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tags: health reform

      

Obamacare repeal vote 2013The 37th vote to repeal health care reform: Why?

Does 'face time' for freshmen justify millions spent on repeal votes?

By Maggie Mahar
healthinsurance.org contributor

I like economist Jared Bernstein’s paraphrase of CBO’s response: “You guys go ahead and keep gettin’ your crazy on … over here we’re kinda busy doin’ actual work, so can’t help you right now.”



Stanford Researcher Keith HumphreysWhat the ACA means for mental health coverage

Addiction services researcher Keith Humphreys and Harold Pollack discuss health reform's implications for mental health treatment

By Harold Pollack
healthinsurance.org contributor

Perhaps the most under-covered aspect of health reform is its dramatic expansion of coverage for the treatment of psychiatric and substance abuse disorders. The Affordable Care Act’s Medicaid expansion will finance care for millions of low-income Americans, now uninsured, who suffer from these conditions.



Health Wonk ReviewHealth Wonk Review for May 9, 2013

All the news about health reform that's fit to ... uh ... blog

By Steve Anderson
healthinsurance.org editor

The latest greatest edition of Health Wonk Review is live over at Managed Care Matters and, as host Joe Paduda notes, it’s all about health care cost trends, reform implementation. This edition includes a collection of posts speculating about the likelihood of decreasing health care costs over the next decade. It also offers several pieces focused [...]



Kathleen Sebelius health plans exchangesNo shortage of health insurance ‘flavors’ ahead

Consumers shouldn't fall for headlines predicting that carriers will provide few plan options in ACA's health insurance marketplaces

By Wendell Potter
healthinsurance.org contributor

It will be almost five months before the states’ health insurance exchanges will be up and running and already we’re seeing media stories suggesting that some insurance companies will not sign up to sell their policies on the exchanges – at least not right away. “Big insurers wary of entering new Obamacare markets,” read the [...]



Families USA Affording Health Coverage26 million eligible for help paying premiums

Affordable Care Act's premium tax credits will help low- and middle-income Americans purchase private insurance coverage

By Ron Pollack
Founding Executive Director, Families USA

We at Families USA estimate that nearly 26 million Americans will be eligible for premium tax credits to help make health coverage affordable.



Obamacare is doomedACA opponents spread doubt, confusion over business exchanges

'Doomsters' grasp at opportunity to predict Obamacare's demise

By Maggie Mahar
healthinsurance.org contributor

The HHS has announced a temporary change to rules for the ACA’s SHOP program. Critics of the ACA are using the change to spread confusion and doubt about the law.



Health Wonk ReviewHealth Wonk Review for March 28, 2013

By Steve Anderson
healthinsurance.org editor

In case you missed it last week, the latest edition of Health Wonk Review is live. This week, it’s hosted by Julie Ferguson over at the Workers’ Comp Insider.



Marsha Blackburn questions Wendell PotterA helping hand for Rep. Marsha Blackburn:

Industry insider Wendell Potter offers help get to the bottom of premium increases faced by Tennessee business owners

By Wendell Potter
healthinsurance.org contributor

In fact, one of the real objectives of the “Time for Affordability” PR and advertising campaign the insurance industry is waging is to obscure a reality they want us and our lawmakers to ignore or forget: insurance premiums have become unaffordable not because of health care reform but because insurers have been able to get away with raising rates as high as necessary to meet profits expected by board members, shareholders and Wall Street financial analysts.



Health Wonk ReviewHealth Wonk Review for March 14, 2013

By Steve Anderson
healthinsurance.org editor

The latest edition of Health Wonk Review is up, hosted over at the Health Business Blog. Thanks to David E. Williams for the great wrap-up.



Michael ChernewCan we control spending AND improve quality?

Michael Chernew discusses the realities of health reform's goals

By Harold Pollack
healthinsurance.org contributor

Harold Pollack continues his series of interviews with health policy experts, talking this month with Michael Chernew, Professor of Health Care Policy in the Department of Health Care Policy at Harvard Medical School. The two discuss a wide range of topics, including the ACA’s daunting goal of controlling spending while improving quality.



Escape Fire documentaryWant to fix health care? Watch this movie.

Tonight: Escape Fire, The Fight to Rescue American Healthcare

By Wendell Potter
healthinsurance.org contributor

Escape Fire, The Fight to Rescue American Healthcare, describes how health care in America has turned into a business. How the quest for money has hurt the quality of care provided to patients and how it has kept millions of us from having access to even mediocre care.



Stringer nuggetHealth Wonk Review for February 28, 2013

Insightful nuggets edition

By Steve Anderson
healthinsurance.org editor

Miss last week’s edition Health Wonk Review? No worries, it’s still up over at the Disease Management Care Blog.



health policy so fineHealth Wonk Review for February 14, 2013

The Valentine's Day Edition

By Steve Anderson
healthinsurance.org editor

The latest edition of Health Wonk Review went live over at the Health Talent Transformation Blog today.



Harold PollackThe ‘wild ride’ ahead for Obamacare

Jonathan Cohn, Senior Editor at The New Republic, talks about health reform's journey, and what's ahead for the ACA in 2013

By Harold Pollack
healthinsurance.org contributor

Harold Pollack talks with Jonathan Cohn, Senior Editor of The New Republic about the “wild ride” ahead for the Affordable Care Act, now that it’s survived a fierce Congressional battle, a Supreme Court challenge and the recent Presidential election.



Health Wonk ReviewHealth Wonk Review

Waste, Warnings and the Future

By Maggie Mahar
healthinsurance.org contributor

Maggie Mahar provides a round-up of some of the most provocative healthcare posts of the past two weeks in this edition of Health Wonk Review.



cuts Medicare TandenIs pain-free Medicare reform possible?

Health policy experts offer ideas for reducing waste without punishing seniors – and the Obama Administration may be listening

By Maggie Mahar
healthinsurance.org contributor

Last week, President Obama signaled that he is ‘open to making modest adjustments to programs like Medicare.’ Should seniors brace for bad news? No. There are many ways to cut Medicare spending without drawing blood. It’s a matter of using a scalpel, not an axe, to trim the fat.



industry targets ACAConsumer protections in industry crosshairs

Insurance industry campaign targets Obamacare provisions that outlaw 'junk insurance,' prevent price gouging based on age

By Wendell Potter
healthinsurance.org contributor

If you’re a 20- or 30-something and have health coverage, you’re being targeted by insurance industry campaign to eliminate two important consumer protections in the Affordable Care Act.



premium predictionsThe future of YOUR health insurance premiums

Why you shouldn't believe predictions that everyone will pay more for health coverage costs under the Affordable Care Act

By Maggie Mahar
healthinsurance.org contributor

Today, many Americans are asking, “Will my premiums go up in 2014?” There is no simple answer … but the answer for many Americans is that premiums will actually fall.



Health Wonk ReviewHealth Wonk Review for January 17, 2013

The 'Inaugural' Edition

By Steve Anderson
healthinsurance.org editor

The latest edition of Health Wonk Review went live over at the Health Affairs Blog yesterday.

Host Chris Fleming decided to kick off the New Year with an “Inauguration” theme (because of the Presidential inauguration and because this is the inaugural edition of 2013). Fittingly, the review started with a collection of health policy predictions for 2013 from Health Wonk Review cofounder Joe Paduda.



Aaron Carroll interviewHow I became a health policy wonk, my favorite policy charts, and what’s ahead for health reform

A Curbside Consult with Aaron Carroll, health services researcher and health policy blogger at The Incidental Economist

By Harold Pollack
healthinsurance.org contributor

Harold Pollack talks with blogger Aaron Carroll about how he became a policy wonk, about his favorite health policy charts and the road ahead for health reform.



Health Wonk ReviewHealth Wonk Review for January 3, 2013

By Steve Anderson
healthinsurance.org editor

In case you missed it, the most recent edition – the “Baby New Year Edition” of Health Wonk Review is on the virtual stands. This week, it’s over at Wright on Health, and Brad Wright has done a great job of packing it full of great hard-hitting health policy opinion. Thanks to Brad for providing [...]



