Nevada Health Insurance

How healthy is living in Nevada?

Nevada dropped three spots – from 39th to 42nd – in the 2008 ranking of the healthiest states by the United Health Foundation.

The state's best and worst category rankings:

• Prevalence of obesity – 13th
• Preventable hospitalizations – 13th
• Air pollution – 14th
• Infant mortality – 17th
• Premature death – 41st
• Lack of health insurance – 43rd
• Poor mental health days – 45th
• Geographic disparity – 46th
• Number of primary care physicians – 46th
• Violent crime – 48th
• Public health funding – 48th
• Immunization coverage – 50th
• High school graduation – 50th (55.8 percent of ninth graders eventually graduate)

See the United Health Foundation's latest findings on Nevada.

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Does Nevada have a risk pool for the uninsurable?

No, Nevada does not offer a risk pool for its citizen's who are medically-uninsurable.

Risk pools are state-sponsored programs to help people with a history of medical problems in their family to purchase coverage. These pools are for people who can afford to buy health insurance, but are not able to get underwritten in the private market because of a pre-existing health condition. These programs can vary significantly from state-to-state in price, benefits and number of people served. Often insurance companies doing business in the state are required to contribute to the poolto keep it in the black. In the best cases they allow people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Find more on risk pools here.

Mini-meds a guaranteed-issue option for those who are medically uninsurable

An option for the medically uninsurable is a guaranteed-issue mini-med health insurance plan. There is no underwriting and no health questions are asked.

These plans provide basic coverage but are not designed to help with catastrophic expenses. They can often count as creditable coverage, eliminating the waiting period for pre-existing conditions if you later move to an employer-based plan. Read more here.

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Cover The Uninsured's guide on finding health insurance in Nevada

Cover The Uninsured is a national effort to highlight the fact that too many Americans are living without health insurance and to demand solutions from our nation's leaders. Read more information on its efforts. It is a project of the Robert Wood Johnson Foundation.

• Cover The Uninsured's facts on the uninsured in Nevada and all other states.
• Its guide on how to find health insurance in Nevada.
• Materiales En Español – Guías para encontrar cobertura de seguro de salud.

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USNews health insurance rankings for Nevada

US News does an annual ranking of what it considers the best health insurance plans in each state. Visit its reports on various health insurance or medical insurance plans being offered in Nevada.

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Official State Goverment Sites with Nevada Health Insurance Information

Governor's Office for Consumer Health Assistance Bureau for Hospital Patients -- a single point of contact for consuemrs and injured workers to help them understand their rights and responsibilites under Nevada law.

Nevada Checkup -- strives to provide low-cost, comprehensive health care coverage to low income, uninsured children age 18 and under who are not covered by private insurance or Medicaid.

Division of Health Care Financing and Policy-- Medicaid -- works in partnership with the Centers for Medicare & Medicaid Services to assist in providing quality medical care for eligible individuals and families with low incomes and limited resources.

Medicare in Nevada -- SHIP Volunteers offer FREE one-on-one assistance-and-counseling with respect to many problems seniors encounter regarding Medicare, supplemental health insurance and long-term care options.