A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
Featured
Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Obamacare articles by category

Self-employed health insurance deduction photo

Self-employed health insurance deduction

It's important for the self-employed to know all the ways they can save a few dollars here and there. One obvious place to look is on their… Read more

Will you receive an ACA premium subsidy? photo

Will you receive an ACA premium subsidy?

See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they… Read more

Obamacare’s ‘subsidy cliff’ eliminated through 2025 photo

Obamacare’s ‘subsidy cliff’ eliminated through 2025

The ACA's subsidy cliff has been temporarily eliminated (through 2025), saving some health insurance buyers thousands of dollars per… Read more

The ACA’s cost-sharing subsidies photo

The ACA’s cost-sharing subsidies

While the Affordable Care Act's premium subsidies help pay the cost of the health insurance itself, cost-sharing subsidies help to reduce… Read more

IRS regulations fix the ACA’s ‘family glitch’ as of 2023 photo

IRS regulations fix the ACA’s ‘family glitch’ as of 2023

As of 2023, the IRS has fixed the ACA's "family glitch." The family glitch previously made millions of Americans ineligible for premium… Read more

10 reasons cost-sharing reductions are YUGE news photo

10 reasons cost-sharing reductions are YUGE news

If you're like the vast majority of consumers, you may be hearing about CSRs for the first time and wondering why these subsidies are so… Read more

Desperately seeking cost-sharing reductions photo

Desperately seeking cost-sharing reductions

In this segment, Louise Norris and fellow healthinsurance.org contributor Andrew Sprung explain the value of cost-sharing reduction (CSR)… Read more