fifty years ago, North Carolina defied a U.S. President from Illinois when it became the final state to secede from the Union, resulting in more deaths for its citizens than any other Confederate state. Fast forward to today. The Tarheel State is defying another inspirational President from Illinois who is striving to [...]
By Steve Anderson
healthinsurance.org editor
Kay, over at Balloon Juice, brings up an excellent point today about coverage of yesterday’s ruling by a federal judge that the health reform law is unconstitutional. Her point, simply, is that the ruling from this particular federal judge – Roger Vinson – isn’t the nail in the casket for the health reform law. The [...]
repeal effort flies in the face of evidenceBy Steve Anderson
healthinsurance.org editor
There’s no question in our minds that House Republicans will be successful today in voting to repeal health reform legislation. So what happens after the inevitable yelling and the inevitable House vote for repeal? Nothing. The Senate will not vote for repeal and President Obama will certainly veto anything that even smells like repeal. That, [...]
By Steve Anderson
healthinsurance.org editor
As the old saying – and the song by Cinderella – goes, you don’t know what you’ve got until it’s gone. We think health reform is like that, and – while we’re not at all certain that the upcoming House Republican effort to repeal the Affordable Care Act will be anything more than political theatre – we [...]
2011 and the future of health reformBy Steve Anderson
healthinsurance.org editor
It’s hard to feel good about the way Congress finally passed those provisions into law. We’re as disheartened about the way Congress functions as we are about the nation’s health care system, and we feel that it’s definitely due for major reform. But the fact is that the nation has waited far too long for the free market to solve the system’s ills – and regardless of the process, the resulting legislation at least moved us forward.
By Steve Anderson
healthinsurance.org editor
We appreciated this assessment of health reform’s controversial individual mandate provision by William Pewen over at the Health Affairs Blog. He makes some predictions about the future of health reform if the mandate is ruled unconstitutional by the Supreme Court, but we’re more interested in his take on the problem with Americans and their health insurance. [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
Health reform’s individual mandate provision – the requirement that all taxpayers purchase health insurance beginning in 2014 – has been struck down by a federal judge appointed by none other than President George W. Bush. What is it with America’s continuing suffering inflicted by the former President? The deficit is about to go into hyperdrive [...]
By Steve Anderson
healthinsurance.org editor
Most folks are confused by all of the health insurance options. But as confusing as that is it doesn’t – in our opinion – hold a candle to the dizzying, mind-boggling maze that is the Medicare system.
meet my mother, the death panelBy Steve Anderson
healthinsurance.org editor
Back in the spring and summer of last year, the debate about health reform exploded over an issue that was not, in my estimation, worthy of a firecracker-sized pop. The issue was advanced care planning consultations, and looking back now, it seems to me the most odd point of contention that could have been raised [...]
By Steve Anderson
healthinsurance.org editor
We know it’s stating the obvious to say that the health insurance industry was not pleased by the outcome of the battle over health reform that concluded in March. But this article on Bloomberg shows just how bad the battle went, according to industry execs, whose ideas now include jettisoning Karen Ignani from her position as [...]
By Steve Anderson
healthinsurance.org editor
When you start talking about the recently passed health reform legislation, there’s a good chance you’re headed for an argument. But it’s hard to see how anyone – other than health insurance companies – could argue against the consumer protection provisions announced by the Obama Administration yesterday. Anyone who’s fought it out with an insurance [...]
By Steve Anderson
healthinsurance.org editor
Say what you will about the recently passed health reform legislation – good or bad – but you can’t say that its supporters are withholding information about what’s ahead. With mid-term elections around the corner, the Obama Administration is readying a Lollapalooza of a dog-and-pony show to highlight its accomplishments to date – and the [...]
By Steve Anderson
healthinsurance.org editor
Tomorrow, many states will start taking applications for insurance coverage through the temporary high-risk insurance pools established through this year’s historic health reform legislation. As the Associated Press points out, it’s a “huge investment” by the federal government. It’s no secret that many critics believe the pools are a huge mistake. Though the funding for [...]
By Steve Anderson
healthinsurance.org editor
If you listen to John Boehner, health reform is not only completely abhorrent to the critics who pummeled it for months on end, but it’s now also uniformly despised by everyone, everywhere. In reality, health reform is probably viewed negatively (ranging from “completely loathed” to “not really certain what it will do”) by about half [...]