Holiday Edition 2012 Health Wonk ReviewHealth Wonk Review for December 20

The Holiday Edition

By Steve Anderson
healthinsurance.org editor

If you haven’t caught this week’s edition already, Saturday morning’s as good a time as any to grab a cup of coffee – or eggnog – and drink in the Health Wonk Review. It’s posted this week over at Workers’ Comp Insider, and it features a stocking full of posts – one each, actually – from 16 different health policy blogs.



Round One Obama budget negotiationsObama wins Round One of budget standoff

Now, president needs to compromise on government spending

By Maggie Mahar
healthinsurance.org contributor

Now, the president will have to decide where he is willing to compromise on cutting government spending. There are, in fact, places where he could rein in Medicare without hurting beneficiaries.



Health Wonk Review December 6 2012Health Wonk Review for December 6

Featuring Maggie Mahar, Harold Pollack and lots of Chanukah food

By Steve Anderson
healthinsurance.org editor

Being what it is, Health Wonk Review is chock full of great blog posts – including a handful of them addressing the issue nearest and dearest to our hearts at healthinsurance.org: health reform.



battle over health reformWhy Obama succeeded, why Clinton failed, and why the fight over health reform STILL isn’t over

A Curbside Consult with health policy historian Paul Starr

By Harold Pollack
healthinsurance.org contributor

Health policy historian Paul Starr, author of Remedy and Reaction, explains why Barack Obama succeeded on health reform while Bill Clinton failed … and why the battle over reform is far from over.



health wonk review november 9 2012Health Wonk Review for November 9

Post-election edition is heavy on health reform and, yes, the election

By Steve Anderson
healthinsurance.org editor

Joe Paduda over at Managed Care Matters put together a great collection of posts focused on the Affordable Care Act and what’s ahead now that President Obama has won re-election.



Jon-GruberRomneycare, Obamacare, and reform after tomorrow

Economist Jon Gruber talks about his work with Obama and Romney, about tomorrow's election, and the challenges ahead for health reform

By Harold Pollack
healthinsurance.org contributor

EDITOR’S NOTE: HIO Curbside Consult is a periodic informal dialogue with medical and health policy experts about pressing issues of the day. For this edition, I conversed by Gchat with Dr. Jonathan Gruber, a professor of economics at the Massachusetts Institute of Technology and director of the health care program at the National Bureau of [...]



health reform and Senate racesFuture of health reform may turn on Senate races

Republican majority in Senate could rescind individual mandate, eliminate ACA's premium subsidies, halt Medicaid expansion

By Maggie Mahar
healthinsurance.org contributor

Even if Mitt Romney were elected, he alone could not overturn major provisions of healthcare reform. Only Congress can pass the legislation needed to change the ACA. Republicans are expected to maintain control of the House, but if Democrats hold the Senate, they will be able to block House bills aimed at eviscerating “Obamacare.”



Romney The View womenHealth Wonk Review for October 26

A dozen questions voters should consider before heading to the polls

By Steve Anderson
healthinsurance.org editor

If you haven’t yet had a chance to check out the most recent edition of Health Wonk Review, no worries: it’s still live over at HealthBeat. Maggie Mahar, who blogs regularly here, hosted this week’s edition, and spared no ink … uh pixels … in reviewing a nice collection of election-related health policy blogs. Her [...]



doctor-and-patient-thmbFears of crowded doctors’ offices unwarranted

Study: access to health care won't congest waiting rooms

By Maggie Mahar
healthinsurance.org contributor

In 2014, 12 million Americans will begin purchasing health insurance in the new marketplaces known as “exchanges.” Some are now uninsured and will be gaining coverage for the first time. Others have insurance through a small employer, or purchase their own policies. But few have the comprehensive coverage that will be available in the Exchanges [...]



Mitt Romney repeal Obamacare magic wandCould President Romney repeal Obamacare? No. 

Republican candidate's promise is another you shouldn't believe.

By Maggie Mahar
healthinsurance.org contributor

Mitt Romney’s web site makes a bold promise: ‘On his first day in office, Mitt Romney will issue an executive order that paves the way for the federal government to issue Obamacare waivers to all 50 states. He will then work with Congress to repeal the full legislation as quickly as possible.’

Many of Romney’s supporters assume that this is what will happen if he wins. But in truth, even if Republicans take both the White House and the Senate, Romney wouldn’t have the power to ‘repeal the full legislation.’ Nor could a new president grant waivers that would let states ignore the Affordable Care Act (ACA). We live in a nation ruled by law, not magic wands.”



obama-romney-debate-recapRomney earns points for his attack in first debate, but most voters will agree with Obama on substance

Challenger continues to play 'rope-a-dope' on policy specifics; Romney's debate arguments will face close scrutiny in coming days

By Harold Pollack
healthinsurance.org contributor

During Wednesday’s first Presidential Debate, President Barack Obama faced a confident Mitt Romney, who continued to play “rope-a-dope” on specifics regarding health and tax policies, says blogger Harold Pollack.



frakt-pollack“A clear choice on election day”

Harold Pollack talks Medicare and premium support with Austin Frakt

By Harold Pollack
healthinsurance.org contributor

EDITOR’S NOTE: Welcome to our first HIO Curbside Consult – a periodic informal dialogue with medical and health policy experts about pressing issues of the day.  Tonight, President Obama and Governor Romney will face off in their first debate. Medicare and Medicaid will be central topics of the conversation there. HIO’s Harold Pollack caught up [...]



health provider reimbursement variationThe next step for ‘Obamacare’

Tackling wide variations in how much providers charge

By Maggie Mahar
healthinsurance.org contributor

Blogger Maggie Mahar says a second stage of health reform will focus on disparities in health providers’ prices that have little to do with the quality of care. A study in Health Affairs revealed that in some cases, reimbursements for medical procedures varied by as much as 250 percent.



scare tacticsHealth Wonk Review for September 26

By Steve Anderson
healthinsurance.org editor

We almost forgot to remind you that the latest edition of Health Wonk Review hit the virtual stands on Wednesday over at Wing of Zock. Fortunately, it’s filled with plenty of great articles that aren’t yet past their wonkspiration date.



Romney Ryan emergency care as safety netMore myths about emergency care and the uninsured

Romney gets it wrong: emergency departments were not designed – and are ill equipped – to provide safety net for millions of uninsured

By Harold Pollack
healthinsurance.org contributor

Conservatives have claimed for years that emergency care provides a suitable safety net for people who cannot or do not obtain health insurance coverage. As I described early in the health reform debate, these conservatives are wrong.



obama-clinton-hugHealth Wonk Review for September 13

Featuring posts from Harold Pollack, Maggie Mahar

By Steve Anderson
healthinsurance.org editor

The latest edition of Health Wonk Review is on the virtual stands over at Colorado Health Insurance Insider. As usual, it’s chock full of compelling health policy wonkery from HWR’s usual gang of respected contributors.



scare-tactics-obamacare-calculatorOpponents using scare tactics on health care penalty

But Congressional Research Service numbers counter Tax Foundation claim that penalty will hit low- and middle-income families hardest

By Maggie Mahar
healthinsurance.org contributor

ACA opponents are using scare tactics to convince Americans that a mandate to buy comprehensive health insurance represents a tax on the middle class they can’t afford.



romney-plan-pre-existing-conditionsRyan and Romney’s fuzzy math catches up to them

Wonks note there's a world of difference between Affordable Care Act pre-existing condition protections and Romney-Ryan proposals

By Harold Pollack
healthinsurance.org contributor

“For 30 years, Republicans have been getting away, politically, with providing fuzzy numbers about so many things. The Romney campaign has rather explicitly decided that it’s better to offer vague bromides about the virtues of limited government than it is to get down to the specifics in proposing unpopular measures required to make their proposals work.” – Harold Pollack



clinton-obama-hug-2012‘Are we better off because President Obama fought for health care reform? You bet we are.’

