A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Get help from a licensed insurance agent 888-389-0372
Get help from a licensed insurance agent 888-389-0372
Find coverage
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2026 may be lower than recent years.
Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

Expert analysis of health reform issues

DACA recipients no longer eligible for Marketplace health insurance and subsidies photo

DACA recipients no longer eligible for Marketplace health insurance and subsidies

September 12, 2025 – Under a new federal rule, DACA (Deferred Action for Childhood Arrivals) recipients became ineligible to enroll in Affordable Care Act…

New federal rule brings immediate changes to Marketplace enrollment photo

New federal rule brings immediate changes to Marketplace enrollment

July 10, 2025 – A new federal rule will bring significant changes to Marketplace enrollment, with some of regulations becoming effective in August 2025.…

Budget bill provisions could make ICHRAs more appealing to businesses photo

Budget bill provisions could make ICHRAs more appealing to businesses

May 30, 2025 – The budget reconciliation bill that passed in the House of Representatives includes provisions intended to make ICHRAs – or CHOICE…

9 mental health insurance questions consumers should ask photo

9 mental health insurance questions consumers should ask

May 16, 2025 – The answers to nine mental health insurance questions consumers ask about coverage of mental health treatment, substance abuse disorder…

The most likely targets for Medicaid cuts photo

The most likely targets for Medicaid cuts

May 6, 2025 – We look at likely ways the government might make cuts to federal Medicaid spending – and look at the populations that the cuts would…

Proposed rule would bring sweeping changes to Marketplace enrollment, eligibility photo

Proposed rule would bring sweeping changes to Marketplace enrollment, eligibility

March 13, 2025 – A proposed federal rule issued this week would, if finalized, bring wide-ranging changes for the Affordable Care Act’s health insurance…

Can a new President make health policy changes on ‘Day One?’ photo

Can a new President make health policy changes on ‘Day One?’

January 17, 2025 – When a new Commander in Chief takes office and their party also controls both chambers of Congress, how quickly can they make changes to…

ACA open enrollment: what’s new for 2025 photo

ACA open enrollment: what’s new for 2025

October 16, 2024 – Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various…

Finalized federal rule reduces total duration of short-term health plans to 4 months photo

Finalized federal rule reduces total duration of short-term health plans to 4 months

September 20, 2024 – A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule…

Georgia switches to state-run health insurance Marketplace for 2025 coverage photo

Georgia switches to state-run health insurance Marketplace for 2025 coverage

September 17, 2024 – Starting Nov. 1, 2024, Georgia residents will use a state-run health insurance enrollment platform, Georgia Access, to shop for and enroll…

Enrollment in 2024 Marketplace health plans during open enrollment reaches record high photo

Enrollment in 2024 Marketplace health plans during open enrollment reaches record high

April 30, 2024 – During the open enrollment period for 2024 health coverage, more than 21.4 million people enrolled in private qualified health plans (QHPs)…

Six ways federal rule changes might affect Marketplace enrollees photo

Six ways federal rule changes might affect Marketplace enrollees

April 23, 2024 – Federal health insurance rule changes that take effect for coverage in 2025 (and beyond) could affect Marketplace enrollment, essential…