Find affordable health insurance.
We can help.

Worried you missed the open enrollment window? Don’t panic. Enrollment extensions vary by state – you may still have time.

Even if you did miss it, you should be able to find a short-term plan to get you to the next enrollment period.

Enter your ZIP and we will guide you.

Find affordable health insurance

Florida health insurance

A guide to finding affordable health insurance in the Sunshine State

florida guide to health insurance

How healthy is it living in Florida? The state held steady – ranking as the 34th healthiest state – according to the 2012 edition of America's Health Rankings® from the United Health Foundation.

The good news:

  • Deaths from cardiovascular disease are much lower now than 10 years ago: 222.9 vs. 311.2 deaths per 100,000 people.
  • Cancer deaths are relatively low at 172.9 deaths per 100,000 people.

The bad news:

  • The percentage of the state's children in poverty is 22.1 percent, up from 14.6 percent five years ago.
  • Florida's ranking for immunization coverage slipped from 3rd in 2011 to 18th in 2012.
  • Less than 70 percent of Florida's ninth graders go on to finish high school in four years.

Florida's best and worst category rankings:

  • Cardiovascular Deaths – 8th
  • Cancer Deaths – 10th
  • Air Pollution – 10th
  • High School Graduation Rate – 44th
  • Lack of Health Insurance – 46th
  • Geographic Disparity – 48th

For more details see the United Health Foundation’s latest findings on Florida.

Trust for America’s Health is another source for key Florida health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Florida here.

Get local health results

State snapshot too large? Get county-by-county health rankings for Florida, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does Florida have
a health insurance high risk pool?

Florida Comprehensive Health Association (closed to new enrollees since 1991)
(850) 309-1200

IMPORTANT UPDATE: In 2010, Florida started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More Florida resources

Florida state health insurance exchange

Florida’s exchange

Find out what your state’s health insurance exchange will look like.


$123 million to 1,251,397 families

Insurance companies were forced to return an average of $168 per Florida family in 2012.


Find out how your member of the Florida Congressional delegation voted on health care.

FL state government resources

Florida Department of Health

Official government Web site for department responsible for health care services for…

Florida Kid Care

State program to help children under 19 get health insurance coverage through MediKids, Healthy Kids, Children’s Medical Services or Medicaid for…

A state-run site designed to connect consumers with health care information and services, including downloadable PDF guides to health and human services and…

The Florida Department of Financial Services

The place for consumers to check out their insurance agent or company or to access the state consumer hotline (1-877-693-5236, is available 8 a.m. to 5 p.m) or to file a…

FL advocacy resources

Florida CHAIN (Community Health Action Information Network)

A statewide network organization dedicated to improving the health of all Floridians by promoting sustainable access to affordable, effective health…

Florida Consumer Action Network (FCAN)

A grassroots organization which empowers citizens to influence public policy by organizing and educating in areas where consumer voices are underrepresented. FCAN is working with Health are for America NOW to create meaningful health care…

Florida health insurance companies

Celtic Ins. Co.
Coventry Health and Life Insurance Company
Golden Rule
Vista Healthplan of South Florida

Health insurance for FL individuals

Resources for those individuals seeking health care insurance in Florida. If you are looking for Florida Medicare, visit our site for health insurance over 65.