Georgia health insurance exchange
650,000 Georgians eligible for marketplace subsidies
By Carla Anderson
November 8, 2013
The federal government operates the health insurance marketplace in Georgia. According to U.S. Department of Health and Human Services (HHS), about 1.7 million Georgia residents are uninsured and eligible to purchase insurance through the new marketplace. A recent study by Kaiser Health News estimates that 650,000 Georgia residents qualify for subsidies to help them purchase coverage through the marketplace.
State government officials such as Gov. Nathan Deal and Insurance Commissioner Ralph Hudgens continue to speak out against the marketplace. In what some have deemed political theater, Hudgens said rates for some Georgia residents would go up almost 200 percent. He later acknowledged that the example was not representative of the increases consumers will see in Georgia. Hudgens has also implemented a requirement that navigators, who help consumers use the marketplace, pass the test that insurance agents are required to take. That requirement is much more stringent than required by the health care reform law, and Hudgens openly states it was intended as obstructionism.
Five insurers are selling individual policies through the federal marketplace in Georgia: Alliant, Blue Cross and Blue Shield of Georgia, Humana, Kaiser Foundation Health Plan, and Peach State.
According to a report released by HHS, the average cost for a bronze plan —the lowest-cost option — in Georgia is $265 a month. The national average for a bronze policy is $249 a month.
Georgia health insurance exchange links
State Exchange Profile: Georgia
The Henry J. Kaiser Family Foundation overview of Georgia’s progress toward creating a state health insurance exchange.