– Bill Clinton, 2012 Democratic National Convention

By Harold Pollack
healthinsurance.org contributor

Harold Pollack: Clinton delivered the best speech of the 2012 campaign. “No one in American politics can rival Clinton’s ability to weave history and policy detail into a stem-winding performance that remains somehow compelling to average voters.”



zoe-and-obamacare-at-DNC-thumbDemocrats fall in love with Obamacare – just in time

By Linda Bergthold
healthinsurance.org contributor

From the explicit mention in the Democratic platform of the Affordable Care Act to the embrace of the term “Obamacare”, Democrats started off their 2012 Convention by praising health reform not burying it. In contrast to the Republicans, who mentioned it only in terms of opposition to the President, Democrats proudly and loudly touted the benefits of Obamacare in the first night of their convention.



kennedy-obama-health-reform-convention-speechKennedy’s 1980 message perfect for nation in 2012

On the eve of Democratic National Convention, speakers should seek inspiration from Ted Kennedy's rousing call for universal healthcare

By Maggie Mahar
healthinsurance.org contributor

“Ted Kennedy’s speech at the 1980 Democratic convention still echoes in my mind. It remains the finest, most inspiring political oration that I have ever heard … this was a full-hearted, rousing speech delivered by a man who realized that in the battle ahead, the issues at stake were far, far more important than his own loss. Intuitively, he knew that the country had reached a turning point.” – Maggie Mahar



gop-convention-aca-thmbMakers, takers, and health reform

Alleged 'takers' often go unnoticed in political debate

By Harold Pollack
healthinsurance.org contributor

Romney running mate Paul Ryan’s speech last week criticized President Obama for enacting “a new entitlement we didn’t even ask for.” But health policy writer Harold Pollack says the WE Ryan embraced left many people out.



romney-ryan-magic-elixir-thumbIt’s a floor wax. No, it’s a dessert topping.

The Romney/Ryan Medicare plan

By Harold Pollack
healthinsurance.org contributor

Mitt Romney and Paul Ryan are peddling a magical Medicare concoction that’s appetizing to seniors – promised protection from $716 in purported ObamaCare cuts to Medicare – but also mouth watering to the Tea Party and fiscal hawks salivating for entitlement reform.



safety net ObamacareHealth reform: it’s about having each other’s back

Obamacare-related increase in price of Papa John's pizza ? 11 cents. Ensuring working Americans have a health care safety net? Priceless.

By Harold Pollack
healthinsurance.org contributor

Alleged Obamacare-related increase in price of Papa John’s pizza ? 11 cents. Ensuring working Americans have a health care safety net? Priceless.



brain-health-wonk-reviewHealth reform, Medicare and Romney’s running mate

The August 15 edition of Health Wonk Review is live

By Steve Anderson
healthinsurance.org editor

The latest edition of Health Wonk Review is hosted by the kind folks over at the Disease Management Care Blog t’s chock full of health reform blog posts, from “obscure legal theorizing over the constitutional legitimacy of the Affordable Care Act” to an Olympic tribute to universal health care and look at what insurance brokers think about the law.



gov-deval-patrick-as-paul-revere-thmbMassachusetts still leads way on healthcare reform

Law could save family of four $40,000 over 15 years

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

In colonial times, Massachusetts was considered the “Cradle of Liberty” as the center of the fight for American Independence. That spirit thrives today as the Bay State strikes a blow for freedom from the fee-for-service healthcare model that threatens bankrupt the nation.



twitter-and-insurance-company-featuredStudent celebrates s’Tweet’ healthcare victory

Lively Twitter battle with insurance CEO leads to paid bills

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

Aetna CEO Mark T. Bertolini obviously heard Arijit Guha’s Tweets – and felt the resulting heat – ultimately deciding that Aetna would cover an Arizona graduate student’s mounting medical expenses and give the student a new policy with no lifetime cap.



universal-coverage-aurora-tragedyAurora tragedy highlights value of health reform

Harold Pollack: Medical needs of recovering shooting victims underscore the need for universal health coverage that actually works

By Harold Pollack
healthinsurance.org contributor

The tragic July 20 movie theater attack in Aurora, Colorado, serves a grim reminder of the importance of universal coverage for even young and healthy Americans – and a reminder that the nation can not afford to undo the health coverage protections promised by the Affordable Care Act.



free-stuff-single-mom-ACAGive free stuff to this single mom

Working mothers are among the millions who have much at stake in state decisions to oppose Medicaid expansion, other reform measures

By Harold Pollack
healthinsurance.org contributor

Harold Pollack explains that America’s working single moms have much to lose if states refuse to expand Medicaid under health reform.



GOP tempest in a teapotCould a missing word really kill the ACA? No.

Health reform legal expert Timothy Jost says latest perceived threat to survival of health reform law is just another costly distraction

By Maggie Mahar
healthinsurance.org contributor

Inevitably, opponents of the Affordable Care Act will continue to hunt for ways to undermine reform, says Washington & Lee law professor Timothy Jost, though “they may be shooting themselves in the foot.”



premium-subsidy-calculatorThe Supreme Court’s decision buys time

Thanks to media hype over controversy-filled Supreme Court decision, more Americans are learning what ACA will actually mean for them

By Maggie Mahar
healthinsurance.org contributor

Thanks to the publicity, some learned that the Affordable Care Act’s mandate will apply only to Americans who don’t have employer-based insurance, Medicaid or Medicare. And while that relatively small group will be subject to a penalty if they don’t buy insurance, they also will be eligible for a subsidy if they do.



GOP rhetoric over ACANAACP boos for Romney only the beginning

Rhetoric against 'ObamaCare' sure to alienate minority communities

By Harold Pollack
healthinsurance.org contributor

Presidential candidate Mitt Romney appears amused during 15 seconds of booing that followed his comment that he would “eliminate every non-essential expensive program I can find … that includes ObamaCare …” Romney made the comment Wednesday during his speech at the NAACP National Convention.



powerful John RobertsSelf-fulfilling media narratives

How one man wound up deciding the fate of healthcare reform

By Maggie Mahar
healthinsurance.org contributor

The media picked up the story, repeated the heated rhetoric, and “fanned the flames … Before long, what constitutional experts thought was a non-story became a Supreme Court case.”



health-reform-battle-lessonsLessons Learned from Health Reform: Then and Now

Failures of Clinton Administration's attempt at health reform helped Obama Administration craft successful game plan for ACA

By Linda Bergthold
healthinsurance.org contributor

What the Clinton Administration tried to do with health reform may not have succeeded legislatively, but it taught us a lot of lessons that informed the Obama Administration’s efforts 25 years later.



blue-state-red-state-uninsured-stateHow sharper than a serpent’s tooth it is to have a thankless … red state after health reform

Blogger Harold Pollack wonders whether parched red-state horses led to water may use Supreme Court decision as excuse to refuse to drink

By Harold Pollack
healthinsurance.org contributor

Supporters of the Affordable Care Act breathed a sigh of relief after Thursday’s Supreme Court ruling. Yet many remain worried about the decision’s Medicaid section. Although the court upheld the constitutionality of expanding Medicaid, it also ruled that the federal government may not withhold all of a state’s Medicaid funding to induce a state’s participation in ACA’s Medicaid expansion.



chief-justice-john-roberts-upholds-acaWe dodged a bullet: 4 reactions to today’s decision

Harold Pollack: President, Supreme Court, governmental bodies, millions of uninsured should breathe sigh of relief over decision

By Harold Pollack
healthinsurance.org contributor

The nation dodged a bullet Thursday when the Supreme Court ruled 5-4 that the Affordable Care Act is constitutional, upholding the law’s individual mandate.



requirement-to-buy-health-coverage-under-acaToday, the Supremes sang.

By Maggie Mahar
healthinsurance.org contributor

I was not entirely surprised by the Court’s decision. Indeed, on March 26, the day that the Supreme Court began to hear oral arguments, I wrote about why I felt the law would not be overturned by the Court.



