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Individual & Family
Supplemental
Marketplace by state
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Miss open enrollment? You’ve got options.
Outside of ACA's open enrollment period, you can only sign up for ACA-compliant health coverage if you qualify for a special enrollment period. But you may have other coverage options.
Calculators
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Do I have to repay excess premium tax credits?
If you received advance premium tax credits (APTC) for health insurance you purchased last year, and your income ended up increasing, you might have to pay back some of your APTC. Learn how to determine whether you will have to repay excess APTC when you file taxes.
The ACA
In-depth guides
Health reform & FAQs
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Qualifying life events that trigger an ACA special enrollment period
Outside of open enrollment, an ACA special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.