A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Medicare & Medicaid

Medicare & Medicaid

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ACA open enrollment: what’s new for 2025
Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various changes that consumers should be aware of this fall.

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How does a health savings account (HSA) work?
A health savings account is a tax-advantaged savings account combined with a high-deductible health insurance policy to provide an investment and health coverage. Deposits to the HSA are tax-deductible and grow tax-free. Withdrawals are always tax-free if they're used for qualifying medical expenses, although they account can be used like a traditional IRA after age 65, with withdrawals subject to regular income tax.

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Sabrina Corlette

A Medicare buy-in Republicans can love photo

A Medicare buy-in Republicans can love

September 23, 2016 – One might assume that Republicans would never go for a Medicare buy-in, as it would expand the ranks of those who get "government-run"…

Do we need a stiffer individual mandate penalty? photo

Do we need a stiffer individual mandate penalty?

September 14, 2016 – Would a heftier tax penalty for being uninsured fix anemic marketplace enrollment and help to prevent an ACA death spiral? At least one…

Obamacare: Just what the doctor ordered? photo

Obamacare: Just what the doctor ordered?

May 13, 2014 – In Part 2 of my conversation with Sabrina Corlette, we talk about whether the Affordable Care Act is improving the health care system. Will…

‘Bros’ on board – and other promising signs photo

‘Bros’ on board – and other promising signs

May 11, 2014 – With 8 million Americans enrolled in Obamacare's exchanges – 28 percent of them young adults – the collapse of the Affordable Care Act…