Supreme-Court-ACA-decisionSupreme Court upholds individual mandate

5-4 decision affirms constitutionality of Affordable Care Act

By Steve Anderson
healthinsurance.org editor

We celebrate this decision was a huge win for millions of Americans who have so much at stake. We’ve said it again and again … that the law’s reforms are a huge victory for women, for Baby Boomers, and especially for so many families who have faced denial of coverage because of pre-existing conditions. At the same time, we sincerely expect this will be a win for all of us who hope reforms will actually reduce costs in the long run.



health insurance coverage denied pre-existing conditionsWhat if the Court rules that insurers don’t have to cover people suffering from pre-existing conditions?

By Maggie Mahar
healthinsurance.org contributor

If the Supreme Court overturns the individual mandate that would require most Americans to buy insurance, it may rule that if everyone doesn’t have to buy insurance, insurance companies shouldn’t have to insure everyone.



controversy over breastfeedingThe facts behind the controversy over breastfeeding

Why insurers should – and will – be required to cover breast pumps

By Maggie Mahar
healthinsurance.org contributor

Since when did breast pumps become an “essential benefit?” Answer? Since we realized that if 90 percent of women nursed their babies for six months, giving them breast milk only, we could save 900 lives per year, and reduce health care spending by $13 billion annually.



Health Wonk Review June 22 2012In this week’s Health Wonk Review:

Maggie Mahar, Harold Pollack, Henry Aaron on pending SCOTUS decision, 2012 elections and what both mean to health reform law

By Steve Anderson
healthinsurance.org editor

This week’s Health Wonk Review features columns from healthinsurance.org bloggers Maggie Mahar, Harold Pollack, and Henry Aaron. They discuss the pending SCOTUS decision, the 2012 elections and what both will mean to the health reform law.



carrots and stick individual mandateIf the individual mandate’s struck down, what next?

Without health reform's so-called 'stick,' government will need major focus on law's 'carrots' to encourage enrollment of young, healthy

By Maggie Mahar
healthinsurance.org contributor

The goal of the mandate is to draw more healthy people into the insurance pool, so that the cost of care when we become sick can be spread over a larger group. But the mandate is only one of many provisions in the PPACA that makes health insurance more attractive and more affordable.



Aaron-Pollack-GOP-pillars2012 elections aren’t just about health reform

New majority wouldn't likely stop with assault on health reform; authors predict 75 years of social welfare legislation would be in peril

By Harold Pollack and Henry Aaron
healthinsurance.org contributors

This legislative program is why the 2012 elections are the most important in living memory. Conservatives could achieve goals long in gestation and fervently sought. Liberals could see seventy-five years of social welfare legislation undone.



Health Wonk Review Maggie MaharHealth Wonk Review

'Voices from the Blogosphere' talk about individual rights, upcoming SCOTUS decision, cell tower safety, ban on sugary drinks, and more

By Maggie Mahar
healthinsurance.org contributor

This week, Maggie Mahar edits the Health Wonk Review, a biweekly compendium of the best of the health policy blogs.



state block health insurance exchangesCan states thwart Affordable Care Act by refusing to build state health insurance exchanges?

Majority with individual health plans are eager to use exchanges; federal government ready to step in to make sure exchanges happen

By Maggie Mahar
healthinsurance.org contributor

The Affordable Care Act (ACA) calls on the states to create health insurance exchanges – marketplaces where individuals and small businesses can shop for and compare health insurance plans. Beginning in 2014, insurers peddling policies on an exchange will have to meet the ACA’s standards by covering “essential benefits,” capping out-of-pocket expenses for individuals, and [...]



waiting-for-supremes-thmbThe waiting game: anticipating the SCOTUS ruling

As nation awaits Supreme Court decision on health reform legislation, it's worth reviewing again what's at stake if ACA is struck down

By Linda Bergthold
healthinsurance.org contributor

While America waits for the U.S. Supreme Court to make its decision about health reform, is the health care system standing still?

Quite the contrary.



health insurance age ratingDespite health reform, age rating will still deliver stiff insurance premiums for many older Americans

Age rating could triple premiums for those awaiting Medicare eligibility

By Maggie Mahar
healthinsurance.org contributor

Under reform legislation, insurers selling policies in the individual or small-group markets can charge older boomers up to three times more than a younger adult would pay for an identical policy – unless the older person lives in a state that limits age-rating.



prison-health-careHealth coverage for ex-prisoners: a quiet but important benefit of health reform

By Harold Pollack
healthinsurance.org contributor

If I’m trying to sell health reform, the smiling waitress with two kids, the laid-off steel worker, and the 7th grader with cancer work better on the campaign posters. Yet for many reasons – some obvious, some not – the health and well-being of ex-prisoners has a disproportionate impact on us all.



ann-mitt-romneyIn sickness and in health

When health care is personal ... and political

By Harold Pollack
healthinsurance.org contributor

Mr. and Mrs. Romney might ponder why so many people whose lives have been altered by chronic disease and disability become passionate supporters of health reform. Some of these advocates directly experience medical-economic hardship. Others have not faced the most punishing financial consequences. They merely see what happens to others, less-privileged, who face the same medical challenges with fewer resources.



womens-healthHealth reform: a huge victory for women

What's at stake for voters and the women they love?

By Maggie Mahar
healthinsurance.org contributor

When they buy their own health insurance in the individual market, women must lay out an extra $1 billion a year, simply because they are women.



rip-thumbodyHate Obamacare? Rip up your rebate check.

Rebates driven by medical loss ratio offer perfect opportunity for reform opponents to 'put your money where your mouth is'

By Steve Anderson
healthinsurance.org editor

The timing is perfect for everyone who despises Obamacare to demonstrate loudly and clearly your total disgust for the health reform law. It’s time to vote with your check … insurance rebate check, that is.



Critics use reform as new excuse to attack Medicaid

Politically driven 'repeal and replace' would kill health reform's expanded coverage for millions of low-income adults and kids

By Harold Pollack
healthinsurance.org contributor

“Repeal and replace” efforts to kill health reform especially focus on repealing the Medicaid expansion that would extend coverage in 2014 to millions of low-income adults and kids. Ironically, these measures are unlikely to much improve the federal budget.



donate-care-thbFamily’s trip down health insurance ‘rabbit hole’ puts human face on desperately needed reform provisions

Being in wrong place at wrong time still threatens to bankrupt American families who can't afford reasonable coverage

By Harold Pollack
healthinsurance.org contributor

Two years from now, when the main pillars of health reform become operative, young families will be able to buy decent coverage through an insurance exchange. Families will receive financial help if they can’t afford to buy such coverage.



Supreme Court bubbleSupreme Court has the power, but not
the social authority, to kill health reform

Oral arguments make blogger wonder whether Supreme Court Justices are simply too out of touch with mainstream America

By Harold Pollack
healthinsurance.org contributor

The Court might damage or destroy the centerpiece of the Obama presidency. This would be an abuse of judicial power. It would also hurt millions of people whose pleas for help seem quite abstract to men in robes who might snatch that help away.



free-rider-thumbWhen an elephant forgets: the individual mandate

GOP starts something it couldn't finish

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

For nearly 20 years the GOP trumpeted the virtues of the individual mandate … until it was enacted by a Democratic president.



Obama Supreme CourtWill the Supreme Court strike down health reform?