By Steve Anderson
healthinsurance.org editor
Like Avis, the United States is apparently not Number One – not in health care performance at least – when compared against a bunch of other countries. And they’re countries that repeatedly got a really bad rap during the health care debate as being examples of poor quality, inefficiency, and – worst of all – [...]
By Steve Anderson
healthinsurance.org editor
President Obama likes his health reform legislation. Go figure. And today, he also gave consumers more reasons to like the legislation – namely a bunch of consumer protections the administration is calling the “patient bill of rights.” How about reversing course? The POTUS said – in a nutshell – “Let’s not and say we didn’t.” [...]
By Steve Anderson
healthinsurance.org editor
Seriously. Ask, “What have you done for me lately?” Do it today – submit your questions about health reform progress to About.com. Maybe if you ask nicely, Katherine Sebelius will actually answer your question during a live event streamed tomorrow at 3 p.m. (Eastern) at Whitehouse.gov/live. Questions that probably WON’T get answers: “Why are you [...]
By Steve Anderson
healthinsurance.org editor
You know that old saying about how even bad PR is good PR? Well, The Nation has a pretty decent argument for its validity. Seems like the more Republicans turn up their messages about the recently passed legislation, the more they’re turning off listeners to their arguments. November will be interesting. That’s for sure.
By Steve Anderson
healthinsurance.org editor
The health reform legislation passed in March by Congress is giving Americans plenty to look forward to over the next decade, but according to recent reports from law enforcement and anti-fraud groups, the legislation will also give Americans plenty to look out for. Within weeks of the legislation’s passage, consumers began reporting a wave of [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
In the circus surrounding the Tea Party reaction to the health insurance reform bill, Republican Congressman Eric Cantor is stepping in as a ringmaster. In the midst of death threats against nearly a dozen Democrats who voted for the bill, Cantor is blaming the victims, saying they are using these threats as political fodder. Cantor, [...]
why health reform supporters’ By Steve Anderson
healthinsurance.org editor
An interesting poll surfaced yesterday, revealing that – in the days since health reform legislation was passed by the U.S. House of Representatives and signed into law by President Obama – more Americans have taken a favorable view of the legislation than they did before the vote. Nearly 50 percent of those polled now say [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
Our statement has nothing to do with the last-minute deal cut between the White House and Rep. Bart Stupak (D- Mich.). Here’s why the historic vote authorizing health insurance reform is the biggest pro-life vote in history: Fifty-five thousand Americans die every year because of lack of health insurance coverage. Those are deaths that no [...]
By Steve Anderson
healthinsurance.org editor
Throughout the health care debate, it’s been fascinating to watch opposition responses to each bit of reform-related news. The complete inability of opponents of Democratic reform proposals to see anything positive in the legislation has been simply stunning. How determined were opponents of reform? Determined enough to threaten that legislation promising free assistance to those [...]
By Steve Anderson
healthinsurance.org editor
We thought this editorial cartoon in the Kansas City Star was pretty good – and not just because we agree with them on that whole Global Warming thing. We also got a chuckle because it hit so close to home in terms of the ongoing health reform debate. We’d rewrite the caption to read, “If [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
The headline in the StarTribune says “Health care for poor may get axe.” Minnesota’s Governor Tim Pawlenty, a 2012 Presidential hopeful, is set to veto a bill that would pay health care costs for 85,000 of the state’s poorest and sickest residents. The bill he is threatening to kill is a stripped-down version of a [...]
By Steve Anderson
healthinsurance.org editor
There’s a lot of debate today over what President Obama was saying to his supporters last night when he described what he thinks needs to happen with the health reform legislation from here on in. The point he made that seems to be drawing the most speculation is this passage: “That’s why I think it’s [...]
By Steve Anderson
healthinsurance.org editor
We don’t like the phrase, “It’s now or never,” especially when it comes to the health reform battle. If legislation doesn’t succeed now, it doesn’t mean the nation’s health care system can never be improved. Even with a complete failure by the Democrats, the system could conceivably gradually evolve into something better over time with [...]
By Steve Anderson
healthinsurance.org editor
The current status of the health reform legislation in the nation’s capital reminds of us the popular quizzes that challenge players to speculate as to whether celebrities are dead yet. If you asked opponents of health reform, they’d surely tell you that – like the failed health reform efforts of 1994 – the current Democratic proposals [...]
