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North Carolina Health Insurance

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North Carolina guide to Health InsuranceHow healthy is living
in North Carolina?

North Carolina is the 33rd healthiest state according to the United Health Foundation's 2012 comparison of health status across the 50 states.

The good news:

  • The percentage of children in poverty is 23.9 percent, down from 27.6 percent in 2011.
  • Air quality has improved over the past five years.

The bad news:

  • The current ranking of 29th is the lowest scored by Montana since the first report, which was issued in 1990.
  • The percentage of children in poverty increased by nearly 6 percentage points from 2011 to 2012.

North Carolina's best and worst category rankings:

  • Binge Drinking – 7th
  • Infectious Disease – 18th
  • Poor Mental Health Days – 19th
  • Poor Physical Health Days – 19th
  • Low Birth Weight – 44th
  • Infant Mortality – 46th

more details

  • health insurance plans comparedSee the United Health Foundation's latest findings on North Carolina.
  • Trust for America's Health ia another source for key North Carolina health quality findings. In addition, 2010's federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts North Carolina here.

get local health results

State snapshot too large? Get county-by-county health rankings for North Carolina, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.


Does North Carolina have a health insurance high risk pool?

Thumbs up on offering a risk pool.; North Carolina Health Insurance Risk Pool (NCHIRP)
Toll-free 1-866-665-2117

health-insurance risk poolsIMPORTANT UPDATE: Starting in 2010, North Carolina started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. To find out more about North Carolina's participation, click here.

Risk pools are state-sponsored programs to help people with a history of medical problems in their family to purchase coverage. These pools are for people who can afford to buy health insurance, but are not able to get underwritten in the private market because of a pre-existing health condition. These programs can vary significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state are required to contribute to the pool to keep it in the black. In the best cases, they allow people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.


Non-profit sources of health insurance information for North Carolina

  • fhce logoThe Foundation for Health Coverage Education's mission is to provide simplified public and private health insurance eligibility information in order to help more people access coverage. Here is its guide on how to find health insurance in North Carolina.
  • The Robert Wood Johnson Foundation is tracking the progress of health insurance reform in each state. Its page for North Carolina can be found here.
  • The National Committee for Quality Assurance is a private, non-profit organization that, among other things, provides health care plan report cards for consumers. Search for North Carolina health insurance plan report cards.

North Carolina state government health insurance resources

North Carolina State Seal.;

SmartNC —  Consumer services from the North Carolina Department of Insurance.

North Carolina Health Choice (NCHC) for Children —  For families who make too much money to qualify for Medicaid but too little to afford rising health insurance premiums so they are able to get free or reduced price comprehensive health care for their children.

North Carolina Medicaid —  Serves about 20 percent of the state’s population, whose low income prevents them from purchasing health insurance in the private market.



North Carolina reform, single-payer health care information

Health care reform information for North Carolinians —  A service of Health Sciences Library at the University of North Carolina at Chapel Hill.

Health Care for all North Carolina —  Working toward a publicly-financed, sustainable quality Health Care system that is open to all people in NC.

State-specfic information on the Physicans National Health Program in North Carolina.

The Affordable Care Act: Immediate Benefits for North Carolina -- How the Affordable Health Care act will improve the lives of people living in North Carolina.

Why health care reform is important to North Carolina -- This 2009 document by the AARP provides a compelling case f for health reform in North Carolina.

The Benefits of Health Reform In North Carolina -- The Democratic Policy Committee of the United States Senate looks at benefits of health reform for the citizens of North Carolina.



Other helpful North Carolina health and medical care links

North Carolina Hospital Association —  The trade group for health care providers in North Carolina.

North Carolina Health News —  An independent, not-for-profit, statewide news organization dedicated to covering health care in North Carolina

Healthy Carolinians —  A statewide network of local partnerships that address health and safety issues at the community level.

North Carolina mental health resource guide, offered by the Substance Abuse and Mental Health Services Administration of the U.S. Government.

The National Coalition on Health Care's information for North Carolina -- America's oldest, most diverse, and broadest based group working to achieve comprehensive health system reform.



How did North Carolina officials vote on health reform?


H.R.2: Repealing the Health Care Bill

#14
Date of Vote: 1/19/2011 Status: House passed 245-189, 1 not voting
House vote
HOUSE|SENATE

1/19/2011--Passed House amended. Repealing the Job-Killing Health Care Law Act - Repeals the Patient Protection and Affordable Care Act, effective as of its enactment. Restores provisions of law amended by such Act. Repeals the health care provisions of the Health Care and Education and Reconciliation Act of 2010, effective as of the Act's enactment. Restores provisions of law amended by the Act's health care provisions. [more]



Health insurance exchange

North Carolina state health insurance exchange North Carolina's exchange

Find out what your state's health insurance exchange will look like.

North Carolina health insurance premium rebates

state-by-state breakdown of health insurance premium rebates $18.7 million to 216,649 families

Insurance companies were forced to return an average of $158 per family in 2012.

State Health Insurance Guides

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IL IN IA KS KY LA ME MD MA MI MN MS MO
MT NE NV NH NJ NM NY NC ND OH OK OR PA
RI SC SD TN TX UT VA VT WA WV WI WY

NC health insurance news

North Carolina will partner with feds on health insurance exchange

11/16/2012 6:11 PM
fayobserver.com — Outgoing Gov. Beth Perdue, a Democrat, consulted Gov.-elect Pat McCrory, a Republican, before announcing the state’s intention to partnership with the federal government for an exchange in the state.

The cost of health benefits for NC lawmakers

07/13/2012 10:07 PM
WNCT –North Carolina’s part-time state lawmakers receive full-time healthcare benefits and taxpayers foot the bill — $4,931 for each state representative or senator. Out of 170 members of the General Assembly, 150 members accept the individual health care benefit adding up to $739,650 per year.

Feds likely to run North Carolina health insurance exchange

06/28/2012 4:06 PM
News Observer — The North Carolina Senate did not authorize an exchange before adjourning for the year. While the Senate could reconvene in a special session, it appears the federal Department of Health and Human Services will operate the state’s exchange when it goes live Jan. 1, 2014.

Read more North Carolina health insurance news

NC health insurance companies

Health insurance companies in North Carolina.
Get health insurance quotes for these companies.

Aetna
Celtic Ins. Co.
Golden Rule
Humana
WellPath Select, Inc.

Doctor directory for North Carolina

Find licensed physicians near you. Each state is home to organizations that can help you find and research physicians, offering online information about a physician's license, schooling, practice information and more.

North Carolina Licensee Search
North Carolina Medical Board

Other North Carolina Public Resources
North Carolina Medical Society

Health insurance for individuals NC

Resources for those individuals seeking health care insurance in North Carolina. If you are looking for North Carolina Medicare, visit our site for health insurance over 65.

How your member of Congress voted

how the North Carolina congressional delegation voted on insurance reform healthreformvotes.org

Your members of the North Carolina Congressional delegation voted on health care reform.