"No way," says health policy blogger, author Maggie Mahar

By Maggie Mahar
healthinsurance.org contributor

I cannot believe for a minute that this Court wants to go down in history as the Gang of Nine that quashed the most important piece of legislation that Congress has passed in 37 years. If it did, we could find ourselves on the brink of a constitutional crisis.



obama signs ACAHappy birthday, health reform

Health policy researcher Harold Pollack: work on health reform was 'gut-wrenching,' but also, 'the most significant I have ever done'

By Harold Pollack
healthinsurance.org contributor

I was only a bit player in health reform, way in the back of the room when the real work was done. I still consider that work the most significant I have ever done.



doctor-doctor-thmbGive your member of Congress a health care checkup

Use HealthReformVotes.org to remember your member in November

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

Give your member of Congress a ‘health reform checkup’ at HealthReformVotes.org before the November elections.



obama-smiles-small50 billion reasons for Obama supporters to smile

CBO finds more health reform costs will be even less than expected

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

More good news for health care reform. The Congressional Budget Office – that nonpartisan referee that scores the financial impact of legislation – now says its revised figures show the 10-year cost of the Affordable Care Act (ACA) will be $50 billion less than it estimated just a year ago. Considering that health reform was [...]



health insurance lifetime limits ACALifetime limits on your health insurance coverage are a big (million-dollar) deal

Cost of removing caps is minimal for insurers, but impact is monumental for Americans with catastrophic conditions

By Linda Bergthold
healthinsurance.org contributor

The costs of removing lifetime caps on health insurance coverage are expected to be modest for insurance carriers. The impact for insured American families with catastrophic health conditions? Monumental.



health care cost increases lower in 2011Health care cost increase lowest in 50 years

Recession, reform likely bending cost curve down

By Linda Bergthold
healthinsurance.org contributor

While critics have been wailing about the impact of reform on health care costs, health care costs have been moderating and in some cases even going down.



health plan summary of coverageHelping health insurance buyers beware

New regulations mean insurance applicants can expect easy-to-understand summary of benefits, coverage

By Jan Greene
healthinsurance.org contributor

The new summary of benefits was mandated in the federal health reform law to help consumers make sense of complicated insurance plans and compare them with one another when shopping for coverage.



health reform State of the Union 2012’44′ gives 44 words to health reform

State of the Union leaves reform supporters curious as to President's state of mind regarding health reform law

By Linda Bergthold
healthinsurance.org contributor

Some will be disappointed that President Obama barely mentioned health care reform in his State of the Union address last night. In a speech that focused on the military, manufacturing, education, and energy, health care received very few mentions.



health-reform-biggest-loserWhat we can learn from The Biggest Loser

Individual mandate isn't 'just what the doctor ordered'; it's an order for Americans to visit their doctors

By Steve Anderson
healthinsurance.org editor

Dr. “H” Rob Huizenga of “The Biggest Loser” knows that education equals motivation for folks who need to change unhealthy behavior. The individual mandate could do the same: getting more folks back to doctors for the treatment – and education – that they need. (Photo courtesy of NBCUniversal)



consumer assistance programs cutCongress ‘hangs up’ on program created to help those frustrated with health insurance

Texas - state with most uninsured - is among first to prepare for shutdown of consumer assistance program

By Jan Greene
healthinsurance.org contributor

These are telephone hotlines providing callers with knowledgeable human beings to help with health insurance problems. Now, sadly, Congress seems to be allowing the program to die an early death, declining to fund it beyond the initial $30 million, which was distributed to 35 states.



remedy-and-reaction-paul-starrBook examines battles over health reform

Book review: "Remedy and Reaction: The Peculiar Struggle over Health Reform" by Paul Starr

By Linda Bergthold
healthinsurance.org contributor

For anyone who wonders how the battle over health reform came to dominate so much of the nation’s attention over the past few years – and whether the battle will ever end – Paul Starr provides answers in Remedy and Reaction: The Peculiar American Struggle over Health Reform.



health-reform-accomplishments-in-20112011: a very good year for health reform

The ACA improved Americans' access to health coverage this year - in more ways than you may have realized

By Linda Bergthold
healthinsurance.org contributor

You will hear a lot of bashing of “Obamacare” during the current political season. But while we wait for full implementation of health reform in 2014, there have been meaningful changes that are helping American families every day.



essential benefits packageHow health reform’s 10 essential benefits could improve your insurance coverage …

... and how state "flexibility" will affect your benefits

By Linda Bergthold
healthinsurance.org contributor

The fact that the Affordable Care Act defines ten mandatory categories of “essential benefits” provides a “floor” of coverage that can not be taken away. After 2014, no plan offered to individuals or small groups can exclude maternity care, prescription drugs, rehabilitation or habilitation services, or mental health services, to mention a few.



Ron Pollack Families USA CBSPollack: ensuring young adults’ coverage now saves us all money down the line

2.5 million previously uninsured young adults now have health coverage, thanks to Affordable Care Act

By Ron Pollack
Founding Executive Director, Families USA

Ensuring young adults are covered now saves us all money down the line and gives parents and their kids the peace of mind that they’ll have coverage they can count on when they need it the most.



newt-thumbHealth reform has eyes of Newt

Individual mandate has many fathers, so why do they vilify the one who adopted the child?

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

It’s been widely accepted that Mitt Romney is the father of  what Republicans have tagged “Obamacare.” The legislation he signed into law in Massachusetts became the blueprint for national health care reform. But there is plenty of paternity credit to go around:  the individual mandate – the requirement that all Americans must purchase health insurance [...]



medical loss ratio presentFor health insurance consumers, medical loss ratio is gift that will keep on giving

Health reform law's MLR rule ensures that consumers' health premiums cover more medical care, less marketing

By Linda Bergthold
healthinsurance.org contributor

It is heartening to know that the medical loss ratio rule will keep a lid on the amount of our premiums that can be spent on marketing, salaries, and other non-medical activities going forward. For the 99 percent of us, this 80 percent gift is a gift that will keep on giving.



Kaiser Family Foundation poll on health reform provisionsWhat has the health reform law done for you, lately? Probably more than you think.

18 months after implementation began, Americans are overlooking laundry list of health care improvements

By Linda Bergthold
healthinsurance.org contributor

Most of the health reform act pertaining to the uninsured and restraining health care costs will not be implemented until 2014. But in the last year and a half, there have been some substantial changes in health care that you may not have noticed.



red-herring-thumbThe red herring called HR 3000

Tone deaf Herman Cain invokes imaginary solution for real health care problems

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

The Conservative Action Alert Web site starts its article with the observation “There’s an old saying: ‘You can’t fight something with nothing.’” It was gleefully touting a bill introduced by Rep. Tom Price (R-GA), but they could as easily been providing post-debate analysis  from last night’s Republican slugfest in Michigan. The strains of “repeal Obamacare” from [...]



state-exchange-special-reportKnow your state health insurance exchange

State exchanges - and major changes - are in the works. is your state building a consumer-friendly marketplace?

By Steve Anderson
healthinsurance.org editor

Whether you’re happy about it or not, your state is, at this very moment, very likely moving to set up a state health insurance exchange. In fact, it’s entirely possible that you have some form of health insurance exchange already in operation.



romney-father-of-health-reformMitt Romney: father of health reform?

GOP front-runner will need to run faster to escape evidence of Affordable Care Act paternity

By Steve Anderson
healthinsurance.org editor

We always love when politicians make witty jabs and then later get jabbed back. We love it, especially, when they’re jabbing health reform. Mitt Romney’s feeling a return jab right now. The GOP Presidential contender wisecracked in the spring that President Obama was giving Romney way too much credit for helping set the stage for national health [...]



call-obamacare-thumbQuestions about the Affordable Care Act?

Operators are standing by for calls about health reform

By Steve Anderson
healthinsurance.org editor

Not entirely sure when state health insurance exchanges will take effect? Curious about Grandma’s new free preventive services? Call someone who cares.



hands-off-health-reformRuling against individual mandate could be start of citizens’ fight to keep reform gains

Health reform may be 'intruding' on Americans' lives, but its provisions are intruding in ways that improve life

By Steve Anderson
healthinsurance.org editor

How ‘ya gonna keep ‘em down on the farm (after they’ve seen Paree?) We love that old post-World War I tune, but we feel like it’s due for an update – and we think it could go something like this: How ‘ya gonna keep ‘em satisfied with the health insurance status quo after they’ve seen [...]



preventive-coverage-womenFed decision to cover contraceptives was economically sound, and right thing to do

By Jan Greene
healthinsurance.org contributor

On Monday, the federal government announced that, starting in 2012, insurers will be required to cover a broad range of preventive services – including contraception – at no cost to patients. It’s not every day that the feds tell insurers what to do, so this is kind of a big deal. Making it easier to [...]



tea-party-head-in-ground-thumbThe (tea) party’s over

America needs to move forward on health care reform

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

America has always been defined by progress.  Yet the Affordable Care Act (ACA) has elements in many states trying to turn back time. Louisiana, with it’s barrel-bottom ranking of the 49th healthiest state to live in, adds to a growing list of states bucking reform as its governor refuses to set up a federally-mandated health insurance exchange, those [...]



carrot-thumbShould health reform be a carrot or a stick?