By Steve Anderson
healthinsurance.org editor
In the days following last week’s special election in Massachusetts, it wasn’t surprising at all to hear opponents of health reform announcing that America had – loudly and clearly – told Congress to start over on health reform. But here’s the thing: If the Democrats had barely eked out a win, opponents would have said [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
“It’s all about the health benefits.” I personally have heard it dozens of times from friends and family, who make it painfully clear that they’re not banging on the door of Corporate America because they’re dying to work in a cubicle. They tell me they’re reluctantly looking for gigs in big business because that’s where [...]
By Steve Anderson
healthinsurance.org editor
Jonathan Cohn of the New Republic said today what a lot of liberals have been saying about the Senate bill. Basically, it’s been stretched and pulled like a gob of saltwater taffy as it morphed into something barely acceptable to barely enough Democrats, but also largely disappointing to a large contingent of other liberals (and [...]
By Steve Anderson
healthinsurance.org editor
Anyone who thought passage of a health reform bill in 2009 would be easy, given the Democratic majority in Congress, was deluded. To think that all of Congressional Democrats – and the Independents they court – would vote in lock step was just plain fantasy. But even Democrats who knew reform legislation would be all [...]
By Steve Anderson
healthinsurance.org editor
One of the things that has bugged us for months and months is health care opponents’ preoccupation with the number of pages in the health care bills that have been introduced in the House and Senate. The most recent bill to emerge is the Senate bill unveiled by Harry Reid yesterday and SURPRISE … it’s [...]
By Steve Anderson
healthinsurance.org editor
There are plenty of stories out there about the nightmares already faced in the nation’s existing health care system. But folks really want to know how coverage will look after health reform legislation is passed. (We’re assuming it will be.) That why we liked this story, which examines what the current legislative proposals would mean [...]
By Steve Anderson
healthinsurance.org editor
When the House passed its version of health reform legislation last week, the development may have sent chills down the spines of those who oppose the Democrats’ proposed solutions. But a quick read-through of Suzy Khimm’s piece in The Treatment yesterday should be equally chilling to folks who think the battle over health reform is [...]
do not pass go. do not collect $200. By Steve Anderson
healthinsurance.org editor
You’d think opponents of health care would be content with getting Americans worked up about issues like abortion and immigration in order to bog down passage of a health reform bill, but today, bloggers and Tweeters are whispering in a really loud, gasping voice, “Jail time for folks who don’t buy health insurance?” We’re not [...]
By Steve Anderson
healthinsurance.org editor
We’re happy to hear folks asking this question: If Democrats succeed in passing health reform legislation with an opt-out public option as included in Harry Reid’s Senate bill, would any states actually opt out? Conservatives seem to like the idea that states could take a pass on a public option provision they dread. But really, [...]
By Steve Anderson
healthinsurance.org editor
Will Democrats unite to allow an up-or-down vote on health reform legislation? Robert Creamer explained on the Huffington Post this morning why he thinks it’s in Democratic legislators’ best interests to pull together. Creamer’s reasons include, briefly: That Americans have already swung overwhelmingly in support of the public option. A vote to defeat the filibuster [...]
By Steve Anderson
healthinsurance.org editor
For a political proposal that appeared ready to be staked in the heart by its opponents just weeks ago, the public option looked surprisingly perky this week. In fact, the only thing that now sounds optional about the proposed reform initiative is the abundance of public option options being floated. The perkiness is due, of [...]
By Steve Anderson
healthinsurance.org editor
There were squeals of joy and howls of rage when Olympia Snowe crossed the aisle (or as Republicans would say “went over to the Dark Side”) yesterday to vote for the Senate Finance Committee’s version of a health reform bill. But now that it’s done, both sides might be rethinking their outbursts. The Right could [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
Okay, we know that it’s the conservative members of the House that are called “Blue Dogs” (not members of the Senate), but what a perfect visual for the actions of the North Dakota Democratic-NPL party’s put-down of its own senator, Kent Conrad (D-ND). The party’s members recently reaffirmed a commitment to an even much more progressive [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
Governor Arnold Schwarznegger (R-CA) has made a formal statement supporting health care reform, urging congressional Republicans to cooperate with the Democrats in forming and passing significant legislation this year. His pleas to his party-mates may stir reminders of his role as a Kindergarten Cop as many in both parties are entranced by the siren call [...]
