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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics


Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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How I became a health policy wonk, my favorite policy charts, and what’s ahead for health reform

A Curbside Consult with Aaron Carroll, health services researcher and health policy blogger at The Incidental Economist

I’m excited to present our first Curbside Consult video interview. In these videos, I’m the guy in the little window at the bottom left. The bearded guy occupying most of the screen is the great Aaron Carroll.

Aaron is a pediatrician and health services researcher at the University of Indiana, where he directs the Center for Health Policy and Professionalism Research (CHPPR).

Aaron blogs regularly at The Incidental Economist, a highly respected website that covers health policy. (I write there on the weekends, as well.) He publishes frequently in the Journal of the American Medical Association’s blog,, and similar outlets.

I admire Aaron’s clear and humane writing on a host of subjects. He’s admired across the blogosphere for his ability to use simple graphics to underscore simple but important insights one might otherwise miss.

Aaron’s favorite health policy charts

In Part One of our interview, we discuss two of Aaron’s best little charts. “My favorite charts,” Aaron says, “are ones that basically dispel deep-seated memes.”

The first chart concerns changes in lifespan among American retirees since the 1970s. This is an important issue for Medicare policy. Our implicit sense that retirees live a lot longer than they used to animates proposals to raise the ages of Social Security and Medicare retirement eligibility.

As Aaron demonstrated, virtually all of the recent increase in lifespan among American male retirees has actually occurred among people in the top half of the income distribution. Men within the bottom 50 percent experienced virtually no change. Aaron’s fans, such as Paul Krugman, noted that this chart underscored why raising the Medicare eligibility age is so misguided.

The second Aaron-chart is more fun. It illustrates the proportion of Canadians who migrate to the U.S. to receive health care. I won’t spoil it. I’ll just say that, yeah, it’s a tiny proportion. We get on to some related subjects, in which vivid but unlikely possibilities unduly sway people’s behavior on subjects ranging from the flu to home gun safety.

The road ahead for health reform

In Part Two of our interview, we talk about the road ahead for health reform and in particular, what’s ahead for the state health insurance exchanges. We talk about the expansion of Medicaid and why states are likely to ultimately accept the expansion.

Aaron explains why the insurance industry won’t stand in the way of the reform law, and why doctors will welcome an expansion of Medicaid.

And, while governors may sit back and let the federal government drive at the launch of the state health insurance exchanges, he says, they are likely to quickly take the wheel when the exchanges start rolling.

Harold Pollack is Helen Ross Professor of Social Service Administration at the University of Chicago. He has written about health policy for the Washington Post, New York Times, New Republic, The Huffington Post and many other publications. His essay, “Lessons from an Emergency Room Nightmare,” was selected for The Best American Medical Writing, 2009. 

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