States seek a more heavy-handed way to force coverage

By Steve Anderson
healthinsurance.org editor

Instead of mandating coverage on the front end, the states favor penalizing the uninsured on the back end – punishing those who presumably would be taking a “free ride” on the system.



happy-birthday-health-reform-thumbHappy birthday ‘Obamacare’

The self-employed, freelancers, independent contractors and mom-and-pops have every reason to celebrate

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

If you are on this site, you likely do not have employer-provided health insurance and if so, today is a big day for you: today is the one year anniversary of the passage of the Affordable Care Act, often referred to derisively as “Obamacare.” As Forbes columnist Rich Unger recently pointed out, those foes of [...]



americas-health-care-system-thumbWhen more is simply more

America's bloated per capita health expenditures are simply the cost of "free" enterprise

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

We Americans pay more dollars, and live shorter lives, than our counterparts in most other modern countries. According to the Organization for Economic Cooperation and Development, in 2008 America spent $7,538 per capita on health care, while the other 33 nations surveyed spent an average of $3,000. The reason is clear: it’s how we pay [...]



no-reform-thumbGOP memo: don’t improve aca too much

Republican strategy firm cautions gop house members: fixing health reform law may make it more popular

By Steve Anderson
healthinsurance.org editor

After months of assuring Americans that they don’t hate everything about the recently passed Affordable Care Act – and that there’s room to improve the law – Republican legislators are now being cautioned to change their tune and their strategy. By improving the law too much, the memo says, legislators could make the law more popular.



abe-obama-thumbNorth Carolina seeks to secede from Union?

Tarheel house wants free pass on individual mandate

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

One hundred and fifty years ago, North Carolina defied a U.S. President from Illinois when it became the final state to secede from the Union, resulting in more deaths for its citizens than any other Confederate state. Fast forward to today. The Tarheel State is defying another inspirational President from Illinois who is striving to [...]



battle-thumbHealth reform isn’t down for the count

Reports of health reform's demise greatly exaggerated

By Steve Anderson
healthinsurance.org editor

Kay, over at Balloon Juice, brings up an excellent point today about coverage of yesterday’s ruling by a federal judge that the health reform law is unconstitutional. Her point, simply, is that the ruling from this particular federal judge – Roger Vinson – isn’t the nail in the casket for the health reform law. The [...]



hourglassRepeal effort flies in the face of evidence

Vote is more than symbolic: it's a waste of Congress's time

By Steve Anderson
healthinsurance.org editor

There’s no question in our minds that House Republicans will be successful today in voting to repeal health reform legislation. So what happens after the inevitable yelling and the inevitable House vote for repeal? Nothing. The Senate will not vote for repeal and President Obama will certainly veto anything that even smells like repeal. That, [...]



pietin_thumb-transWhat repeal of health reform means to you

New tool shows consumers in each state what they've gained from health reform law - before it's gone

By Steve Anderson
healthinsurance.org editor

As the old saying – and the song by Cinderella – goes, you don’t know what you’ve got until it’s gone. We think health reform is like that, and – while we’re not at all certain that the upcoming House Republican effort to repeal the Affordable Care Act will be anything more than political theatre – we [...]



20112011 and the future of health reform

Year ahead is brighter for the uninsured - and the insured

By Steve Anderson
healthinsurance.org editor

It’s hard to feel good about the way Congress finally passed those provisions into law. We’re as disheartened about the way Congress functions as we are about the nation’s health care system, and we feel that it’s definitely due for major reform. But the fact is that the nation has waited far too long for the free market to solve the system’s ills – and regardless of the process, the resulting legislation at least moved us forward.



Health reform’s individual mandate

A missed message about personal responsibility?

By Steve Anderson
healthinsurance.org editor

We appreciated this assessment of health reform’s controversial individual mandate provision by William Pewen over at the Health Affairs Blog. He makes some predictions about the future of health reform if the mandate is ruled unconstitutional by the Supreme Court, but we’re more interested in his take on the problem with Americans and their health insurance. [...]



Bush: the gift that keeps on giving

W's appointee delivers lump of coal to working families, strikes down health reform's individual mandate

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

Health reform’s individual mandate provision – the requirement that all taxpayers purchase health insurance beginning in 2014 – has been struck down by a federal judge appointed by none other than President George W. Bush. What is it with America’s continuing suffering inflicted by the former President? The deficit is about to go into hyperdrive [...]



medicare-quiz-thumbAre you really ready to enroll in Medicare?

Interactive tool helps gauge whether consumers are ready to make medicare enrollment decisions

By Steve Anderson
healthinsurance.org editor

Most folks are confused by all of the health insurance options. But as confusing as that is it doesn’t – in our opinion – hold a candle to the dizzying, mind-boggling maze that is the Medicare system.



mother-death-panelMeet my mother, the death panel

By Steve Anderson
healthinsurance.org editor

Back in the spring and summer of last year, the debate about health reform exploded over an issue that was not, in my estimation, worthy of a firecracker-sized pop. The issue was advanced care planning consultations, and looking back now, it seems to me the most odd point of contention that could have been raised [...]



gloves-thumbCEO gives health insurance industry’s fight
in recent health reform battle a big, fat F

By Steve Anderson
healthinsurance.org editor

We know it’s stating the obvious to say that the health insurance industry was not pleased by the outcome of the battle over health reform that concluded in March. But this article on Bloomberg shows just how bad the battle went, according to industry execs, whose ideas now include jettisoning Karen Ignani from her position as [...]



no-thumb‘No’ may not mean ‘no’ for health insurers
under new health reform provisions

By Steve Anderson
healthinsurance.org editor

When you start talking about the recently passed health reform legislation, there’s a good chance you’re headed for an argument. But it’s hard to see how anyone – other than health insurance companies – could argue against the consumer protection provisions announced by the Obama Administration yesterday. Anyone who’s fought it out with an insurance [...]



book-thumbEverything you always wanted to know about health reform … but didn’t know you could ask

By Steve Anderson
healthinsurance.org editor

Say what you will about the recently passed health reform legislation – good or bad – but you can’t say that its supporters are withholding information about what’s ahead. With mid-term elections around the corner, the Obama Administration is readying a Lollapalooza of a dog-and-pony show to highlight its accomplishments to date – and the [...]



riskpool-business-thumbNew high-risk insurance pool program
for states isn’t “risky business”

By Steve Anderson
healthinsurance.org editor

Tomorrow, many states will start taking applications for insurance coverage through the temporary high-risk insurance pools established through this year’s historic health reform legislation. As the Associated Press points out, it’s a “huge investment” by the federal government. It’s no secret that many critics believe the pools are a huge mistake. Though the funding for [...]



pollster-thumbHealth reform is being hated less.

By Steve Anderson
healthinsurance.org editor

If you listen to John Boehner, health reform is not only completely abhorrent to the critics who pummeled it for months on end, but it’s now also uniformly despised by everyone, everywhere. In reality, health reform is probably viewed negatively (ranging from “completely loathed” to “not really certain what it will do”) by about half [...]



canadian-rasberry-thumbThe U.S. is number seven,
but it appears we’re trying harder

By Steve Anderson
healthinsurance.org editor

Like Avis, the United States is apparently not Number One – not in health care performance at least – when compared against a bunch of other countries. And they’re countries that repeatedly got a really bad rap during the health care debate as being examples of poor quality, inefficiency, and – worst of all – [...]



obama-laughing-thumbObama: go back on health reform?
let’s not and say we didn’t.

