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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Expert analysis of health reform issues

ACA sign-ups hit all-time high – with a month of open enrollment remaining photo

ACA sign-ups hit all-time high – with a month of open enrollment remaining

December 28, 2021 – Americans in need of health insurance have responded to a major increase in marketplace subsidies created by the American Rescue…

How the Build Back Better legislation might affect your coverage photo

How the Build Back Better legislation might affect your coverage

December 22, 2021 – The Build Back Better Act is loaded with long-needed fixes to the Affordable Care Act that would continue to boost affordability of…

Why your ACA premium might be going up for 2022 photo

Why your ACA premium might be going up for 2022

December 15, 2021 – Health insurance rate increases nationally are mostly modest. Here’s why you might expect a steep increase anyway – and how you might…

Think you’re not eligible for ACA subsidies? Think again. photo

Think you’re not eligible for ACA subsidies? Think again.

October 8, 2021 – For four huge groups of Americans, 2022 open enrollment will offer unprecedented access to health insurance premium tax…

Congress boosted ACA subsidies. An enrollment surge followed. photo

Congress boosted ACA subsidies. An enrollment surge followed.

September 28, 2021 – The ARP's enhanced health insurance subsidies prompted a major surge in new marketplace enrollments and plan upgrades during this year's…

How new carriers in your marketplace could affect your coverage options photo

How new carriers in your marketplace could affect your coverage options

September 14, 2021 – More health insurance carriers are entering ACA's exchanges for 2022. Here's why you should pay attention to new health plans in your…

Subsidy availability drives consumers to shop for health insurance photo

Subsidy availability drives consumers to shop for health insurance

September 2, 2021 – Americans previously priced out of ACA coverage have been motivated by newfound eligibility for subsidies – and dramatic savings are…

The COVID SEP ended in most states. The ARP is still making premiums more affordable. photo

The COVID SEP ended in most states. The ARP is still making premiums more affordable.

August 20, 2021 – The American Rescue Plan's enhancements to the Affordable Care Act's health insurance subsidies will continue long after the end of the…

Six strategies for avoiding the Affordable Care Act’s coverage gap photo

Six strategies for avoiding the Affordable Care Act’s coverage gap

August 13, 2021 – For low-income Americans seeking health coverage in states refusing to expand Medicaid, awareness of a minimum income requirement can make…

Longer enrollment tops list of proposed marketplace improvements photo

Longer enrollment tops list of proposed marketplace improvements

August 6, 2021 – The Biden administration's proposed rules aimed at ACA's health insurance exchanges would provide for 30 extra days of open enrollment,…

Why you should care about the August 15 special enrollment deadline photo

Why you should care about the August 15 special enrollment deadline

August 1, 2021 – Individual-market consumers hoping to take advantage of the ARP's enhanced health insurance subsidies need act before August 15 to lock in…

How the ARP makes marketplace health plans more affordable for older buyers photo

How the ARP makes marketplace health plans more affordable for older buyers

July 8, 2021 – If you're older, but not yet eligible for Medicare, the American Rescue Plan's subsidies could provide significant savings on individual…