Find affordable health insurance.
We can help.

Worried you missed the open enrollment window? Don’t panic. Enrollment extensions vary by state – you may still have time.

Even if you did miss it, you should be able to find a short-term plan to get you to the next enrollment period.

Enter your ZIP and we will guide you.

Find affordable health insurance

New York health insurance

A guide to affordable health insurance in the Empire State

new-york guide to health insurance

How healthy is living in New York State? The state is ranked as the 18th healthiest according to the 2012 edition of America's Health Rankings® by the United Health Foundation.

The good news:

  • Overall health in New York has gradually improved since America's Health Rankings were first published in 1990.
  • The high school graduation rate has improved by 12.6 percentage points over the past five years.

The bad news:

  • While the high school graduation has improved, New York still lags most other states in this measure.
  • More than 10 percent of the adult population has diabetes.

New York's best and worst category rankings:

  • Primary Care Physicians – 5th
  • Public Health Funding – 6th
  • Obesity – 7th
  • High School Graduation Rate – 39th
  • Cardiovascular Deaths – 39th
  • Diabetes – 40th

For more details see the United Health Foundation’s latest findings on New York.

Trust for America’s Health is another source for key New York health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts New York here.

Get local health results

State snapshot too large? Get county-by-county health rankings for New York, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does New York have
a health insurance high risk pool?

IMPORTANT UPDATE: In 2010, New York started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More New York resources

New York state health insurance exchange

New York’s exchange

Find out what your state’s health insurance exchange will look like.


$86.5 million to 1,001,476 families

Insurance companies were forced to return an average of $138 per New York family in 2012.


Find out how your member of the New York Congressional delegation voted on health care.

NY state government resources

Medicaid in New York State

Works in partnership with the Centers for Medicare & Medicaid Services to assist in providing quality medical care for eligible individuals and families with low incomes and limited…

New York health insurance programs

A comprehensive list of health insurance programs administered by the State of New…

New York State Child Health Plus

Health insurance plan for kids. Depending on your family’s income, your child may be eligible to join either Children’s Medicaid or Child Health Plus…

New York State Government Health Insurance Information

A long list of links to information published by the State of New York regarding health insurance and health care…

NY advocacy resources

Community Service Society of New York

Committed to the goal of universal health coverage as the most fair and efficient method of achieving positive health outcomes for individuals and the greater community. In an effort to achieve this goal, CSS has launched a comprehensive campaign to…

Health Care for All New York

The statewide Consumer Voices for Coverage project seeking to achieve a commitment to provide affordable and comprehensive health coverage to all New Yorkers by 2010. The project’s strategy is to develop a set of standards that puts all universal…

New York State Health Foundation

An organization devoted to expanding health insurance coverage, increasing access to high-quality health care services, and improving public and community health. NYSHealth was established by the State of New York with charitable funds from the…

Single Payer | Medicare-for-All in New York State

A statewide clearinghouse for all single payer/medicare-for-all initiatives and events throughout the…

New York health insurance companies

Atlantis Health Plan
Group Health Incorporated
Oxford Health Plans, Inc.

Health insurance for NY individuals

Resources for those individuals seeking health care insurance in New York. If you are looking for New York Medicare, visit our site for health insurance over 65.