A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 866-553-3223
Speak with a licensed insurance agent 866-553-3223
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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How sunsetting ARP’s subsidy enhancements would affect ACA subsidy amounts
What will happen to Marketplace health insurance subsidy availability and size when the subsidy enhancements instituted under the American Rescue Plan sunset after 2025?

Frequently-asked questions by category

What are ICHRA pros and cons for employees? photo

What are ICHRA pros and cons for employees?

April 14, 2025 – Learn about the pros and cons of Individual Coverage Health Reimbursement Arrangements (ICHRAs) for employees. Learn how the plans work and…

Which states offer their own health insurance subsidies? photo

Which states offer their own health insurance subsidies?

April 11, 2025 – Nine states have state-funded health insurance subsidy programs that make coverage even more affordable than it would be with federal…

Who’s getting zero-premium health insurance plans? photo

Who’s getting zero-premium health insurance plans?

November 11, 2024 – You don't have to be poor to get an ACA-compliant health plan with $0 premiums. See who's getting no-premium coverage and why – and…

Can I use my HSA to pay for COVID-19 testing and treatment? photo

Can I use my HSA to pay for COVID-19 testing and treatment?

June 26, 2023 – You can use your HSA to pay for COVID testing and treatment costs that you pay out-of-pocket. Your HDHP will cover testing and vaccination…

Will the family glitch fix help my family? photo

Will the family glitch fix help my family?

February 23, 2023 – Starting with 2023 health plans, up to a million consumers could see more affordable health coverage thanks to the family glitch fix.…

Can I use my HSA to purchase over-the-counter medications? photo

Can I use my HSA to purchase over-the-counter medications?

July 21, 2022 – The Coronavirus Aid, Relief, and Economic Security (CARES) Act changed ACA regulations, allowing consumers to purchase of over-the-counter…