By Steve Anderson
healthinsurance.org editor

President Obama likes his health reform legislation. Go figure. And today, he also gave consumers more reasons to like the legislation – namely a bunch of consumer protections the administration is calling the “patient bill of rights.” How about reversing course? The POTUS said – in a nutshell – “Let’s not and say we didn’t.” [...]



lately-thumbFind out what health reform has done for you lately.

By Steve Anderson
healthinsurance.org editor

Seriously. Ask, “What have you done for me lately?” Do it today – submit your questions about health reform progress to About.com. Maybe if you ask nicely, Katherine Sebelius will actually answer your question during a live event streamed tomorrow at 3 p.m. (Eastern) at Whitehouse.gov/live. Questions that probably WON’T get answers: “Why are you [...]



bullhorn-thumbRepublicans prepare to raise their voice against health reform this fall; Democrats ready to lend them a bullhorn

By Steve Anderson
healthinsurance.org editor

You know that old saying about how even bad PR is good PR? Well, The Nation has a pretty decent argument for its validity. Seems like the more Republicans turn up their messages about the recently passed legislation, the more they’re turning off listeners to their arguments. November will be interesting. That’s for sure.



scammer-thumbKnowledge is not only power, but protection against health insurance schemes and scams

By Steve Anderson
healthinsurance.org editor

The health reform legislation passed in March by Congress is giving Americans plenty to look forward to over the next decade, but according to recent reports from law enforcement and anti-fraud groups, the legislation will also give Americans plenty to look out for. Within weeks of the legislation’s passage, consumers began reporting a wave of [...]



cantor-thumbRep. Eric Cantor: “blame the victim”

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

In the circus surrounding the Tea Party reaction to the health insurance reform bill, Republican Congressman Eric Cantor is stepping in as a ringmaster. In the midst of death threats against nearly a dozen Democrats who voted for the bill, Cantor is blaming the victims, saying they are using these threats as political fodder. Cantor, [...]



mood-ringWhy health reform supporters’
mood rings are turning blue

By Steve Anderson
healthinsurance.org editor

An interesting poll surfaced yesterday, revealing that – in the days since health reform legislation was passed by the U.S. House of Representatives and signed into law by President Obama – more Americans have taken a favorable view of the legislation than they did before the vote. Nearly 50 percent of those polled now say [...]



pro-life-thumbBiggest pro-life vote in history

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

Our statement has nothing to do with the last-minute deal cut between the White House and Rep. Bart Stupak (D- Mich.). Here’s why the historic vote authorizing health insurance reform is the biggest pro-life vote in history: Fifty-five thousand Americans die every year because of lack of health insurance coverage. Those are deaths that no [...]



tomato-thumbToe-may-toe … toe-mah-toe …

By Steve Anderson
healthinsurance.org editor

Throughout the health care debate, it’s been fascinating to watch opposition responses to each bit of reform-related news. The complete inability of opponents of Democratic reform proposals to see anything positive in the legislation has been simply stunning. How determined were opponents of reform? Determined enough to threaten that legislation promising free assistance to those [...]



sky-is-falling-thumbHealth insurance crises prove the sky IS falling

By Steve Anderson
healthinsurance.org editor

We thought this editorial cartoon in the Kansas City Star was pretty good – and not just because we agree with them on that whole Global Warming thing. We also got a chuckle because it hit so close to home in terms of the ongoing health reform debate. We’d rewrite the caption to read, “If [...]



jesus-thumbWho would Jesus insure?

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

The headline in the StarTribune says “Health care for poor may get axe.” Minnesota’s Governor Tim Pawlenty, a 2012 Presidential hopeful, is set to veto a bill that would pay health care costs for 85,000 of the state’s poorest and sickest residents. The bill he is threatening to kill is a stripped-down version of a [...]



translate-thumbAllow me to translate

By Steve Anderson
healthinsurance.org editor

There’s a lot of debate today over what President Obama was saying to his supporters last night when he described what he thinks needs to happen with the health reform legislation from here on in. The point he made that seems to be drawing the most speculation is this passage: “That’s why I think it’s [...]



road-ends-thumbIt’s now or never, democrats.

By Steve Anderson
healthinsurance.org editor

We don’t like the phrase, “It’s now or never,” especially when it comes to the health reform battle. If legislation doesn’t succeed now, it doesn’t mean the nation’s health care system can never be improved. Even with a complete failure by the Democrats, the system could conceivably gradually evolve into something better over time with [...]



rip-thumbHealth reform: Dead? or not dead?

By Steve Anderson
healthinsurance.org editor

The current status of the health reform legislation in the nation’s capital reminds of us the popular quizzes that challenge players to speculate as to whether celebrities are dead yet. If you asked opponents of health reform, they’d surely tell you that – like the failed health reform efforts of 1994 – the current Democratic proposals [...]



goal-thumbLet’s NOT start over on health reform

By Steve Anderson
healthinsurance.org editor

In the days following last week’s special election in Massachusetts, it wasn’t surprising at all to hear opponents of health reform announcing that America had – loudly and clearly – told Congress to start over on health reform. But here’s the thing: If the Democrats had barely eked out a win, opponents would have said [...]



american-dream-thumbThe ‘american dream’: coming soon to america?

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

“It’s all about the health benefits.” I personally have heard it dozens of times from friends and family, who make it painfully clear that they’re not banging on the door of Corporate America because they’re dying to work in a cubicle. They tell me they’re reluctantly looking for gigs in big business because that’s where [...]



consumption-thumbIs the senate bill really unfit for consumption?

By Steve Anderson
healthinsurance.org editor

Jonathan Cohn of the New Republic said today what a lot of liberals have been saying about the Senate bill. Basically, it’s been stretched and pulled like a gob of saltwater taffy as it morphed into something barely acceptable to barely enough Democrats, but also largely disappointing to a large contingent of other liberals (and [...]



grinch-thumbJoe Lieberman continues to play
Grinch Who Stole Health Reform

By Steve Anderson
healthinsurance.org editor

Anyone who thought passage of a health reform bill in 2009 would be easy, given the Democratic majority in Congress, was deluded. To think that all of Congressional Democrats – and the Independents they court – would vote in lock step was just plain fantasy. But even Democrats who knew reform legislation would be all [...]



flushed-thumbIs public option about to be flushed?

By Steve Anderson
healthinsurance.org editor

Pundits, including the Wall Street Journal, are calling it the “Grand Compromise.” It’s an agreement Senate Democrats struck late yesterday on health reform legislation that will allow those who oppose the public option to say that it’s out, while proponents of the public option can claim that it’s still in the bill – sort of. [...]



size-matters-thumbWhen it comes to reform legislation,
size really does matter.

By Steve Anderson
healthinsurance.org editor

One of the things that has bugged us for months and months is health care opponents’ preoccupation with the number of pages in the health care bills that have been introduced in the House and Senate. The most recent bill to emerge is the Senate bill unveiled by Harry Reid yesterday and SURPRISE … it’s [...]



montana-thumbHow would health reform help or hurt?

five from Montana and how reform would affect them

By Steve Anderson
healthinsurance.org editor

There are plenty of stories out there about the nightmares already faced in the nation’s existing health care system. But folks really want to know how coverage will look after health reform legislation is passed. (We’re assuming it will be.) That why we liked this story, which examines what the current legislative proposals would mean [...]



steroids-thumbSomebody get harry reid some steroids. stat.

By Steve Anderson
healthinsurance.org editor

When the House passed its version of health reform legislation last week, the development may have sent chills down the spines of those who oppose the Democrats’ proposed solutions. But a quick read-through of Suzy Khimm’s piece in The Treatment yesterday should be equally chilling to folks who think the battle over health reform is [...]



do-not-pass-go-thubDo not pass go. do not collect $200.
(or just get health insurance like everyone else.)

