Indiana health insurance exchange
Third of Hoosiers seeking health insurance through marketplace qualify for Medicaid
By Carla Anderson
November 20, 2013
Applications covering nearly 32,000 Hoosiers were submitted in the first month of open enrollment through the health insurance marketplace, according to a report released by the U.S. Department of Health and Human Services (HHS). More than 19,000 of the applicants are eligible to purchase insurance through the marketplace; however, so far just 701 have completed the process and selected a health plan. An additional 11,300 people qualified for Medicaid or the Children’s Health Insurance Program (CHIP), and applications for 1,500 people are still pending.
Indiana is among the 26 states that opted to use the federal health insurance marketplace, HealthCare.gov. While former Gov. Mitch Daniels was a critic of the Affordable Care Act, he refrained from making a final decision about the state’s marketplace and asked the three gubernatorial candidates for their opinions. Following the election, Gov.-elect Mike Pence wrote to Daniels with his preference that Indiana reject both the state-run and partnership models. Daniels forwarded that decision to the U.S. Department of Health and Human Services (HHS).
Four insurers are offering policies through the marketplace in Indiana: MDWise, Coordinated Care, Physicians Health Plan of Northern Indiana and Anthem. However, about two-thirds of the state’s 91 counties will be served by only one or two insurers.
According to HHS, the average cost for a bronze plan —the lowest-cost option — in Indiana is $304 a month. The national average for a bronze policy is $249 a month.
HHS reports nearly 910,000 people in Indiana, or 16 percent of the population, are uninsured and eligible to use the marketplace.
Open enrollment for coverage in 2014 runs from Oct. 1, 2013 through March 31, 2014. Policies must be purchased by Dec. 15 for coverage to begin Jan. 1, 2014.
Indiana health insurance exchange links
State Exchange Profile: Indiana
The Henry J. Kaiser Family Foundation overview of Indiana’s progress toward creating a state health insurance exchange.
Indiana Department of Insurance
Assists consumers who have purchased insurance on the individual market or who have insurance through an employer who only does business in Indiana.
(800) 622-4461 / firstname.lastname@example.org