A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Get a quote
Speak with a licensed insurance agent 866-553-3223
Get a quote
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Featured
Missed open enrollment?
Outside of ACA's open enrollment period, you can only sign up for ACA-compliant health coverage if you qualify for a special enrollment period. But you may have other coverage options.
Calculators
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Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
The ACA
What's the Affordable Care Act (Obamacare)? How to shop the ACA Marketplace Open enrollment Special enrollment
In-depth guides
How to choose the best plan Self-employed: How to get covered Women's health coverage Medicare: Ultimate guide Medicaid: State-by-state College students & grads: Your options
Health reform & FAQs
Blog: Health reform insights FAQs Glossary Press releases
Featured
Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

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Ron Pollack

Affordable Care Act supporters gird for battle photo

Affordable Care Act supporters gird for battle

February 20, 2017 – We're at one of those moments right now for millions of American families. It's a moment to tell the truth to the American public. Get past…

26 million eligible for help paying premiums photo

26 million eligible for help paying premiums

April 18, 2013 – We at Families USA estimate that nearly 26 million Americans will be eligible for premium tax credits to help make health coverage…

Romney vs. Romney on health reform photo

Romney vs. Romney on health reform

September 27, 2012 – Romney's Massachusetts health reform is simply not the health reform he plans to take to the White House. All Romney has promised is higher…