By Steve Anderson
healthinsurance.org editor

You’d think opponents of health care would be content with getting Americans worked up about issues like abortion and immigration in order to bog down passage of a health reform bill, but today, bloggers and Tweeters are whispering in a really loud, gasping voice, “Jail time for folks who don’t buy health insurance?” We’re not [...]



opt-out-thumbEven if states can opt out, will they?

By Steve Anderson
healthinsurance.org editor

We’re happy to hear folks asking this question: If Democrats succeed in passing health reform legislation with an opt-out public option as included in Harry Reid’s Senate bill, would any states actually opt out? Conservatives seem to like the idea that states could take a pass on a public option provision they dread. But really, [...]



fil-thumbIf Dems haven’t led or followed, it’s time
to get out of the way, columnist says

By Steve Anderson
healthinsurance.org editor

Will Democrats unite to allow an up-or-down vote on health reform legislation? Robert Creamer explained on the Huffington Post this morning why he thinks it’s in Democratic legislators’ best interests to pull together. Creamer’s reasons include, briefly: That Americans have already swung overwhelmingly in support of the public option. A vote to defeat the filibuster [...]



option-thumb‘Option’ is not a failure – not yet, anyway.

By Steve Anderson
healthinsurance.org editor

For a political proposal that appeared ready to be staked in the heart by its opponents just weeks ago, the public option looked surprisingly perky this week. In fact, the only thing that now sounds optional about the proposed reform initiative is the abundance of public option options being floated. The perkiness is due, of [...]



rev-reid-thumbWhen reverend reid marries HELP and Finance, will olympia snowe get to give away the ‘bride?’

By Steve Anderson
healthinsurance.org editor

There were squeals of joy and howls of rage when Olympia Snowe crossed the aisle (or as Republicans would say “went over to the Dark Side”) yesterday to vote for the Senate Finance Committee’s version of a health reform bill. But now that it’s done, both sides might be rethinking their outbursts. The Right could [...]



dog-thumbNorth dakota dems cry “bad (blue) dog!” –
hit senator on nose with newspaper

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

Okay, we know that it’s the conservative members of the House that are called “Blue Dogs” (not members of the Senate), but what a perfect visual for the actions of the North Dakota Democratic-NPL party’s put-down of its own senator, Kent Conrad (D-ND). The party’s members recently reaffirmed a commitment to an even much more progressive [...]



muscle-thumbFinally, some republican muscle
supporting obama’s health care reform

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

Governor Arnold Schwarznegger (R-CA) has made a formal statement supporting health care reform, urging congressional Republicans to cooperate with the Democrats in forming and passing significant legislation this year. His pleas to his party-mates may stir reminders of his role as a Kindergarten Cop as many in both parties are entranced by the siren call [...]



grayson-thumbA debate that really is a life-and-death battle

By Steve Anderson
healthinsurance.org editor

U.S. Rep. Alan Grayson hit the hornets’s nest squarely this week and then hit it again for good measure. We have a hunch he’s not about to put down his stick. Now, Rep. Grayson faces the prospect of a bunch of ticked-off Republicans who suddenly are OK with the idea of a huge debate in [...]



self-employed-thumbWithout health reform, American dream will continue to be nightmare for entrepreneurs

By Steve Anderson
healthinsurance.org editor

There’s something about this huge debate on health care that’s been sorely lacking and … and that something is a  discussion of what health reform could mean to entrepreneurs. Remember the American Dream? Where you come up with a great product or service and then open your own business? You work harder, not smarter? The [...]



blue-dogs-thumbBlue dogs bark, bite not so bad on public option

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

This week, the Congressional Progressive Caucus did a head count of its members to see whether House liberals still strongly opposed any health reform bill that would not include a public option. Word from the Hill Thursday indicated that opposition is still plenty strong. Not so strong? Blue Dog opposition to a public option, apparently. [...]



nixon-thumbOn health reform, obama is
more ‘nixon’ than ‘kennedy’

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

Students of history may get a chuckle when they hear Republicans define Obama’s health care plan as “socialism.”  If we look to the past, we see Obama’s plan is pretty much in line with Republican President Richard M. Nixon’s failed efforts in 1974. Like Nixon, Obama seeks to tweak America’s existing private health care system, [...]



3-doctors-thumbPoll: three out of four doctors
want a public option in any health care reform

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

According to a new poll published in yesterday’s New England Journal of Medicine and reported on National Public Radio, 63 percent of the nation’s doctors want health care reform to include a public option, while another 10 percent would go even further, endorsing a single-payer plan. Dropping Medicare age requirements Furthermore, nearly 60 percent of [...]



pres-seal-thumbCentrist President hits it right down the middle

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

When we went to the polls last fall, middle America voted for an end to partisan bickering and for our elected representatives to confront issues together in a practical, common sense way. For better or worse, that’s what we got at the Oval Office: “no drama Obama”. In his address to Congress last week on [...]



before-thumbBefore you oppose a ‘government plan,’
make sure you don’t already have one.

By Steve Anderson
healthinsurance.org editor

One of the most interesting reactions to the ongoing health reform debate has to be the public’s revulsion at the prospect of increased government control of the health care system. I understand concerns about additional financial burdens that come with new government programs … and concerns about adding to the nation’s deficit. I get that. [...]



fear-thumbWe have nothing to fear from health reform – except fear of change itself

By Steve Anderson
healthinsurance.org editor

This morning, I opened my email to find a news item that read “Polls show support slips for Obama’s health plan” – citing a New York Time/CBS News poll in which 69% of respondents said they “were concerned that the quality of their health care would decline if the government put universal health insurance in [...]



pres-thumbPresident’s patience is a virtue – not a ‘Waterloo’

By Steve Anderson
healthinsurance.org editor

We’re tempted to say that President Obama got Punk’d yesterday by the Senate, as Majority Leader Harry Reid announced that the Senate will not be able to get a health reform bill wrapped up before a month-long Congressional recess that starts in August. We would love to have had Congress hammer out the bill. We [...]



vulcan-thumbsMedia plays chicken little as health reform legislation steadily advances

By Steve Anderson
healthinsurance.org editor

It’s hard enough trying to convince Americans that it’s time for drastic health reform measures when that reform is being fought tooth and nail by the health insurance industry, which today launched a seven-figure advertising campaign to put pressure on moderate Congressional Democrats. The pressure, of course, is to urge them to help kill momentum [...]



votr-thumbObama ad buy troubling but necessary
in time of corporate dominance

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

Organizing for America, the campaign arm of the Obama machine, is targeting constituents of moderate Senators in both parties with a cable TV ad buy. We have no quarrel with the content of the ad, shown below. The stories of the people featured ring true, and this campaign serves a noble purpose in letting their [...]



rst-thumbCongressman declares
public option “too good”

By Chuck Smith-Dewey
healthinsurance.org founder & ceo

Rep. John Kline (R-Minn.), newly appointed as ranking minority member of the House Education and Labor Committee, is giving Rep. Michelle Bachmann a run-for-her-money as the looniest representative from the land of 10,000 lakes. Interviewed on Minnesota Public Radio, Kline says as far as he’s concerned, a  health reform bill with a public option is [...]



charlie-thumbWill the Democrats tear
up their golden ticket?

By Steve Anderson
healthinsurance.org editor

Since the health insurance industry stonewalled the Clinton Administration’s attempts to drastically overhaul our trainwreck of a health care system, Americans have been waiting. We’ve been waiting for something nearly miraculous: a convergence of conditions that would include a frightening global economic climate; a national realization that our system is an ineffective, unfair mess; and [...]



stars-thumbIs meaningful health reform written in the stars?

By Steve Anderson
healthinsurance.org editor

President Obama has a lot on his plate. If you hadn’t already sensed the magnitude of the challenges he’s facing, the POTUS (President of the United States) spelled them out last night in his 100th-day press conference. Between bailing out the auto industry, fighting wars in Iraq and Afghanistan, keeping an eye on North Korea [...]



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