A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2026 may be lower than recent years.
Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

Frequently-asked questions by tag

What type of health insurance exchange does my state have? photo

What type of health insurance exchange does my state have?

May 22, 2026 – As of the 2026 plan year, there are 21 fully state-run health insurance marketplaces (SBMs), two state-based marketplaces that use the…

Is there any chance I will be turned down for coverage by a health insurance exchange? photo

Is there any chance I will be turned down for coverage by a health insurance exchange?

August 23, 2024 – The main idea behind health care reform law was to remove the barriers to insurance coverage for most Americans who remained uninsured…

My health insurance options from my employer are on an exchange. Is this part of Obamacare? photo

My health insurance options from my employer are on an exchange. Is this part of Obamacare?

July 31, 2021 – If the health insurance options from your employer are on an exchange, it could be a private exchange – not the Affordable Care Act's…