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I understand that subsidies come in the form of tax credits. But I’m unemployed and probably won’t owe any taxes. How would the subsidy help me?

  • December 17, 2012

Q: I understand that subsidies come in the form of tax credits. But I’m unemployed and probably won’t owe any taxes. How would the subsidy help me?

A: Even if you don’t owe taxes, the IRS will send your insurer a check at the beginning of the year to pay part of your premium.  The size of that tax credit will be based on your income, and how much you have to pay for health insurance.