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Featured

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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Obamacare articles by category

Will you receive an ACA premium subsidy? photo

Will you receive an ACA premium subsidy?

See who's eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are… Read more

Self-employed health insurance deduction photo

Self-employed health insurance deduction

It's important for the self-employed to know all the ways they can save a few dollars here and there. One obvious place to look is on their… Read more

The ACA’s cost-sharing subsidies photo

The ACA’s cost-sharing subsidies

While the Affordable Care Act's premium subsidies help pay the cost of the health insurance itself, cost-sharing subsidies help to reduce… Read more

IRS regulations fix the ACA’s ‘family glitch’ as of 2023 photo

IRS regulations fix the ACA’s ‘family glitch’ as of 2023

As of 2023, the IRS has fixed the ACA's "family glitch." The family glitch previously made millions of Americans ineligible for premium… Read more

Obamacare’s ‘subsidy cliff’ eliminated through 2025 photo

Obamacare’s ‘subsidy cliff’ eliminated through 2025

The ACA's subsidy cliff has been temporarily eliminated (through 2025), saving some health insurance buyers thousands of dollars per… Read more

Can you count on your Obamacare subsidy? photo

Can you count on your Obamacare subsidy?

Regardless of what you've heard about Obamacare – good or bad – the subsidies aren't going… Read more

10 reasons cost-sharing reductions are YUGE news photo

10 reasons cost-sharing reductions are YUGE news

If you're like the vast majority of consumers, you may be hearing about CSRs for the first time and wondering why these subsidies are so… Read more

Desperately seeking cost-sharing reductions photo

Desperately seeking cost-sharing reductions

In this segment, Louise Norris and fellow healthinsurance.org contributor Andrew Sprung explain the value of cost-sharing reduction (CSR)… Read more