By Steve Anderson
healthinsurance.org editor
U.S. Rep. Alan Grayson hit the hornets’s nest squarely this week and then hit it again for good measure. We have a hunch he’s not about to put down his stick. Now, Rep. Grayson faces the prospect of a bunch of ticked-off Republicans who suddenly are OK with the idea of a huge debate in [...]
By Steve Anderson
healthinsurance.org editor
There’s something about this huge debate on health care that’s been sorely lacking and … and that something is a discussion of what health reform could mean to entrepreneurs. Remember the American Dream? Where you come up with a great product or service and then open your own business? You work harder, not smarter? The [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
This week, the Congressional Progressive Caucus did a head count of its members to see whether House liberals still strongly opposed any health reform bill that would not include a public option. Word from the Hill Thursday indicated that opposition is still plenty strong. Not so strong? Blue Dog opposition to a public option, apparently. [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
Students of history may get a chuckle when they hear Republicans define Obama’s health care plan as “socialism.” If we look to the past, we see Obama’s plan is pretty much in line with Republican President Richard M. Nixon’s failed efforts in 1974. Like Nixon, Obama seeks to tweak America’s existing private health care system, [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
According to a new poll published in yesterday’s New England Journal of Medicine and reported on National Public Radio, 63 percent of the nation’s doctors want health care reform to include a public option, while another 10 percent would go even further, endorsing a single-payer plan. Dropping Medicare age requirements Furthermore, nearly 60 percent of [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
When we went to the polls last fall, middle America voted for an end to partisan bickering and for our elected representatives to confront issues together in a practical, common sense way. For better or worse, that’s what we got at the Oval Office: “no drama Obama”. In his address to Congress last week on [...]
By Steve Anderson
healthinsurance.org editor
One of the most interesting reactions to the ongoing health reform debate has to be the public’s revulsion at the prospect of increased government control of the health care system. I understand concerns about additional financial burdens that come with new government programs … and concerns about adding to the nation’s deficit. I get that. [...]
By Steve Anderson
healthinsurance.org editor
This morning, I opened my email to find a news item that read “Polls show support slips for Obama’s health plan” – citing a New York Time/CBS News poll in which 69% of respondents said they “were concerned that the quality of their health care would decline if the government put universal health insurance in [...]
By Steve Anderson
healthinsurance.org editor
We’re tempted to say that President Obama got Punk’d yesterday by the Senate, as Majority Leader Harry Reid announced that the Senate will not be able to get a health reform bill wrapped up before a month-long Congressional recess that starts in August. We would love to have had Congress hammer out the bill. We [...]
By Steve Anderson
healthinsurance.org editor
It’s hard enough trying to convince Americans that it’s time for drastic health reform measures when that reform is being fought tooth and nail by the health insurance industry, which today launched a seven-figure advertising campaign to put pressure on moderate Congressional Democrats. The pressure, of course, is to urge them to help kill momentum [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
Organizing for America, the campaign arm of the Obama machine, is targeting constituents of moderate Senators in both parties with a cable TV ad buy. We have no quarrel with the content of the ad, shown below. The stories of the people featured ring true, and this campaign serves a noble purpose in letting their [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
Rep. John Kline (R-Minn.), newly appointed as ranking minority member of the House Education and Labor Committee, is giving Rep. Michelle Bachmann a run-for-her-money as the looniest representative from the land of 10,000 lakes. Interviewed on Minnesota Public Radio, Kline says as far as he’s concerned, a health reform bill with a public option is [...]
By Steve Anderson
healthinsurance.org editor
Since the health insurance industry stonewalled the Clinton Administration’s attempts to drastically overhaul our trainwreck of a health care system, Americans have been waiting. We’ve been waiting for something nearly miraculous: a convergence of conditions that would include a frightening global economic climate; a national realization that our system is an ineffective, unfair mess; and [...]
By Steve Anderson
healthinsurance.org editor
President Obama has a lot on his plate. If you hadn’t already sensed the magnitude of the challenges he’s facing, the POTUS (President of the United States) spelled them out last night in his 100th-day press conference. Between bailing out the auto industry, fighting wars in Iraq and Afghanistan, keeping an eye on North Korea [...]
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