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New Jersey Health Insurance


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How healthy is living in New Jersey?

New Jersey climbed three spots higher – from 21st to 18th – in the 2008 ranking of the healthiest states by the United Health Foundation.

The state's best and worst category rankings:

  • Infant mortality – 2nd
  • Children (under 18) in poverty – 3rd
  • Occupational fatalities – 4th
  • High school graduation – 7th (85.1 percent of ninth graders eventually graduate)
  • Number of primary care physicians – 8th
  • Prevalence of smoking – 10th
  • Prevalence of obesity – 10th
  • Infectious disease – 42th

See the United Health Foundation's latest findings on New Jersey.


Does New Jersey have a risk pool for the uninsurable?

New Jersey does not have a state risk pool. The state has guaranteed-issue meaning all citizens will be accepted at the same premium regardless of their health. Thus New Yorkers are lucky to have access to health insurance that is much better than a risk pool (which almost always charges a higher-than-the-going-rate because it is made up of uninsurable people).

Risk pools are state-sponsored programs to help people with a history of medical problems in their family to purchase coverage. These pools are for people who can afford to buy health insurance, but are not able to get underwritten in the private market because of a pre-existing health condition. These programs can vary significantly from state-to-state in price, benefits and number of people served. Often insurance companies doing business in the state are required to contribute to the poolto keep it in the black. In the best cases they allow people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Find more on risk pools here.


Cover The Uninsured's guide on finding health insurance in New Jersey

Cover The Uninsured is a national effort to highlight the fact that too many Americans are living without health insurance and to demand solutions from our nation's leaders. Read more information on its efforts. It is a project of the Robert Wood Johnson Foundation.


USNews health insurance rankings for New Jersey

USNews logo US News does an annual ranking of what it considers the best health insurance plans in each state. Visit its reports on various health insurance or medical insurance plans being offered in New Jersey.


Official State Goverment Sites with New Jersey Health Insurance Information

New Jersey State Seal.;

New Jersey Health and Human Services -- Health Insurance section -- provides information health insurance for citizen's of New Jersey.

NJ FamilyCare -- low cost or no cost health insurance program from the State of New Jersey kids and certain low-income parents.

Non-profit sites of interest to those in New Jersey

New Jersey Citizens Action -- the state's largest citizen watchdog coalition, which says it works to protect and expand the rights of individuals and families and to ensure that government officials respond to the needs of people.

Health Insurance results for New Jersey

Health Insurance News

Democrats race to line up 218 votes

Politco – Democratic leaders trying to preserve a high-stakes Saturday vote on a House health reform bill battled a swift current of rank-and-file defections Friday as the White House swung into action to help corral the final votes.

House Dems say Sat. vote on health care may slip

Associated Press – House Democrats acknowledged they don’t yet have the votes to pass a sweeping overhaul of the nation’s health care system, and signaled they may push back the vote until Sunday or early next week.

Injury Upon Injury: Californians Losing Jobs Find State Health Safety Net Is Badly Frayed

Kaiser Health News – SANTA ANA, Calif. – Robin Willer slumps on the metal bench, her sweater drawn up over her swollen cheeks. “The cold hurts it,” she says, pointing gingerly to three broken teeth.

More health insurance news

New-Jersey Health Insurance Companies

Health insurance companies in New-Jersey.
Get health plan pricing for these companies.

AmeriHealth HMO - New Jersey
Horizon Blue Cross Blue Shield of New Jersey
Oxford Health Plans, Inc.

Call Congress: Support Insurance Reform

Contact your federal officials. All Americans need your help to demand Congress to make health insurance that is:

  • available to all regardless of pre-existing conditions
  • able to follow you from job-to-job
  • has a public option, to make it affordable.
Senator Frank Lautenberg
PHONE: 202-224-3224 (DC office)
FAX: 202-228-4054 (DC office)
Local offices
Contact by E-mail
Senator Robert Menendez
PHONE: 202-224-4744 (DC office)
FAX: 202-224-228-2197 (DC office)
Local offices
Contact by E-mail

House Members
(follow link, then look for "Contact") u.s. house seal Need Help?
ZIP search

For state-level reform, contact:

New-Jersey Governor Jon Corzine
PO Box 001
Trenton, NJ 08625
PHONE: 609-292-6000
Contact by e-mail


Contact your New-Jersey State Senator and State Representative

Read more on Health Care Reform!


Health Insurance 101: learning center

Individual health insurance, a quick overview for those who must purchases their own insurance coverage

Health Insurance Companies, tips for evaluating and choosing a good provider

Private health insurance, background on the "American way" of paying for health care

Self-employed health insurance -- navigating the tricky waters of individual health care policies